# EU countries by new household loan rate for other purposes, August 2026

All 20 values come from European Central Bank for 2026-08, so the places are comparable. 1 EU countries have no value for that period and are not ranked.

- Indicator id: `ecb_household_other_loan_rate`
- Unit: %
- Definition: Monthly average annual interest rate on new euro loans to households for purposes other than house purchase or consumption, excluding revolving loans, overdrafts and credit-card debt.
- Source: European Central Bank, ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N) (https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2D.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- Citation: European Central Bank. ECB MIR: New household loan rate for other purposes (M.<area>.B.A2D.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2D.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
- Web page: https://invokely.ai/rankings/household-loan-rate-for-other-purposes/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Lithuania | 6.94 |
| 2 | Estonia | 6.87 |
| 3 | Slovenia | 5.75 |
| 4 | Croatia | 5.34 |
| 5 | Greece | 5.3 |
| 6 | Spain | 5.25 |
| 7 | Netherlands | 4.85 |
| 8 | Italy | 4.79 |
| 9 | Latvia | 4.67 |
| 10 | Bulgaria | 4.59 |
| 11 | Germany | 4.38 |
| 12 | Belgium | 4.33 |
| 13 | Malta | 4.32 |
| 14 | Slovakia | 4.09 |
| 15 | Cyprus | 4 |
| 16 | Austria | 3.83 |
| 17 | Portugal | 3.74 |
| 18 | France | 3.64 |
| 19 | Finland | 3.51 |
| 20 | Luxembourg | 3.09 |