# EU countries by outstanding household consumer and other loan rate, August 2026

All 21 values come from European Central Bank for 2026-08, so the places are comparable.

- Indicator id: `ecb_consumer_other_outstanding_loan_rate`
- Unit: %
- Definition: Annualised interest rate reported monthly on the outstanding stock of euro loans to households for consumption and other purposes.
- Source: European Central Bank, ECB MIR: Outstanding household consumer and other loan rate (M.<area>.B.A25.A.R.A.2250.EUR.O) (https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A25.A.R.A.2250.EUR.O?format=csvdata&startPeriod=2003-01)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- Citation: European Central Bank. ECB MIR: Outstanding household consumer and other loan rate (M.<area>.B.A25.A.R.A.2250.EUR.O). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A25.A.R.A.2250.EUR.O?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
- Web page: https://invokely.ai/rankings/outstanding-household-consumer-and-other-loan-rate/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Estonia | 11 |
| 2 | Latvia | 10.32 |
| 3 | Greece | 8.87 |
| 4 | Lithuania | 8.36 |
| 5 | Ireland | 7.46 |
| 6 | Portugal | 7.42 |
| 7 | Bulgaria | 7.25 |
| 8 | Spain | 7.03 |
| 9 | Luxembourg | 6.84 |
| 10 | Italy | 6.66 |
| 11 | Slovakia | 6.15 |
| 12 | Slovenia | 6.12 |
| 13 | Germany | 5.54 |
| 14 | Cyprus | 5.44 |
| 15 | Croatia | 5.35 |
| 16 | Malta | 5.21 |
| 17 | France | 5.14 |
| 18 | Finland | 5.08 |
| 19 | Austria | 5.04 |
| 20 | Belgium | 4.58 |
| 21 | Netherlands | 4.38 |