# EU countries by account ownership, adults aged 15 and over, 2024

All 26 values come from World Bank for 2024, so the places are comparable. 1 EU countries have no value for that period and are not ranked.

- Indicator id: `account_ownership_adults`
- Unit: %
- Definition: Percentage of respondents aged 15 and over who have a financial institution or mobile money account. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.
- Source: World Bank, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS) (https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/account-ownership-adults/eu-countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Finland | 99.84 |
| 2 | Austria | 99.51 |
| 3 | France | 99.19 |
| 4 | Netherlands | 99.17 |
| 5 | Lithuania | 98.99 |
| 6 | Estonia | 98.9 |
| 7 | Slovenia | 98.75 |
| 8 | Denmark | 98.65 |
| 9 | Sweden | 98.57 |
| 10 | Spain | 98.38 |
| 11 | Germany | 98.3 |
| 12 | Ireland | 98.29 |
| 13 | Belgium | 98.24 |
| 14 | Malta | 96.56 |
| 15 | Cyprus | 96.13 |
| 16 | Latvia | 94.97 |
| 17 | Croatia | 92.64 |
| 18 | Czechia | 92.28 |
| 19 | Slovakia | 92.22 |
| 20 | Portugal | 91.4 |
| 21 | Greece | 88.55 |
| 22 | Hungary | 86.96 |
| 23 | Poland | 86.14 |
| 24 | Italy | 86.02 |
| 25 | Bulgaria | 84.72 |
| 26 | Romania | 71.34 |