Data / MFI housing loan balances / Euro area

MFI housing loan balances in Euro area

MFI housing loan balances in Euro area was €5.53 trillion in August 2026, according to the European Central Bank. That is up 3.3% from August 2025.

August 2026, EUR million5,531,239.59 Provisional
Change on August 2025+3.3%
Series high5,531,239.59August 2026
Series low1,385,876.05September 1997
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MFI housing loan balances in Euro area, September 1997 to August 2026

1M2M3M4M5M6M1997-092001-112006-012010-032014-052018-072022-092026-082026-08: 5,531,239.59 EUR million02M4M6M1997-092007-052017-012026-082026-08: 5,531,239.59 EUR million
EUR million. Source: ECB, ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). Retrieved 2026-10-12.
All 348 values
PeriodEUR million
2026-085,531,239.59 Provisional
2026-075,524,141.76
2026-065,503,264.57
2026-055,484,752.24
2026-045,469,120.96
2026-035,456,781.7
2026-025,444,225.95
2026-015,434,072.7
2025-125,411,902.7
2025-115,394,818.3
2025-105,380,901.17
2025-095,374,995.47
2025-085,357,117.37
2025-075,348,236.57
2025-065,328,948.66
2025-055,312,862.36
2025-045,300,134.38
2025-035,285,857.49
2025-025,277,673.21
2025-015,269,767.93
2024-125,263,838.13
2024-115,255,462.29
2024-105,245,257.07
2024-095,245,517.48
2024-085,236,238.49
2024-075,231,638.29
2024-065,221,572.41
2024-055,212,341.67
2024-045,213,588.27
2024-035,214,262.55
2024-025,210,633.83
2024-015,212,488.16
2023-125,237,408.73
2023-115,237,327.19
2023-105,228,976.67
2023-095,215,132.37
2023-085,209,178.65
2023-075,210,105.17
2023-065,205,427.84
2023-055,196,737.87
2023-045,228,885.22
2023-035,229,683.85
2023-025,221,673.7
2023-015,221,538.68
2022-125,222,796.99
2022-115,214,764.9
2022-105,207,302.09
2022-095,197,122.45
2022-085,177,741.42
2022-075,164,399.24
2022-065,135,269.94
2022-055,100,424.04
2022-045,072,583.51
2022-035,056,371.14
2022-025,030,385.94
2022-015,022,380.8
2021-124,979,169.15
2021-114,962,385.2
2021-104,940,004.21
2021-094,916,882.54
2021-084,893,037.38
2021-074,877,641.35
2021-064,848,364.4
2021-054,820,289.83
2021-044,797,287.64
2021-034,778,666.61
2021-024,754,520.91
2021-014,741,852.64
2020-124,730,414.23
2020-114,710,688.28
2020-104,692,262.73
2020-094,668,592.75
2020-084,630,549.64
2020-074,622,805.58
2020-064,598,413.83
2020-054,583,002.68
2020-044,563,507.16
2020-034,558,663.82
2020-024,559,298.3
2020-014,545,430.43
2019-124,528,835.58
2019-114,508,872.16
2019-104,495,614.7
2019-094,475,640.07
2019-084,459,248.75
2019-074,443,696.33
2019-064,421,886.77
2019-054,402,982.92
2019-044,399,212.53
2019-034,386,884.59
2019-024,370,734.71
2019-014,365,125.01
2018-124,359,727.47
2018-114,344,255.43
2018-104,332,626.5
2018-094,320,430.94
2018-084,307,172.06
2018-074,295,566.74
2018-064,276,917.28
2018-054,257,180.93
2018-044,250,333.07
2018-034,243,036.51
2018-024,221,676.33
2018-014,216,055.91
2017-124,221,570.02
2017-114,201,890.16
2017-104,191,394.49
2017-094,182,440.29
2017-084,166,032.86
2017-074,149,013.76
2017-064,144,669.48
2017-054,126,076
2017-044,126,953.32
2017-034,116,873.21
2017-024,105,328.58
2017-014,089,276.59
2016-124,088,548.68
2016-114,042,694.19
2016-104,026,401.79
2016-094,020,741.85
2016-084,003,347.92
2016-073,996,875.04
2016-063,982,616.02
2016-053,980,967.04
2016-043,976,277.53
2016-033,969,030.01
2016-023,963,801.92
2016-013,952,195.48
2015-123,953,298.25
2015-113,948,489.09
2015-103,943,628.1
2015-093,929,571.81
2015-083,918,300.41
2015-073,915,113.11
2015-063,906,208.18
2015-053,894,881.33
2015-043,889,133.81
2015-033,886,695.23
2015-023,878,693.88
2015-013,877,462.45
2014-123,865,636.76
2014-113,851,797.17
2014-103,850,920.97
2014-093,844,970.8
2014-083,840,970.29
2014-073,836,595.54
2014-063,829,991.76
2014-053,827,544.02
2014-043,867,454.59
2014-033,861,351.48
2014-023,861,043.05
2014-013,858,877.49
2013-123,858,401
2013-113,856,570.5
2013-103,853,837.32
2013-093,846,429.47
2013-083,838,631.4
2013-073,838,098.09
2013-063,840,106.77
2013-053,832,539.76
2013-043,836,843.16
2013-033,837,594.25
2013-023,833,868.51
2013-013,830,684.01
2012-123,830,186.42
2012-113,822,417.36
2012-103,816,326.25
2012-093,815,506.51
2012-083,809,797.35
2012-073,808,754.69
2012-063,806,181.58
2012-053,792,523.35
2012-043,789,628.72
2012-033,786,429.11
2012-023,779,890.42
2012-013,781,554.93
2011-123,784,425.14
2011-113,777,331.5
2011-103,770,932.88
2011-093,809,796.95
2011-083,799,390.22
2011-073,798,915.07
2011-063,794,674.82
2011-053,780,077.76
2011-043,766,764.22
2011-033,756,611.91
2011-023,727,625.61
2011-013,724,575.89
2010-123,706,884.11
2010-113,683,084.06
2010-103,674,746.7
2010-093,657,796.83
2010-083,649,510.77
2010-073,639,490.2
2010-063,626,792.62
2010-053,596,835.9
2010-043,583,022.57
2010-033,576,093.11
2010-023,565,159.08
2010-013,557,555.69
2009-123,551,673.09
2009-113,530,955.62
2009-103,523,110.83
2009-093,515,500.08
2009-083,503,762.89
2009-073,500,188.33
2009-063,488,241.21
2009-053,481,961.92
2009-043,479,839.94
2009-033,481,950.7
2009-023,492,279.68
2009-013,493,702.45
2008-123,491,098.55
2008-113,514,473.9
2008-103,524,889.83
2008-093,525,771.88
2008-083,506,626.47
2008-073,494,763.05
2008-063,475,834.04
2008-053,489,283.58
2008-043,476,464.72
2008-033,470,029.37
2008-023,465,825.68
2008-013,449,662.72
2007-123,429,453.94
2007-113,416,882.3
2007-103,397,312.41
2007-093,383,201.56
2007-083,364,814.06
2007-073,349,355.3
2007-063,327,011.56
2007-053,303,862.46
2007-043,278,429.89
2007-033,265,287.83
2007-023,244,259.14
2007-013,222,784.95
2006-123,203,783
2006-113,181,787
2006-103,157,412
2006-093,139,698
2006-083,115,003
2006-073,101,021
2006-063,071,750
2006-053,043,160
2006-043,018,188
2006-032,993,985
2006-022,957,566
2006-012,937,507
2005-122,911,593
2005-112,881,533
2005-102,856,029
2005-092,824,519
2005-082,799,801
2005-072,777,638
2005-062,742,016
2005-052,686,138
2005-042,662,188
2005-032,640,262
2005-022,621,939
2005-012,607,098
2004-122,591,495
2004-112,572,078
2004-102,554,051
2004-092,533,580
2004-082,507,979
2004-072,490,989
2004-062,463,756
2004-052,439,564
2004-042,419,220
2004-032,400,248
2004-022,384,915
2004-012,372,606
2003-122,360,453
2003-112,342,876
2003-102,328,927
2003-092,310,283
2003-082,300,340
2003-072,285,513
2003-062,262,745
2003-052,249,880
2003-042,235,138
2003-032,224,711
2003-022,205,513
2003-012,192,216
2002-122,188,582.14 Estimated
2002-112,172,008.75 Estimated
2002-102,160,753.15 Estimated
2002-092,149,778.61 Estimated
2002-082,131,581.95 Estimated
2002-072,119,104.29 Estimated
2002-062,108,387.21 Estimated
2002-052,092,054.1 Estimated
2002-042,080,608.94 Estimated
2002-032,064,388.81 Estimated
2002-022,044,523.05 Estimated
2002-012,037,652.35 Estimated
2001-122,026,153 Estimated
2001-112,015,145.32 Estimated
2001-102,005,556.37 Estimated
2001-091,990,997.67 Estimated
2001-081,973,352.57 Estimated
2001-071,965,785.09 Estimated
2001-061,953,922.07 Estimated
2001-051,941,546.91 Estimated
2001-041,929,787.86 Estimated
2001-031,915,103.69 Estimated
2001-021,898,829.96 Estimated
2001-011,894,326.1 Estimated
2000-121,875,843.65 Estimated
2000-111,855,846.37 Estimated
2000-101,847,848.56 Estimated
2000-091,832,601.17 Estimated
2000-081,794,755.87 Estimated
2000-071,787,498.7 Estimated
2000-061,779,151 Estimated
2000-051,761,989.45 Estimated
2000-041,750,267.52 Estimated
2000-031,737,085 Estimated
2000-021,721,042.43 Estimated
2000-011,712,780.61 Estimated
1999-121,706,533.7 Estimated
1999-111,687,185.86 Estimated
1999-101,669,244.36 Estimated
1999-091,650,880.55 Estimated
1999-081,629,923.83 Estimated
1999-071,620,041.1 Estimated
1999-061,601,336.86 Estimated
1999-051,576,630.21 Estimated
1999-041,560,265.09 Estimated
1999-031,548,519.03 Estimated
1999-021,538,821.87 Estimated
1999-011,538,966.13 Estimated
1998-121,543,012.47 Estimated
1998-111,526,281.74 Estimated
1998-101,518,958.7 Estimated
1998-091,509,794.84 Estimated
1998-081,493,906.51 Estimated
1998-071,486,268.95 Estimated
1998-061,474,901.96 Estimated
1998-051,460,991.73 Estimated
1998-041,453,428.61 Estimated
1998-031,438,777.89 Estimated
1998-021,429,646.91 Estimated
1998-011,422,736.07 Estimated
1997-121,418,471.07 Estimated
1997-111,397,989.2 Estimated
1997-101,388,570.94 Estimated
1997-091,385,876.05 Estimated

Rankings

Definition

End-of-month stock of loans for house purchase from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.

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How to cite

European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.

Citation styles

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APA 7

European Central Bank. (n.d.). ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E) (MFI housing loan balances, Euro area, 1997-09 to 2026-08) [Data set]. Retrieved October 12, 2026, from https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata

MLA 9

ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E), MFI housing loan balances, Euro area, 1997-09 to 2026-08. European Central Bank, https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Invokely, https://invokely.ai/en/mfi-housing-loan-balances/euro-area. Accessed 12 Oct. 2026.

Chicago (author-date)

European Central Bank. n.d. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). MFI housing loan balances, Euro area, 1997-09 to 2026-08. Dataset. Accessed October 12, 2026. https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Also distributed by Invokely, https://invokely.ai/en/mfi-housing-loan-balances/euro-area.

Harvard

European Central Bank (no date) ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E), MFI housing loan balances, Euro area, 1997-09 to 2026-08 [Dataset]. Available at: https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata, via Invokely: https://invokely.ai/en/mfi-housing-loan-balances/euro-area (Accessed: 12 October 2026).

BibTeX
@misc{european_mfi_housing_loan_balances_2026,
  author = {{European Central Bank}},
  title = {{ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E): MFI housing loan balances, Euro area, 1997-09 to 2026-08}},
  howpublished = {Data set},
  url = {https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/mfi-housing-loan-balances/euro-area. Publisher attribution: European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - European Central Bank
TI  - ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E): MFI housing loan balances, Euro area, 1997-09 to 2026-08
PB  - European Central Bank
DB  - Invokely
UR  - https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata
L2  - https://invokely.ai/en/mfi-housing-loan-balances/euro-area
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/mfi-housing-loan-balances/euro-area.
N1  - Publisher attribution: European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A22.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
ER  -
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Questions

What is the MFI housing loan balances in Euro area?

MFI housing loan balances in Euro area was €5.53 trillion in August 2026, according to the European Central Bank. That is up 3.3% from August 2025.

Where does this figure come from?

European Central Bank. ECB BSI: MFI housing loan balances, unadjusted end-period stock (M.<area>.N.A.A22.A.1.U2.2250.Z01.E). Retrieved by Invokely on 2026-10-12.

What was the highest MFI housing loan balances in Euro area?

€5.53 trillion in August 2026, the highest value since September 1997 in this series.

Related statistics for Euro area

All statistics for Euro area