# EU countries by account ownership, adults aged 25 and over, 2024

All 26 values come from World Bank for 2024, so the places are comparable. 1 EU countries have no value for that period and are not ranked.

- Indicator id: `account_ownership_older_adults`
- Unit: %
- Definition: Percentage of respondents aged 25 and over who have a financial institution or mobile money account. This age band is not a measure of pensioners or people aged 65 and over. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.
- Source: World Bank, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) (FX.OWN.TOTL.OL.ZS) (https://data.worldbank.org/indicator/FX.OWN.TOTL.OL.ZS)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+) (FX.OWN.TOTL.OL.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.OL.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/account-ownership-older-adults/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Finland | 100 |
| 2 | Austria | 99.44 |
| 3 | Germany | 99.29 |
| 4 | France | 99.09 |
| 5 | Netherlands | 99.03 |
| 6 | Estonia | 98.98 |
| 7 | Lithuania | 98.88 |
| 8 | Denmark | 98.78 |
| 9 | Slovenia | 98.76 |
| 10 | Sweden | 98.35 |
| 11 | Belgium | 98.27 |
| 12 | Ireland | 98.26 |
| 13 | Spain | 98.18 |
| 14 | Croatia | 97.77 |
| 15 | Malta | 96.61 |
| 16 | Cyprus | 96.27 |
| 17 | Latvia | 95.6 |
| 18 | Slovakia | 93.62 |
| 19 | Czechia | 92.4 |
| 20 | Portugal | 91.18 |
| 21 | Greece | 90.78 |
| 22 | Italy | 89.65 |
| 23 | Poland | 87.85 |
| 24 | Hungary | 85.81 |
| 25 | Bulgaria | 85.3 |
| 26 | Romania | 69.47 |