# EU countries by household term deposit rate, up to 1 year, August 2026

All 21 values come from European Central Bank for 2026-08, so the places are comparable.

- Indicator id: `ecb_household_deposit_rate_upto_1y`
- Unit: %
- Definition: Monthly average annual interest rate on new euro household deposits with agreed maturity up to 1 year.
- Source: European Central Bank, ECB MIR: Household term deposit rate, up to 1 year (M.<area>.B.L22.F.R.A.2250.EUR.N) (https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.F.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- Citation: European Central Bank. ECB MIR: Household term deposit rate, up to 1 year (M.<area>.B.L22.F.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.F.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
- Web page: https://invokely.ai/rankings/household-term-deposit-rate-up-to-one-year/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Netherlands | 2.54 |
| 2 | Finland | 2.53 |
| 3 | Latvia | 2.52 |
| 4 | Italy | 2.46 |
| 5 | Lithuania | 2.43 |
| 6 | France | 2.36 |
| 7 | Estonia | 2.35 |
| 8 | Germany | 2.28 |
| 9 | Malta | 2.24 |
| 10 | Slovakia | 2.18 |
| 11 | Austria | 2.15 |
| 12 | Belgium | 2.14 |
| 13 | Spain | 2.01 |
| 14 | Luxembourg | 2 |
| 15 | Ireland | 1.81 |
| 16 | Portugal | 1.62 |
| 17 | Bulgaria | 1.4 |
| 18 | Cyprus | 1.35 |
| 19 | Croatia | 1.29 |
| 20 | Greece | 1.17 |
| 21 | Slovenia | 0.75 |