# EU countries by household notice deposit rate, over 3 months, January 2026

All 10 values come from European Central Bank for 2026-01, so the places are comparable. 3 EU countries have no value for that period and are not ranked.

- Indicator id: `ecb_household_notice_deposit_rate_over_3m`
- Unit: %
- Definition: Annualised interest rate reported monthly on euro deposits redeemable at notice of over 3 months.
- Source: European Central Bank, ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N) (https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L23.E.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- Citation: European Central Bank. ECB MIR: Household notice deposit rate, over 3 months (M.<area>.B.L23.E.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.L23.E.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
- Web page: https://invokely.ai/rankings/household-notice-deposit-rate-over-three-months/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Italy | 2.42 |
| 2 | Bulgaria | 2.25 |
| 3 | Austria | 1.97 |
| 4 | Germany | 1.74 |
| 5 | Netherlands | 1.71 |
| 6 | Finland | 1.27 |
| 7 | Slovenia | 0.97 |
| 8 | Belgium | 0.66 |
| 9 | Cyprus | 0.07 |
| 10 | Slovakia | 0.01 |