# EU countries by housing cost overburden rate, 2025

All 27 values come from Eurostat, European Commission for 2025, so the places are comparable.

- Indicator id: `housing_cost_overburden_rate`
- Unit: %
- Definition: Share of the population living in households where total housing costs, net of housing allowances, are more than 40% of disposable income, net of housing allowances. Housing costs include rent or mortgage interest, utilities, regular maintenance and related taxes (EU statistics on income and living conditions, EU-SILC).
- Source: Eurostat, European Commission, Housing cost overburden rate, total population (ilc_lvho07a) (https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table)
- Publisher page: https://invokely.ai/en/publishers/eurostat
- Retrieved: 2026-10-12
- Citation: Eurostat. Housing cost overburden rate, total population (ilc_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Retrieved 2026-10-12.
- Web page: https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Greece | 26.4 |
| 2 | Denmark | 23.4 |
| 3 | Germany | 11.2 |
| 4 | Sweden | 10.8 |
| 5 | Estonia | 8.8 |
| 6 | Czechia | 8.2 |
| 7 | Luxembourg | 8.1 |
| 8 | Spain | 7.2 |
| 9 | Bulgaria | 6.9 |
| 10 | Belgium | 6.7 |
| 11 | Netherlands | 6.5 |
| 12 | France | 6.4 |
| 13 | Portugal | 6.3 |
| 14 | Austria | 6.1 |
| 15 | Malta | 6 |
| 16 | Latvia | 5.7 |
| 16 | Lithuania | 5.7 |
| 18 | Hungary | 5.3 |
| 18 | Ireland | 5.3 |
| 20 | Italy | 5 |
| 20 | Romania | 5 |
| 22 | Finland | 4.7 |
| 23 | Poland | 4.1 |
| 24 | Slovakia | 3.5 |
| 24 | Slovenia | 3.5 |
| 26 | Croatia | 3.2 |
| 27 | Cyprus | 2.4 |