# EU countries by borrowed from family or friends, adults, 2021

All 26 values come from World Bank for 2021, so the places are comparable. 1 EU countries have no value for that period and are not ranked.

- Indicator id: `borrowed_family_friends_adults`
- Unit: %
- Definition: Percentage of respondents aged 15 and over who borrowed money from family, relatives or friends in the past 12 months.
- Source: World Bank, Global Findex: Borrowed from family or friends  (% age 15+) (fin22b) (https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Borrowed from family or friends  (% age 15+) (fin22b). https://api.worldbank.org/v2/country/all/indicator/fin22b?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/borrowed-family-friends-adults/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Bulgaria | 29.99 |
| 2 | Greece | 25.94 |
| 3 | Romania | 25.58 |
| 4 | Cyprus | 20.95 |
| 5 | Poland | 19.33 |
| 6 | Denmark | 17.5 |
| 7 | Croatia | 17.09 |
| 8 | Slovenia | 16.76 |
| 9 | Latvia | 16.56 |
| 10 | Estonia | 15.73 |
| 11 | Slovakia | 15.02 |
| 12 | Germany | 15 |
| 13 | Austria | 14.4 |
| 14 | Finland | 13.43 |
| 15 | Czechia | 13.4 |
| 16 | Malta | 12.99 |
| 17 | Belgium | 12.12 |
| 18 | Sweden | 11.79 |
| 19 | Hungary | 11.14 |
| 20 | Lithuania | 10.65 |
| 21 | Spain | 10.43 |
| 22 | France | 10.42 |
| 23 | Netherlands | 10.24 |
| 24 | Ireland | 9.84 |
| 25 | Portugal | 8.22 |
| 26 | Italy | 5.05 |