# EU countries by people in arrears on rent, mortgage or bills, 2025

All 27 values come from Eurostat, European Commission for 2025, so the places are comparable.

- Indicator id: `arrears_on_bills_share`
- Unit: %
- Definition: Share of the population living in households that were behind on paying a mortgage or rent, utility bills or hire purchase instalments in the last 12 months because of financial difficulties (EU-SILC, all household types and incomes).
- Source: Eurostat, European Commission, Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05) (https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table)
- Publisher page: https://invokely.ai/en/publishers/eurostat
- Retrieved: 2026-10-12
- Citation: Eurostat. Arrears on mortgage or rent, utility bills or hire purchase, total population, all household types and incomes (ilc_mdes05). https://ec.europa.eu/eurostat/databrowser/view/ilc_mdes05/default/table. Retrieved 2026-10-12.
- Web page: https://invokely.ai/rankings/arrears-on-bills/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Greece | 41.8 |
| 2 | Romania | 18.5 |
| 3 | Bulgaria | 18.2 |
| 4 | Spain | 13.2 |
| 5 | Cyprus | 12 |
| 6 | Ireland | 11.6 |
| 7 | Finland | 10.7 |
| 8 | France | 10.4 |
| 9 | Hungary | 8.6 |
| 10 | Sweden | 8.5 |
| 11 | Croatia | 8 |
| 12 | Luxembourg | 7.8 |
| 13 | Estonia | 7.6 |
| 14 | Slovakia | 7.3 |
| 15 | Austria | 7.2 |
| 16 | Germany | 6.9 |
| 17 | Italy | 6.8 |
| 18 | Latvia | 6.6 |
| 19 | Slovenia | 6.3 |
| 20 | Denmark | 6.2 |
| 21 | Malta | 5.6 |
| 22 | Portugal | 5.2 |
| 23 | Belgium | 5.1 |
| 24 | Lithuania | 4.5 |
| 25 | Poland | 3.8 |
| 26 | Netherlands | 3.5 |
| 27 | Czechia | 3.3 |