# EU countries by debit card ownership, adults, 2024

All 26 values come from World Bank for 2024, so the places are comparable. 1 EU countries have no value for that period and are not ranked.

- Indicator id: `debit_card_ownership_adults`
- Unit: %
- Definition: Percentage of respondents aged 15 and over who report having an ATM or debit card.
- Source: World Bank, Global Findex: Owns a debit card (% age 15+) (fin2.t.d) (https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Owns a debit card (% age 15+) (fin2.t.d). https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/debit-card-ownership-adults/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Finland | 98.89 |
| 2 | Sweden | 97.85 |
| 3 | Denmark | 97.32 |
| 4 | Netherlands | 97.2 |
| 5 | Belgium | 96.44 |
| 6 | Slovenia | 95.77 |
| 7 | Austria | 95.53 |
| 8 | Estonia | 95.41 |
| 9 | Germany | 94.77 |
| 10 | Ireland | 94.15 |
| 11 | Lithuania | 93.14 |
| 12 | France | 92.7 |
| 13 | Malta | 92.13 |
| 14 | Slovakia | 89.38 |
| 15 | Croatia | 88.78 |
| 16 | Czechia | 88.14 |
| 17 | Cyprus | 87.83 |
| 18 | Latvia | 87.15 |
| 19 | Portugal | 87 |
| 20 | Spain | 85.92 |
| 21 | Hungary | 82.91 |
| 22 | Poland | 81.41 |
| 23 | Bulgaria | 80.99 |
| 24 | Italy | 80.97 |
| 25 | Greece | 80.81 |
| 26 | Romania | 65.44 |