# EU countries by household extended credit card rate, August 2026

All 17 values come from European Central Bank for 2026-08, so the places are comparable. 3 EU countries have no value for that period and are not ranked.

- Indicator id: `ecb_household_credit_card_rate`
- Unit: %
- Definition: Annualised interest rate reported monthly on euro extended credit card debt owed by households, where the card balance is carried beyond the interest-free period.
- Source: European Central Bank, ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N) (https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- Citation: European Central Bank. ECB MIR: Household extended credit card rate (M.<area>.B.A2Z3.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2Z3.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
- Web page: https://invokely.ai/rankings/household-extended-credit-card-rate/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Bulgaria | 21.55 |
| 2 | Slovakia | 18.95 |
| 3 | Estonia | 18.93 |
| 4 | Spain | 18.26 |
| 5 | Latvia | 17.82 |
| 6 | Germany | 17.52 |
| 7 | Greece | 16.87 |
| 8 | Lithuania | 16.28 |
| 9 | Portugal | 16.07 |
| 10 | Italy | 14.72 |
| 11 | Finland | 12.29 |
| 12 | Belgium | 11.97 |
| 13 | Cyprus | 11.84 |
| 14 | Slovenia | 10.48 |
| 15 | Malta | 7.72 |
| 16 | Croatia | 3.56 |
| 17 | France | 0 |