# Countries by made a digital merchant payment, adults, 2024

All 97 values come from World Bank for 2024, so the places are comparable. 6 countries have no value for that period and are not ranked.

- Indicator id: `made_digital_merchant_payment_adults`
- Unit: %
- Definition: Percentage of respondents aged 15 and over who used a debit or credit card, or a phone, to pay for a purchase in a store or an online purchase in the past 12 months.
- Source: World Bank, Global Findex: Made a digital merchant payment (% age 15+) (merchant.pay) (https://api.worldbank.org/v2/country/all/indicator/merchant.pay?format=json&per_page=20000&date=2011:2024&source=28)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Made a digital merchant payment (% age 15+) (merchant.pay). https://api.worldbank.org/v2/country/all/indicator/merchant.pay?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/made-digital-merchant-payment-adults/countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Mongolia | 94.94 |
| 2 | China | 79.6 |
| 3 | Iran | 78.62 |
| 4 | Poland | 78.09 |
| 5 | Ukraine | 73.61 |
| 6 | Venezuela | 71.56 |
| 7 | Kazakhstan | 70.05 |
| 8 | Croatia | 65.33 |
| 9 | Saudi Arabia | 64.16 |
| 10 | Argentina | 60.19 |
| 11 | Brazil | 60.15 |
| 12 | Kenya | 55.76 |
| 13 | Bulgaria | 54.7 |
| 14 | Serbia | 53.78 |
| 15 | North Macedonia | 52.44 |
| 16 | Malaysia | 52.24 |
| 17 | Türkiye | 51.5 |
| 18 | Thailand | 51.25 |
| 19 | Vietnam | 51.13 |
| 20 | Romania | 50.18 |
| 21 | Mauritius | 49.89 |
| 22 | Georgia | 47.59 |
| 23 | Costa Rica | 47.25 |
| 24 | South Africa | 46.92 |
| 25 | Kyrgyzstan | 43.4 |
| 26 | Oman | 39.28 |
| 27 | Namibia | 38.57 |
| 28 | Uzbekistan | 38.09 |
| 29 | Moldova | 37.98 |
| 30 | Senegal | 36.97 |
| 31 | Montenegro | 36.39 |
| 32 | Panama | 36.24 |
| 33 | Azerbaijan | 34.24 |
| 34 | Armenia | 33.8 |
| 35 | Peru | 32.72 |
| 36 | Bosnia and Herzegovina | 31.78 |
| 37 | Zimbabwe | 29.1 |
| 38 | Nigeria | 28.39 |
| 39 | Dominican Republic | 27.63 |
| 40 | Ghana | 27.27 |
| 41 | Colombia | 26.12 |
| 42 | Paraguay | 25.96 |
| 43 | Mexico | 25.95 |
| 44 | Botswana | 25.6 |
| 45 | Belize | 24.66 |
| 46 | Laos | 21.55 |
| 47 | Ecuador | 20.8 |
| 48 | Bolivia | 20.48 |
| 49 | Cameroon | 20.31 |
| 50 | Gabon | 20.07 |
| 51 | Cambodia | 19.76 |
| 52 | Zambia | 19.2 |
| 53 | Mozambique | 18.47 |
| 54 | India | 18.3 |
| 55 | Eswatini | 18.17 |
| 56 | Tajikistan | 16.19 |
| 57 | Lesotho | 15.7 |
| 58 | Libya | 15.01 |
| 59 | Sri Lanka | 14.78 |
| 60 | Togo | 13.77 |
| 61 | Indonesia | 13.6 |
| 62 | Philippines | 13.42 |
| 63 | Jordan | 12.53 |
| 64 | Mauritania | 12.27 |
| 65 | Burkina Faso | 12.04 |
| 66 | Uganda | 11.67 |
| 67 | Albania | 11.08 |
| 68 | Iraq | 10.53 |
| 69 | Malawi | 10.44 |
| 70 | Mali | 10.21 |
| 71 | El Salvador | 9.98 |
| 72 | Honduras | 9.94 |
| 73 | Republic of the Congo | 9.93 |
| 74 | Morocco | 9.58 |
| 75 | Nepal | 9.29 |
| 76 | Côte d’Ivoire | 9.16 |
| 77 | Guinea | 8.41 |
| 78 | Palestine | 8.18 |
| 79 | Democratic Republic of the Congo | 7.41 |
| 80 | Algeria | 7 |
| 81 | Comoros | 6.78 |
| 82 | Benin | 6.76 |
| 83 | Liberia | 6.45 |
| 84 | Ethiopia | 5.91 |
| 85 | Guatemala | 5.54 |
| 86 | Nicaragua | 5.51 |
| 87 | Egypt | 5.23 |
| 88 | Sierra Leone | 5.23 |
| 89 | Chad | 5.02 |
| 90 | Tunisia | 4.9 |
| 91 | Pakistan | 4.27 |
| 92 | Lebanon | 4.11 |
| 93 | Tanzania | 3.86 |
| 94 | Gambia | 3.18 |
| 95 | Bangladesh | 2.76 |
| 96 | Niger | 2.43 |
| 97 | Madagascar | 2.42 |