# EU countries by account ownership, primary education or less, 2024

All 26 values come from World Bank for 2024, so the places are comparable. 1 EU countries have no value for that period and are not ranked.

- Indicator id: `account_ownership_primary_education`
- Unit: %
- Definition: Percentage of respondents aged 15 and over with primary education or less who have a financial institution or mobile money account. The denominator is this education group. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.
- Source: World Bank, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) (FX.OWN.TOTL.PL.ZS) (https://data.worldbank.org/indicator/FX.OWN.TOTL.PL.ZS)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) (FX.OWN.TOTL.PL.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.PL.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/account-ownership-primary-education/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Austria | 100 |
| 1 | Denmark | 100 |
| 1 | Finland | 100 |
| 1 | Germany | 100 |
| 1 | Lithuania | 100 |
| 6 | Cyprus | 99.29 |
| 7 | Slovenia | 98.63 |
| 8 | France | 98.08 |
| 9 | Spain | 97.63 |
| 10 | Estonia | 96.69 |
| 11 | Netherlands | 95.89 |
| 12 | Ireland | 92.92 |
| 13 | Sweden | 89.91 |
| 14 | Malta | 88.24 |
| 15 | Belgium | 87.76 |
| 16 | Latvia | 85.67 |
| 17 | Portugal | 80.93 |
| 18 | Greece | 80.67 |
| 19 | Czechia | 74.75 |
| 20 | Italy | 74.59 |
| 21 | Hungary | 72.45 |
| 22 | Croatia | 71.46 |
| 23 | Bulgaria | 58.09 |
| 24 | Poland | 51.07 |
| 25 | Slovakia | 50.41 |
| 26 | Romania | 41.03 |