# EU countries by made or received a digital payment, adults, 2021

All 26 values come from World Bank for 2021, so the places are comparable. 1 EU countries have no value for that period and are not ranked.

- Indicator id: `digital_payment_participation_adults`
- Unit: %
- Definition: Percentage of respondents aged 15 and over who made or received a digital payment in the past 12 months, including account or card payments, internet bill payments or purchases, remittances, agricultural payments, government transfers, wages or public pensions.
- Source: World Bank, Global Findex: Made or received a digital payment  (% age 15+) (g20.any) (https://api.worldbank.org/v2/country/all/indicator/g20.any?format=json&per_page=20000&date=2011:2024&source=28)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Made or received a digital payment  (% age 15+) (g20.any). https://api.worldbank.org/v2/country/all/indicator/g20.any?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/digital-payment-participation-adults/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Denmark | 100 |
| 2 | Germany | 99.48 |
| 3 | Austria | 99.3 |
| 4 | Sweden | 99.06 |
| 5 | Netherlands | 98.79 |
| 6 | Estonia | 98.65 |
| 7 | Finland | 98.47 |
| 8 | France | 98.45 |
| 9 | Ireland | 98.22 |
| 10 | Spain | 97.53 |
| 11 | Belgium | 97.41 |
| 12 | Slovenia | 97.02 |
| 13 | Italy | 95.78 |
| 14 | Latvia | 95.35 |
| 15 | Slovakia | 94.55 |
| 16 | Czechia | 94.11 |
| 17 | Poland | 93.18 |
| 18 | Greece | 91.4 |
| 19 | Lithuania | 90.76 |
| 20 | Malta | 90.73 |
| 21 | Portugal | 90.64 |
| 22 | Cyprus | 87.19 |
| 23 | Croatia | 87.08 |
| 24 | Hungary | 86.37 |
| 25 | Bulgaria | 75.23 |
| 26 | Romania | 63.51 |