Data / Household consumer credit debt / Canada

Household consumer credit debt in Canada

Household consumer credit debt in Canada was C$678.8 billion in Q2 2026, according to Statistics Canada. That is up 4% from Q2 2025.

Q2 2026, CAD million678,796
Change on Q2 2025+4%
Series high678,796Q2 2026
Series low92,106Q1 1990
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Household consumer credit debt in Canada, Q1 1990 to Q2 2026

0200K400K600K800K1990-Q11995-Q22000-Q32005-Q42011-Q12016-Q22021-Q32026-Q21990-Q1: 92,106 CAD million1990-Q2: 93,902 CAD million1990-Q3: 95,410 CAD million1990-Q4: 96,392 CAD million1991-Q1: 95,797 CAD million1991-Q2: 97,271 CAD million1991-Q3: 98,614 CAD million1991-Q4: 98,451 CAD million1992-Q1: 97,644 CAD million1992-Q2: 98,470 CAD million1992-Q3: 99,557 CAD million1992-Q4: 99,379 CAD million1993-Q1: 99,351 CAD million1993-Q2: 100,683 CAD million1993-Q3: 102,653 CAD million1993-Q4: 104,446 CAD million1994-Q1: 103,673 CAD million1994-Q2: 104,974 CAD million1994-Q3: 108,311 CAD million1994-Q4: 111,163 CAD million1995-Q1: 110,550 CAD million1995-Q2: 112,530 CAD million1995-Q3: 115,420 CAD million1995-Q4: 118,227 CAD million1996-Q1: 119,780 CAD million1996-Q2: 122,523 CAD million1996-Q3: 126,452 CAD million1996-Q4: 129,129 CAD million1997-Q1: 131,267 CAD million1997-Q2: 134,684 CAD million1997-Q3: 142,659 CAD million1997-Q4: 147,577 CAD million1998-Q1: 149,177 CAD million1998-Q2: 154,584 CAD million1998-Q3: 159,561 CAD million1998-Q4: 162,953 CAD million1999-Q1: 166,551 CAD million1999-Q2: 170,692 CAD million1999-Q3: 176,691 CAD million1999-Q4: 183,483 CAD million2000-Q1: 186,741 CAD million2000-Q2: 191,089 CAD million2000-Q3: 200,120 CAD million2000-Q4: 205,697 CAD million2001-Q1: 202,890 CAD million2001-Q2: 208,055 CAD million2001-Q3: 214,159 CAD million2001-Q4: 218,344 CAD million2002-Q1: 219,899 CAD million2002-Q2: 226,058 CAD million2002-Q3: 233,940 CAD million2002-Q4: 239,299 CAD million2003-Q1: 239,360 CAD million2003-Q2: 249,282 CAD million2003-Q3: 257,009 CAD million2003-Q4: 264,476 CAD million2004-Q1: 267,698 CAD million2004-Q2: 280,170 CAD million2004-Q3: 288,205 CAD million2004-Q4: 298,811 CAD million2005-Q1: 307,630 CAD million2005-Q2: 318,158 CAD million2005-Q3: 326,692 CAD million2005-Q4: 333,715 CAD million2006-Q1: 337,261 CAD million2006-Q2: 347,050 CAD million2006-Q3: 358,081 CAD million2006-Q4: 365,321 CAD million2007-Q1: 370,737 CAD million2007-Q2: 383,854 CAD million2007-Q3: 394,458 CAD million2007-Q4: 400,118 CAD million2008-Q1: 408,253 CAD million2008-Q2: 419,399 CAD million2008-Q3: 429,067 CAD million2008-Q4: 432,727 CAD million2009-Q1: 438,591 CAD million2009-Q2: 451,354 CAD million2009-Q3: 461,048 CAD million2009-Q4: 473,160 CAD million2010-Q1: 469,406 CAD million2010-Q2: 471,286 CAD million2010-Q3: 478,452 CAD million2010-Q4: 484,810 CAD million2011-Q1: 484,413 CAD million2011-Q2: 491,015 CAD million2011-Q3: 496,516 CAD million2011-Q4: 498,561 CAD million2012-Q1: 491,791 CAD million2012-Q2: 498,086 CAD million2012-Q3: 506,498 CAD million2012-Q4: 510,110 CAD million2013-Q1: 508,771 CAD million2013-Q2: 514,812 CAD million2013-Q3: 521,535 CAD million2013-Q4: 525,449 CAD million2014-Q1: 522,988 CAD million2014-Q2: 531,627 CAD million2014-Q3: 538,402 CAD million2014-Q4: 540,858 CAD million2015-Q1: 538,381 CAD million2015-Q2: 543,940 CAD million2015-Q3: 548,647 CAD million2015-Q4: 549,103 CAD million2016-Q1: 546,766 CAD million2016-Q2: 556,584 CAD million2016-Q3: 558,470 CAD million2016-Q4: 562,181 CAD million2017-Q1: 563,569 CAD million2017-Q2: 573,870 CAD million2017-Q3: 578,928 CAD million2017-Q4: 581,398 CAD million2018-Q1: 577,557 CAD million2018-Q2: 586,447 CAD million2018-Q3: 592,665 CAD million2018-Q4: 594,770 CAD million2019-Q1: 589,656 CAD million2019-Q2: 597,839 CAD million2019-Q3: 601,727 CAD million2019-Q4: 601,652 CAD million2020-Q1: 589,413 CAD million2020-Q2: 572,690 CAD million2020-Q3: 578,712 CAD million2020-Q4: 572,410 CAD million2021-Q1: 557,701 CAD million2021-Q2: 561,474 CAD million2021-Q3: 568,370 CAD million2021-Q4: 571,182 CAD million2022-Q1: 570,588 CAD million2022-Q2: 585,886 CAD million2022-Q3: 595,115 CAD million2022-Q4: 597,597 CAD million2023-Q1: 592,185 CAD million2023-Q2: 604,868 CAD million2023-Q3: 611,225 CAD million2023-Q4: 617,819 CAD million2024-Q1: 614,864 CAD million2024-Q2: 626,727 CAD million2024-Q3: 636,850 CAD million2024-Q4: 645,571 CAD million2025-Q1: 640,753 CAD million2025-Q2: 652,938 CAD million2025-Q3: 664,080 CAD million2025-Q4: 668,922 CAD million2026-Q1: 665,858 CAD million2026-Q2: 678,796 CAD million0200K400K600K800K1990-Q12002-Q22014-Q32026-Q22026-Q2: 678,796 CAD million
CAD million. Source: Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit. Retrieved 2026-10-12.
All 146 values
PeriodCAD million
2026-Q2678,796
2026-Q1665,858
2025-Q4668,922
2025-Q3664,080
2025-Q2652,938
2025-Q1640,753
2024-Q4645,571
2024-Q3636,850
2024-Q2626,727
2024-Q1614,864
2023-Q4617,819
2023-Q3611,225
2023-Q2604,868
2023-Q1592,185
2022-Q4597,597
2022-Q3595,115
2022-Q2585,886
2022-Q1570,588
2021-Q4571,182
2021-Q3568,370
2021-Q2561,474
2021-Q1557,701
2020-Q4572,410
2020-Q3578,712
2020-Q2572,690
2020-Q1589,413
2019-Q4601,652
2019-Q3601,727
2019-Q2597,839
2019-Q1589,656
2018-Q4594,770
2018-Q3592,665
2018-Q2586,447
2018-Q1577,557
2017-Q4581,398
2017-Q3578,928
2017-Q2573,870
2017-Q1563,569
2016-Q4562,181
2016-Q3558,470
2016-Q2556,584
2016-Q1546,766
2015-Q4549,103
2015-Q3548,647
2015-Q2543,940
2015-Q1538,381
2014-Q4540,858
2014-Q3538,402
2014-Q2531,627
2014-Q1522,988
2013-Q4525,449
2013-Q3521,535
2013-Q2514,812
2013-Q1508,771
2012-Q4510,110
2012-Q3506,498
2012-Q2498,086
2012-Q1491,791
2011-Q4498,561
2011-Q3496,516
2011-Q2491,015
2011-Q1484,413
2010-Q4484,810
2010-Q3478,452
2010-Q2471,286
2010-Q1469,406
2009-Q4473,160
2009-Q3461,048
2009-Q2451,354
2009-Q1438,591
2008-Q4432,727
2008-Q3429,067
2008-Q2419,399
2008-Q1408,253
2007-Q4400,118
2007-Q3394,458
2007-Q2383,854
2007-Q1370,737
2006-Q4365,321
2006-Q3358,081
2006-Q2347,050
2006-Q1337,261
2005-Q4333,715
2005-Q3326,692
2005-Q2318,158
2005-Q1307,630
2004-Q4298,811
2004-Q3288,205
2004-Q2280,170
2004-Q1267,698
2003-Q4264,476
2003-Q3257,009
2003-Q2249,282
2003-Q1239,360
2002-Q4239,299
2002-Q3233,940
2002-Q2226,058
2002-Q1219,899
2001-Q4218,344
2001-Q3214,159
2001-Q2208,055
2001-Q1202,890
2000-Q4205,697
2000-Q3200,120
2000-Q2191,089
2000-Q1186,741
1999-Q4183,483
1999-Q3176,691
1999-Q2170,692
1999-Q1166,551
1998-Q4162,953
1998-Q3159,561
1998-Q2154,584
1998-Q1149,177
1997-Q4147,577
1997-Q3142,659
1997-Q2134,684
1997-Q1131,267
1996-Q4129,129
1996-Q3126,452
1996-Q2122,523
1996-Q1119,780
1995-Q4118,227
1995-Q3115,420
1995-Q2112,530
1995-Q1110,550
1994-Q4111,163
1994-Q3108,311
1994-Q2104,974
1994-Q1103,673
1993-Q4104,446
1993-Q3102,653
1993-Q2100,683
1993-Q199,351
1992-Q499,379
1992-Q399,557
1992-Q298,470
1992-Q197,644
1991-Q498,451
1991-Q398,614
1991-Q297,271
1991-Q195,797
1990-Q496,392
1990-Q395,410
1990-Q293,902
1990-Q192,106

Definition

End-of-quarter balance of liabilities classified as consumer credit for Canada's Household sector, in millions of Canadian dollars (CAD) at market value, not seasonally adjusted.

Statistics Canada's Household sector includes unincorporated enterprises operated by households and excludes non-profit institutions serving households. This is an aggregate sector balance, not an average per household. The quarterly series starts in 1990-Q1; historical estimates may be revised. This is the household sector's outstanding balance at quarter-end, not credit extended during the quarter.

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How to cite

Source: Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit, reference period 2026-Q2. Reproduced and distributed on an "as is" basis with the permission of Statistics Canada. Adapted from Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit, reference period 2026-Q2. This does not constitute an endorsement by Statistics Canada of this product. https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693986&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12. Retrieved 2026-10-12.

Citation styles

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APA 7

Statistics Canada. (n.d.). Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit (Household consumer credit debt, Canada, 1990-Q1 to 2026-Q2) [Data set]. Retrieved October 12, 2026, from https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693986&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12

MLA 9

Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit, Household consumer credit debt, Canada, 1990-Q1 to 2026-Q2. Statistics Canada, https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693986&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12. Invokely, https://invokely.ai/en/household-consumer-credit-debt/canada. Accessed 12 Oct. 2026.

Chicago (author-date)

Statistics Canada. n.d. Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit. Household consumer credit debt, Canada, 1990-Q1 to 2026-Q2. Dataset. Accessed October 12, 2026. https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693986&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12. Also distributed by Invokely, https://invokely.ai/en/household-consumer-credit-debt/canada.

Harvard

Statistics Canada (no date) Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit, Household consumer credit debt, Canada, 1990-Q1 to 2026-Q2 [Dataset]. Available at: https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693986&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12, via Invokely: https://invokely.ai/en/household-consumer-credit-debt/canada (Accessed: 12 October 2026).

BibTeX
@misc{statistics_household_consumer_credit_debt_2026,
  author = {{Statistics Canada}},
  title = {{Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit: Household consumer credit debt, Canada, 1990-Q1 to 2026-Q2}},
  howpublished = {Data set},
  url = {https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693986&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12},
  urldate = {2026-10-12},
  note = {Accessed via Invokely, https://invokely.ai/en/household-consumer-credit-debt/canada. Publisher attribution: Source: Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit, reference period 2026-Q2. Reproduced and distributed on an "as is" basis with the permission of Statistics Canada. Adapted from Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit, reference period 2026-Q2. This does not constitute an endorsement by Statistics Canada of this product. https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693986\&startRefPeriod=1990-01-01\&endReferencePeriod=2026-10-12. Retrieved 2026-10-12.},
}
RIS
TY  - DATA
AU  - Statistics Canada
TI  - Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit: Household consumer credit debt, Canada, 1990-Q1 to 2026-Q2
PB  - Statistics Canada
DB  - Invokely
UR  - https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693986&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12
L2  - https://invokely.ai/en/household-consumer-credit-debt/canada
Y2  - 2026/10/12
N1  - Accessed via Invokely, https://invokely.ai/en/household-consumer-credit-debt/canada.
N1  - Publisher attribution: Source: Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit, reference period 2026-Q2. Reproduced and distributed on an "as is" basis with the permission of Statistics Canada. Adapted from Statistics Canada, Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit, reference period 2026-Q2. This does not constitute an endorsement by Statistics Canada of this product. https://www150.statcan.gc.ca/t1/wds/rest/getDataFromVectorByReferencePeriodRange?vectorIds=62693986&startRefPeriod=1990-01-01&endReferencePeriod=2026-10-12. Retrieved 2026-10-12.
ER  -
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Questions

What is the household consumer credit debt in Canada?

Household consumer credit debt in Canada was C$678.8 billion in Q2 2026, according to Statistics Canada. That is up 4% from Q2 2025.

Where does this figure come from?

Statistics Canada. Table 36-10-0580-01, National Balance Sheet Accounts: Canada, households, market value, Consumer credit. Retrieved by Invokely on 2026-10-12.

What was the highest household consumer credit debt in Canada?

C$678.8 billion in Q2 2026, the highest value since Q1 1990 in this series.

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