# EU countries by account ownership, secondary education or more, 2024

All 26 values come from World Bank for 2024, so the places are comparable. 1 EU countries have no value for that period and are not ranked.

- Indicator id: `account_ownership_secondary_education`
- Unit: %
- Definition: Percentage of respondents aged 15 and over with secondary education or more who have a financial institution or mobile money account. The denominator is this education group. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.
- Source: World Bank, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+) (FX.OWN.TOTL.SO.ZS) (https://data.worldbank.org/indicator/FX.OWN.TOTL.SO.ZS)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+) (FX.OWN.TOTL.SO.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.SO.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/account-ownership-secondary-education/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Finland | 99.79 |
| 2 | Netherlands | 99.48 |
| 3 | Austria | 99.47 |
| 4 | Estonia | 99.39 |
| 5 | France | 99.36 |
| 6 | Lithuania | 98.89 |
| 7 | Spain | 98.87 |
| 8 | Slovenia | 98.8 |
| 9 | Sweden | 98.77 |
| 10 | Belgium | 98.74 |
| 11 | Denmark | 98.6 |
| 12 | Ireland | 98.55 |
| 13 | Croatia | 98.31 |
| 14 | Germany | 98.19 |
| 15 | Latvia | 97.47 |
| 16 | Malta | 97.24 |
| 17 | Cyprus | 95.9 |
| 18 | Portugal | 95.4 |
| 19 | Slovakia | 95.29 |
| 20 | Czechia | 94.84 |
| 21 | Italy | 94.48 |
| 22 | Poland | 92.21 |
| 23 | Bulgaria | 91.7 |
| 24 | Hungary | 89.91 |
| 25 | Greece | 89.55 |
| 26 | Romania | 80.27 |