# EU countries by household term deposit rate, over 2 years, August 2026

All 19 values come from European Central Bank for 2026-08, so the places are comparable. 1 EU countries have no value for that period and are not ranked.

- Indicator id: `ecb_household_deposit_rate_over_2y`
- Unit: %
- Definition: Monthly average annual interest rate on new euro household deposits with agreed maturity over 2 years.
- Source: European Central Bank, ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N) (https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- Citation: European Central Bank. ECB MIR: Household term deposit rate, over 2 years (M.<area>.B.L22.H.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L22.H.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
- Web page: https://invokely.ai/rankings/household-term-deposit-rate-over-two-years/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Lithuania | 3.31 |
| 2 | Estonia | 3.08 |
| 3 | Latvia | 3.02 |
| 4 | Belgium | 2.97 |
| 5 | Slovakia | 2.87 |
| 6 | Bulgaria | 2.82 |
| 6 | Netherlands | 2.82 |
| 8 | Italy | 2.75 |
| 9 | Finland | 2.74 |
| 10 | France | 2.73 |
| 11 | Germany | 2.72 |
| 12 | Luxembourg | 2.55 |
| 13 | Malta | 2.33 |
| 14 | Austria | 2.05 |
| 14 | Ireland | 2.05 |
| 16 | Portugal | 2.04 |
| 17 | Slovenia | 1.69 |
| 18 | Spain | 1.67 |
| 19 | Croatia | 0.82 |