# Countries by debit card ownership, adults, 2024

All 139 values come from World Bank for 2024, so the places are comparable. 22 countries have no value for that period and are not ranked.

- Indicator id: `debit_card_ownership_adults`
- Unit: %
- Definition: Percentage of respondents aged 15 and over who report having an ATM or debit card.
- Source: World Bank, Global Findex: Owns a debit card (% age 15+) (fin2.t.d) (https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Owns a debit card (% age 15+) (fin2.t.d). https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/debit-card-ownership-adults/countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Finland | 98.89 |
| 2 | Sweden | 97.85 |
| 3 | Denmark | 97.32 |
| 4 | Netherlands | 97.2 |
| 5 | Belgium | 96.44 |
| 6 | Norway | 96.04 |
| 7 | Slovenia | 95.77 |
| 8 | United Kingdom | 95.65 |
| 9 | Austria | 95.53 |
| 10 | Estonia | 95.41 |
| 11 | Singapore | 94.98 |
| 12 | Germany | 94.77 |
| 13 | Canada | 94.49 |
| 14 | Ireland | 94.15 |
| 15 | Iceland | 94.14 |
| 16 | New Zealand | 93.66 |
| 17 | Lithuania | 93.14 |
| 18 | France | 92.7 |
| 19 | Malta | 92.13 |
| 20 | Australia | 91.87 |
| 21 | Japan | 91.48 |
| 22 | Slovakia | 89.38 |
| 23 | Iran | 89.09 |
| 24 | Croatia | 88.78 |
| 25 | Taiwan | 88.26 |
| 26 | Hong Kong | 88.25 |
| 27 | Czechia | 88.14 |
| 28 | Cyprus | 87.83 |
| 29 | Mongolia | 87.52 |
| 30 | United States | 87.41 |
| 31 | Latvia | 87.15 |
| 32 | Portugal | 87 |
| 33 | Switzerland | 86.39 |
| 34 | Spain | 85.92 |
| 35 | Hungary | 82.91 |
| 36 | Ukraine | 81.78 |
| 37 | Poland | 81.41 |
| 38 | China | 81.07 |
| 39 | Bulgaria | 80.99 |
| 40 | Italy | 80.97 |
| 41 | Chile | 80.84 |
| 42 | Greece | 80.81 |
| 43 | Bahrain | 80.14 |
| 44 | Malaysia | 80.1 |
| 45 | South Korea | 79.57 |
| 46 | Türkiye | 79.09 |
| 47 | Mauritius | 78.54 |
| 48 | Saudi Arabia | 75.95 |
| 49 | Serbia | 75.25 |
| 50 | North Macedonia | 75.16 |
| 51 | Brazil | 73.85 |
| 52 | Uruguay | 72.34 |
| 53 | Venezuela | 71.61 |
| 54 | Russia | 71.55 |
| 55 | Kuwait | 70.59 |
| 56 | Kazakhstan | 67.74 |
| 57 | Oman | 66.37 |
| 58 | Romania | 65.44 |
| 59 | Vietnam | 64.82 |
| 60 | Bosnia and Herzegovina | 64.63 |
| 61 | Georgia | 64.46 |
| 62 | Argentina | 64.07 |
| 63 | Costa Rica | 62.91 |
| 64 | South Africa | 59.84 |
| 65 | Montenegro | 59.13 |
| 66 | Kyrgyzstan | 58.51 |
| 67 | Thailand | 56.91 |
| 68 | Trinidad and Tobago | 55.15 |
| 69 | Uzbekistan | 52.58 |
| 70 | Panama | 49.4 |
| 71 | Azerbaijan | 49.28 |
| 72 | Israel | 48.6 |
| 73 | Nigeria | 48.33 |
| 74 | Namibia | 47 |
| 75 | Ecuador | 45.72 |
| 76 | Belize | 44.58 |
| 77 | Armenia | 43.71 |
| 78 | Moldova | 43.46 |
| 79 | Dominican Republic | 43.24 |
| 80 | Sri Lanka | 42.2 |
| 81 | Indonesia | 41.39 |
| 82 | Mexico | 40.13 |
| 83 | India | 37.56 |
| 84 | Peru | 36.65 |
| 85 | Bolivia | 33.75 |
| 86 | Albania | 32.78 |
| 87 | Senegal | 32.73 |
| 88 | Paraguay | 32.71 |
| 89 | Egypt | 32.59 |
| 90 | Eswatini | 31.67 |
| 91 | Palestine | 31.39 |
| 92 | Jordan | 29.95 |
| 93 | Laos | 28.41 |
| 94 | Botswana | 28.08 |
| 95 | Morocco | 27.23 |
| 96 | Libya | 26.1 |
| 97 | Colombia | 26.06 |
| 98 | Tunisia | 25.7 |
| 99 | El Salvador | 25.43 |
| 100 | Tajikistan | 23.96 |
| 101 | Iraq | 23.82 |
| 102 | Algeria | 22.2 |
| 103 | Honduras | 21.48 |
| 104 | Philippines | 20.13 |
| 105 | Kenya | 19.51 |
| 106 | Lesotho | 18.15 |
| 107 | Guatemala | 18.12 |
| 108 | Nepal | 17.65 |
| 109 | Zimbabwe | 17.37 |
| 110 | Ghana | 14.78 |
| 111 | Mozambique | 14.27 |
| 112 | Tanzania | 14.08 |
| 113 | Nicaragua | 13.85 |
| 114 | Lebanon | 13.37 |
| 115 | Ethiopia | 12.8 |
| 116 | Zambia | 12.63 |
| 117 | Cambodia | 11.62 |
| 118 | Comoros | 11.43 |
| 119 | Mauritania | 10.88 |
| 120 | Pakistan | 10.56 |
| 121 | Mali | 10.43 |
| 122 | Togo | 10.17 |
| 123 | Gambia | 9.52 |
| 124 | Uganda | 9.27 |
| 125 | Gabon | 8.54 |
| 126 | Burkina Faso | 7.88 |
| 127 | Cameroon | 7.82 |
| 128 | Bangladesh | 7.67 |
| 129 | Côte d’Ivoire | 6.99 |
| 130 | Guinea | 6.29 |
| 131 | Republic of the Congo | 5.43 |
| 132 | Democratic Republic of the Congo | 5.26 |
| 133 | Chad | 5.09 |
| 134 | Benin | 4.85 |
| 135 | Malawi | 4.22 |
| 136 | Liberia | 3.85 |
| 137 | Sierra Leone | 3.46 |
| 138 | Madagascar | 2.48 |
| 139 | Niger | 1.82 |