# Countries by credit card ownership, adults, 2017

All 144 values come from World Bank for 2017, so the places are comparable. 17 countries have no value for that period and are not ranked.

- Indicator id: `credit_card_ownership_adults`
- Unit: %
- Definition: Percentage of respondents aged 15 and over who report having a credit card. Measures ownership, not whether the card was used or has an outstanding balance.
- Source: World Bank, Global Findex: Owns a credit card  (% age 15+) (fin10) (https://api.worldbank.org/v2/country/all/indicator/fin10?format=json&per_page=20000&date=2011:2024&source=28)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Owns a credit card  (% age 15+) (fin10). https://api.worldbank.org/v2/country/all/indicator/fin10?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/credit-card-ownership-adults/countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Canada | 82.58 |
| 2 | Israel | 75.02 |
| 3 | Norway | 70.5 |
| 4 | Luxembourg | 69.8 |
| 5 | Japan | 68.38 |
| 6 | United States | 65.6 |
| 7 | Switzerland | 65.47 |
| 8 | Hong Kong | 65.42 |
| 9 | United Kingdom | 65.37 |
| 10 | South Korea | 63.66 |
| 11 | Finland | 62.78 |
| 12 | New Zealand | 60.87 |
| 13 | Australia | 59.69 |
| 14 | Spain | 53.88 |
| 15 | Taiwan | 53.46 |
| 16 | Germany | 52.54 |
| 17 | Ireland | 50.86 |
| 18 | Singapore | 48.9 |
| 19 | Belgium | 48.42 |
| 20 | Malta | 47.11 |
| 21 | Austria | 46.55 |
| 22 | United Arab Emirates | 45.44 |
| 23 | Sweden | 44.98 |
| 24 | Denmark | 44.72 |
| 25 | Italy | 42.48 |
| 26 | Slovenia | 42.17 |
| 27 | Türkiye | 41.6 |
| 28 | France | 40.93 |
| 29 | Uruguay | 40.59 |
| 30 | Netherlands | 39.1 |
| 31 | Croatia | 35.47 |
| 32 | Portugal | 33.59 |
| 33 | Bahrain | 29.85 |
| 34 | Chile | 29.85 |
| 35 | Estonia | 29.35 |
| 36 | Venezuela | 28.85 |
| 37 | Brazil | 27.03 |
| 38 | Ukraine | 26.68 |
| 39 | Czechia | 25 |
| 40 | Mauritius | 24.12 |
| 41 | Argentina | 23.97 |
| 42 | Cyprus | 22.94 |
| 43 | Kuwait | 22.28 |
| 44 | Slovakia | 22.14 |
| 45 | Malaysia | 21.31 |
| 46 | Russia | 20.08 |
| 47 | Kazakhstan | 19.97 |
| 48 | China | 19.49 |
| 49 | Belarus | 18.72 |
| 50 | Serbia | 17.62 |
| 51 | North Macedonia | 17.38 |
| 52 | Moldova | 17.02 |
| 53 | Montenegro | 16.68 |
| 54 | Latvia | 16.67 |
| 55 | Poland | 16.52 |
| 56 | Dominican Republic | 16.43 |
| 57 | Lithuania | 16.29 |
| 58 | Saudi Arabia | 16.27 |
| 59 | Trinidad and Tobago | 15.96 |
| 60 | Namibia | 15.38 |
| 61 | Lebanon | 14.94 |
| 62 | Georgia | 14.59 |
| 63 | Colombia | 13.91 |
| 64 | Costa Rica | 13.88 |
| 65 | Maldives | 13.82 |
| 66 | Bulgaria | 13.55 |
| 67 | Hungary | 13.13 |
| 68 | Greece | 11.97 |
| 69 | Romania | 11.72 |
| 70 | Peru | 11.57 |
| 71 | Libya | 10.3 |
| 72 | Thailand | 9.8 |
| 73 | Bosnia and Herzegovina | 9.72 |
| 74 | Mexico | 9.19 |
| 75 | Iran | 9.12 |
| 76 | Mozambique | 8.95 |
| 77 | South Africa | 8.87 |
| 78 | Ecuador | 8.66 |
| 79 | Armenia | 8.1 |
| 80 | Albania | 8.02 |
| 81 | Panama | 8 |
| 82 | Botswana | 7.25 |
| 83 | Bolivia | 7.16 |
| 84 | Tunisia | 7.13 |
| 85 | Haiti | 6.89 |
| 86 | Mali | 6.66 |
| 87 | Guatemala | 6.59 |
| 88 | Paraguay | 6.55 |
| 89 | Benin | 6.14 |
| 90 | Gabon | 5.89 |
| 91 | Ghana | 5.75 |
| 92 | Kenya | 5.69 |
| 93 | Tajikistan | 5.68 |
| 94 | El Salvador | 5.66 |
| 95 | Sri Lanka | 5.34 |
| 96 | Azerbaijan | 5.3 |
| 97 | Nicaragua | 4.94 |
| 98 | Burkina Faso | 4.82 |
| 99 | Honduras | 4.52 |
| 100 | Zambia | 4.27 |
| 101 | Vietnam | 4.12 |
| 102 | Republic of the Congo | 3.97 |
| 103 | Kyrgyzstan | 3.63 |
| 104 | Togo | 3.51 |
| 105 | Lesotho | 3.44 |
| 106 | Egypt | 3.33 |
| 107 | Mauritania | 3.31 |
| 108 | Algeria | 3.24 |
| 109 | Mongolia | 3.21 |
| 110 | Cameroon | 3.05 |
| 111 | Palestine | 3.04 |
| 112 | India | 3 |
| 113 | Chad | 2.99 |
| 114 | Central African Republic | 2.92 |
| 115 | Senegal | 2.83 |
| 116 | Guinea | 2.77 |
| 117 | Nigeria | 2.59 |
| 118 | Jordan | 2.53 |
| 119 | Indonesia | 2.44 |
| 120 | Uganda | 2.32 |
| 121 | Niger | 2.05 |
| 122 | Philippines | 1.94 |
| 123 | Iraq | 1.8 |
| 124 | Gambia | 1.75 |
| 125 | Sierra Leone | 1.46 |
| 126 | Democratic Republic of the Congo | 1.45 |
| 127 | South Sudan | 1.44 |
| 128 | Côte d’Ivoire | 1.35 |
| 129 | Zimbabwe | 1.34 |
| 130 | Malawi | 1.29 |
| 131 | Liberia | 1.26 |
| 132 | Afghanistan | 1.06 |
| 133 | Pakistan | 0.97 |
| 134 | Madagascar | 0.96 |
| 135 | Rwanda | 0.73 |
| 136 | Nepal | 0.67 |
| 137 | Uzbekistan | 0.59 |
| 138 | Cambodia | 0.55 |
| 139 | Laos | 0.55 |
| 140 | Tanzania | 0.54 |
| 141 | Ethiopia | 0.29 |
| 142 | Bangladesh | 0.2 |
| 143 | Myanmar | 0.06 |
| 144 | Turkmenistan | 0 |