# EU countries by household revolving loan and overdraft rate, August 2026

All 21 values come from European Central Bank for 2026-08, so the places are comparable.

- Indicator id: `ecb_household_revolving_loan_rate`
- Unit: %
- Definition: Annualised interest rate reported monthly on euro revolving loans and overdrafts to households.
- Source: European Central Bank, ECB MIR: Household revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2250.EUR.N) (https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- Citation: European Central Bank. ECB MIR: Household revolving loan and overdraft rate (M.<area>.B.A2Z1.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z1.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
- Web page: https://invokely.ai/rankings/household-revolving-loan-and-overdraft-rate/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Estonia | 12.36 |
| 2 | Slovakia | 11.76 |
| 3 | Latvia | 9.81 |
| 3 | Slovenia | 9.81 |
| 5 | Germany | 9.46 |
| 6 | Portugal | 9.4 |
| 7 | France | 9.31 |
| 8 | Greece | 8.25 |
| 9 | Ireland | 7.53 |
| 10 | Finland | 7.18 |
| 11 | Bulgaria | 6.56 |
| 12 | Lithuania | 6 |
| 13 | Austria | 5.92 |
| 14 | Spain | 5.58 |
| 15 | Croatia | 5.55 |
| 16 | Netherlands | 5.48 |
| 17 | Malta | 5.18 |
| 18 | Belgium | 4.84 |
| 19 | Italy | 4.59 |
| 20 | Cyprus | 4.51 |
| 21 | Luxembourg | 3.45 |