# EU countries by interest rate on new consumer loans, August 2026

All 20 values come from European Central Bank for 2026-08, so the places are comparable.

- Indicator id: `ecb_consumer_credit_rate`
- Unit: %
- Definition: Monthly average interest rate on new bank loans to households and non-profit institutions serving households for consumption, in percent per year. It excludes revolving loans, overdrafts and credit-card debt.
- Source: European Central Bank, ECB MIR interest rate on new household consumer loans (A2B.A.R.A.2250.EUR.N) (https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2B.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- Citation: European Central Bank. ECB MIR interest rate on new household consumer loans (A2B.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2B.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
- Web page: https://invokely.ai/rankings/consumer-credit-rate/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Estonia | 12.59 |
| 2 | Latvia | 11.48 |
| 3 | Greece | 10.34 |
| 4 | Italy | 9.12 |
| 5 | Portugal | 8.98 |
| 6 | Bulgaria | 8.91 |
| 7 | Germany | 8.7 |
| 8 | Austria | 8.64 |
| 9 | Slovakia | 8.63 |
| 10 | Lithuania | 8.5 |
| 11 | Ireland | 7.3 |
| 12 | Spain | 7.16 |
| 13 | Belgium | 6.51 |
| 14 | Cyprus | 6.23 |
| 15 | France | 5.99 |
| 16 | Slovenia | 5.88 |
| 17 | Finland | 5.84 |
| 18 | Croatia | 5.15 |
| 19 | Luxembourg | 4.54 |
| 20 | Malta | 4.15 |