# Countries by account ownership, secondary education or more, 2024

All 138 values come from World Bank for 2024, so the places are comparable. 20 countries have no value for that period and are not ranked.

- Indicator id: `account_ownership_secondary_education`
- Unit: %
- Definition: Percentage of respondents aged 15 and over with secondary education or more who have a financial institution or mobile money account. The denominator is this education group. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.
- Source: World Bank, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+) (FX.OWN.TOTL.SO.ZS) (https://data.worldbank.org/indicator/FX.OWN.TOTL.SO.ZS)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+) (FX.OWN.TOTL.SO.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.SO.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/account-ownership-secondary-education/countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Finland | 99.79 |
| 2 | Iceland | 99.77 |
| 3 | Mongolia | 99.49 |
| 4 | Netherlands | 99.48 |
| 5 | Austria | 99.47 |
| 6 | Estonia | 99.39 |
| 7 | France | 99.36 |
| 8 | United Kingdom | 99.24 |
| 9 | Lithuania | 98.89 |
| 10 | Spain | 98.87 |
| 11 | Japan | 98.86 |
| 12 | Norway | 98.83 |
| 13 | Slovenia | 98.8 |
| 14 | New Zealand | 98.8 |
| 15 | Sweden | 98.77 |
| 16 | Belgium | 98.74 |
| 17 | South Korea | 98.69 |
| 18 | Singapore | 98.68 |
| 19 | Denmark | 98.6 |
| 20 | Ireland | 98.55 |
| 21 | Hong Kong | 98.49 |
| 22 | Australia | 98.49 |
| 23 | Canada | 98.48 |
| 24 | Croatia | 98.31 |
| 25 | Switzerland | 98.2 |
| 26 | Germany | 98.19 |
| 27 | Latvia | 97.47 |
| 28 | Malta | 97.24 |
| 29 | United States | 97.12 |
| 30 | Cyprus | 95.9 |
| 31 | Portugal | 95.4 |
| 32 | Slovakia | 95.29 |
| 33 | Czechia | 94.84 |
| 34 | Italy | 94.48 |
| 35 | China | 94.45 |
| 36 | Kenya | 94.26 |
| 37 | Iran | 94.14 |
| 38 | Thailand | 93.93 |
| 39 | North Macedonia | 93.79 |
| 40 | Brazil | 93.54 |
| 41 | Mauritius | 93.45 |
| 42 | India | 93.14 |
| 43 | Malaysia | 92.45 |
| 44 | Poland | 92.21 |
| 45 | Bulgaria | 91.7 |
| 46 | Chile | 91.4 |
| 47 | Kazakhstan | 91.24 |
| 48 | Venezuela | 90.53 |
| 49 | Serbia | 90.35 |
| 50 | Bosnia and Herzegovina | 90.3 |
| 51 | Israel | 90.13 |
| 52 | Hungary | 89.91 |
| 53 | Greece | 89.55 |
| 54 | Ghana | 89.36 |
| 55 | Montenegro | 89.06 |
| 56 | Argentina | 88.3 |
| 57 | Ukraine | 87.79 |
| 58 | Uruguay | 86.28 |
| 59 | South Africa | 85.66 |
| 60 | Türkiye | 84.76 |
| 61 | Bahrain | 84.64 |
| 62 | Sri Lanka | 84.49 |
| 63 | Zambia | 84.28 |
| 64 | Senegal | 84.27 |
| 65 | Georgia | 82.28 |
| 66 | Mozambique | 81.77 |
| 67 | Russia | 81.37 |
| 68 | Costa Rica | 81.06 |
| 69 | Trinidad and Tobago | 80.99 |
| 70 | Romania | 80.27 |
| 71 | Uganda | 80.2 |
| 72 | Ethiopia | 79.95 |
| 73 | Nigeria | 79.67 |
| 74 | Saudi Arabia | 79.32 |
| 75 | Belize | 78.82 |
| 76 | Gabon | 78.21 |
| 77 | Tanzania | 78.12 |
| 78 | Namibia | 77.84 |
| 79 | Mali | 77.73 |
| 80 | Cameroon | 77.27 |
| 81 | Kuwait | 76.12 |
| 82 | Kyrgyzstan | 75.89 |
| 83 | Vietnam | 75.22 |
| 84 | Côte d’Ivoire | 75.04 |
| 85 | Burkina Faso | 74.95 |
| 86 | Oman | 74.87 |
| 87 | Dominican Republic | 73.49 |
| 88 | Liberia | 72.97 |
| 89 | Armenia | 72.65 |
| 90 | Togo | 72.59 |
| 91 | Malawi | 72.11 |
| 92 | Ecuador | 72.08 |
| 93 | Panama | 70.36 |
| 94 | Eswatini | 69.93 |
| 95 | Paraguay | 69.82 |
| 96 | Lesotho | 69.08 |
| 97 | Nepal | 68.77 |
| 98 | Indonesia | 68.33 |
| 99 | Bolivia | 66.7 |
| 100 | Peru | 66.51 |
| 101 | Republic of the Congo | 66.34 |
| 102 | Benin | 65.97 |
| 103 | Botswana | 65.86 |
| 104 | Colombia | 64.51 |
| 105 | Uzbekistan | 63.86 |
| 106 | Guinea | 63.47 |
| 107 | Cambodia | 62.83 |
| 108 | Albania | 62.26 |
| 109 | Laos | 62.24 |
| 110 | Honduras | 61.49 |
| 111 | Mexico | 60.9 |
| 112 | Zimbabwe | 59.36 |
| 113 | Sierra Leone | 59.03 |
| 114 | Azerbaijan | 58.62 |
| 115 | Tajikistan | 58.55 |
| 116 | Philippines | 57.9 |
| 117 | Moldova | 56.97 |
| 118 | El Salvador | 56.8 |
| 119 | Gambia | 55.03 |
| 120 | Morocco | 54.52 |
| 121 | Bangladesh | 50.27 |
| 122 | Guatemala | 50.09 |
| 123 | Madagascar | 48.97 |
| 124 | Comoros | 48.45 |
| 125 | Jordan | 48.44 |
| 126 | Egypt | 48.32 |
| 127 | Democratic Republic of the Congo | 46.85 |
| 128 | Pakistan | 46.69 |
| 129 | Tunisia | 45.83 |
| 130 | Mauritania | 44.36 |
| 131 | Iraq | 42.26 |
| 132 | Chad | 41.98 |
| 133 | Palestine | 40.69 |
| 134 | Algeria | 38.84 |
| 135 | Niger | 36.49 |
| 136 | Libya | 35.56 |
| 137 | Nicaragua | 33.46 |
| 138 | Lebanon | 26.28 |