# Countries by account ownership, adults in the poorest 40% of households, 2024

All 137 values come from World Bank for 2024, so the places are comparable. 20 countries have no value for that period and are not ranked.

- Indicator id: `account_ownership_poorest_40`
- Unit: %
- Definition: Percentage of respondents aged 15 and over in the poorest 40% of households within the economy who have a financial institution or mobile money account. The denominator is this income group, not all adults. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.
- Source: World Bank, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+) (FX.OWN.TOTL.40.ZS) (https://data.worldbank.org/indicator/FX.OWN.TOTL.40.ZS)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+) (FX.OWN.TOTL.40.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.40.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/account-ownership-poorest-40/countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Finland | 100 |
| 1 | Iceland | 100 |
| 1 | United Kingdom | 100 |
| 4 | Austria | 99.19 |
| 5 | Ireland | 99.02 |
| 6 | Spain | 98.76 |
| 7 | Belgium | 98.72 |
| 8 | France | 98.71 |
| 9 | Canada | 98.62 |
| 10 | Germany | 98.55 |
| 11 | Switzerland | 98.28 |
| 12 | Netherlands | 98.26 |
| 13 | Slovenia | 98.08 |
| 14 | Estonia | 98.05 |
| 15 | Lithuania | 97.78 |
| 16 | Denmark | 97.75 |
| 17 | Norway | 97.72 |
| 18 | Japan | 97.68 |
| 19 | Mongolia | 97.4 |
| 20 | Australia | 96.82 |
| 21 | New Zealand | 96.81 |
| 22 | Sweden | 96.62 |
| 23 | Singapore | 95.76 |
| 24 | United States | 95.58 |
| 25 | South Korea | 94.19 |
| 26 | Cyprus | 94.18 |
| 27 | Hong Kong | 93.77 |
| 28 | Malta | 93.43 |
| 29 | Latvia | 91.64 |
| 30 | Thailand | 91.19 |
| 31 | Portugal | 87.7 |
| 32 | Croatia | 87.63 |
| 33 | Slovakia | 87.01 |
| 34 | Iran | 86.86 |
| 35 | Mauritius | 86.33 |
| 36 | India | 86.32 |
| 37 | Czechia | 85.6 |
| 38 | Venezuela | 84.43 |
| 39 | Kenya | 83.88 |
| 40 | Kazakhstan | 83.34 |
| 41 | China | 82.74 |
| 42 | Italy | 82.12 |
| 43 | Malaysia | 82.04 |
| 44 | Ukraine | 81.52 |
| 45 | Israel | 80.35 |
| 46 | Sri Lanka | 80.19 |
| 47 | Poland | 80.08 |
| 48 | Greece | 79.6 |
| 49 | Hungary | 78.86 |
| 50 | North Macedonia | 78.39 |
| 51 | Brazil | 78.1 |
| 52 | Bulgaria | 77.66 |
| 53 | Bahrain | 77.34 |
| 54 | Türkiye | 75.54 |
| 55 | Chile | 75.36 |
| 56 | Serbia | 75.14 |
| 57 | Argentina | 74.66 |
| 58 | Saudi Arabia | 74.62 |
| 59 | South Africa | 74.22 |
| 60 | Trinidad and Tobago | 73.97 |
| 61 | Russia | 70.63 |
| 62 | Bosnia and Herzegovina | 70.38 |
| 63 | Ghana | 69.58 |
| 64 | Georgia | 69.12 |
| 65 | Senegal | 68.99 |
| 66 | Oman | 67.42 |
| 67 | Uganda | 66.89 |
| 68 | Montenegro | 66.72 |
| 69 | Kyrgyzstan | 65.59 |
| 70 | Armenia | 64.04 |
| 71 | Belize | 63.76 |
| 72 | Kuwait | 63.6 |
| 73 | Uruguay | 62.85 |
| 74 | Costa Rica | 62.82 |
| 75 | Uzbekistan | 61.7 |
| 76 | Gabon | 59.96 |
| 77 | Namibia | 59.93 |
| 78 | Zambia | 58.8 |
| 79 | Ecuador | 56.45 |
| 80 | Romania | 55.42 |
| 81 | Eswatini | 54.48 |
| 82 | Nepal | 53.01 |
| 83 | Dominican Republic | 52.95 |
| 84 | Tanzania | 50.85 |
| 85 | Paraguay | 50.08 |
| 86 | Tajikistan | 49.97 |
| 87 | Botswana | 49.44 |
| 88 | Indonesia | 48.42 |
| 89 | Vietnam | 48.11 |
| 90 | Nigeria | 46.74 |
| 91 | Bolivia | 45.56 |
| 92 | Mali | 45.49 |
| 93 | Panama | 45.48 |
| 94 | Cameroon | 44.89 |
| 95 | Peru | 44.62 |
| 96 | Togo | 43.65 |
| 97 | Moldova | 43.55 |
| 98 | Côte d’Ivoire | 43.53 |
| 99 | Liberia | 43.01 |
| 100 | Colombia | 42.92 |
| 101 | Ethiopia | 42.58 |
| 102 | Republic of the Congo | 41.71 |
| 103 | Benin | 41.5 |
| 104 | Morocco | 41.24 |
| 105 | Azerbaijan | 41.16 |
| 106 | Mexico | 39.6 |
| 107 | Burkina Faso | 38.53 |
| 108 | Zimbabwe | 38.21 |
| 109 | Malawi | 38.08 |
| 110 | Jordan | 35.72 |
| 111 | Bangladesh | 35.55 |
| 112 | Mozambique | 35.31 |
| 113 | Comoros | 35.01 |
| 114 | Philippines | 34.44 |
| 115 | Gambia | 34.41 |
| 116 | Honduras | 33.71 |
| 117 | Palestine | 33.11 |
| 118 | Egypt | 33.08 |
| 119 | Algeria | 31.25 |
| 120 | Albania | 30.17 |
| 121 | Libya | 30.02 |
| 122 | Guinea | 29.3 |
| 123 | Guatemala | 28.34 |
| 124 | Cambodia | 28.13 |
| 125 | Sierra Leone | 27.46 |
| 126 | Democratic Republic of the Congo | 26.54 |
| 127 | El Salvador | 24.73 |
| 128 | Mauritania | 24.33 |
| 129 | Tunisia | 21.66 |
| 130 | Chad | 21.07 |
| 131 | Iraq | 20.22 |
| 132 | Nicaragua | 19.59 |
| 133 | Laos | 18.27 |
| 134 | Lebanon | 17.55 |
| 135 | Niger | 17.51 |
| 136 | Madagascar | 14.11 |
| 137 | Pakistan | 13.61 |