# EU countries by household overnight deposit rate, August 2026

All 21 values come from European Central Bank for 2026-08, so the places are comparable.

- Indicator id: `ecb_household_deposit_rate_overnight`
- Unit: %
- Definition: Annualised interest rate reported monthly on euro overnight deposits from households.
- Source: European Central Bank, ECB MIR: Household overnight deposit rate (M.<area>.B.L21.A.R.A.2250.EUR.N) (https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L21.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- Citation: European Central Bank. ECB MIR: Household overnight deposit rate (M.<area>.B.L21.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L21.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
- Web page: https://invokely.ai/rankings/household-overnight-deposit-rate/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Luxembourg | 0.6 |
| 2 | Germany | 0.51 |
| 3 | Austria | 0.45 |
| 4 | Latvia | 0.42 |
| 5 | Finland | 0.38 |
| 6 | Estonia | 0.32 |
| 7 | Lithuania | 0.25 |
| 8 | Ireland | 0.22 |
| 9 | Italy | 0.2 |
| 10 | Spain | 0.16 |
| 11 | Netherlands | 0.14 |
| 12 | Slovenia | 0.1 |
| 13 | Malta | 0.07 |
| 13 | Slovakia | 0.07 |
| 15 | Belgium | 0.06 |
| 16 | France | 0.05 |
| 17 | Portugal | 0.04 |
| 18 | Greece | 0.03 |
| 19 | Croatia | 0.02 |
| 20 | Bulgaria | 0.01 |
| 21 | Cyprus | 0 |