# Countries by account ownership, adults aged 15 and over, 2024

All 138 values come from World Bank for 2024, so the places are comparable. 22 countries have no value for that period and are not ranked.

- Indicator id: `account_ownership_adults`
- Unit: %
- Definition: Percentage of respondents aged 15 and over who have a financial institution or mobile money account. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.
- Source: World Bank, Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS) (https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS)
- Publisher page: https://invokely.ai/en/publishers/world-bank
- Retrieved: 2026-10-12
- Citation: World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+) (FX.OWN.TOTL.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0.
- Web page: https://invokely.ai/rankings/account-ownership-adults/countries

| Rank | Place | % |
|---:|---|---:|
| 1 | Iceland | 99.85 |
| 2 | Finland | 99.84 |
| 3 | Austria | 99.51 |
| 4 | United Kingdom | 99.28 |
| 5 | France | 99.19 |
| 6 | Netherlands | 99.17 |
| 7 | Lithuania | 98.99 |
| 8 | Estonia | 98.9 |
| 9 | Slovenia | 98.75 |
| 10 | Denmark | 98.65 |
| 11 | Sweden | 98.57 |
| 12 | Norway | 98.56 |
| 13 | Japan | 98.52 |
| 14 | Switzerland | 98.41 |
| 15 | Canada | 98.4 |
| 16 | Spain | 98.38 |
| 17 | Germany | 98.3 |
| 18 | Ireland | 98.29 |
| 19 | Mongolia | 98.28 |
| 20 | Belgium | 98.24 |
| 21 | Australia | 98.01 |
| 22 | Singapore | 97.97 |
| 23 | New Zealand | 97.86 |
| 24 | Hong Kong | 97.31 |
| 25 | United States | 97.02 |
| 26 | South Korea | 96.89 |
| 27 | Malta | 96.56 |
| 28 | Cyprus | 96.13 |
| 29 | Latvia | 94.97 |
| 30 | Croatia | 92.64 |
| 31 | Czechia | 92.28 |
| 32 | Slovakia | 92.22 |
| 33 | Thailand | 91.82 |
| 34 | Portugal | 91.4 |
| 35 | Iran | 91.06 |
| 36 | Kenya | 90.12 |
| 37 | Mauritius | 89.6 |
| 38 | China | 89.38 |
| 39 | Israel | 89.27 |
| 40 | India | 89.02 |
| 41 | Malaysia | 88.69 |
| 42 | Greece | 88.55 |
| 43 | Ukraine | 87.58 |
| 44 | Venezuela | 87.32 |
| 45 | Kazakhstan | 87.05 |
| 46 | Hungary | 86.96 |
| 47 | Brazil | 86.38 |
| 48 | Poland | 86.14 |
| 49 | Italy | 86.02 |
| 50 | Chile | 85.07 |
| 51 | Bulgaria | 84.72 |
| 52 | North Macedonia | 84.25 |
| 53 | Serbia | 83.25 |
| 54 | Bahrain | 82.32 |
| 55 | Argentina | 81.74 |
| 56 | Sri Lanka | 81.69 |
| 57 | Türkiye | 81.55 |
| 58 | Ghana | 81.24 |
| 59 | South Africa | 81.13 |
| 60 | Russia | 79.34 |
| 61 | Saudi Arabia | 78.84 |
| 62 | Georgia | 78.82 |
| 63 | Bosnia and Herzegovina | 77.46 |
| 64 | Senegal | 76.46 |
| 65 | Montenegro | 75.41 |
| 66 | Trinidad and Tobago | 74.59 |
| 67 | Kuwait | 74.46 |
| 68 | Uruguay | 73.75 |
| 69 | Namibia | 72.92 |
| 70 | Uganda | 72.83 |
| 71 | Zambia | 72.7 |
| 72 | Kyrgyzstan | 72.26 |
| 73 | Armenia | 71.37 |
| 74 | Costa Rica | 71.35 |
| 75 | Romania | 71.34 |
| 76 | Vietnam | 70.55 |
| 77 | Oman | 69.54 |
| 78 | Gabon | 68.18 |
| 79 | Belize | 67.97 |
| 80 | Eswatini | 65.12 |
| 81 | Dominican Republic | 64.78 |
| 82 | Ecuador | 64.51 |
| 83 | Panama | 64.1 |
| 84 | Nigeria | 63.26 |
| 85 | Lesotho | 61.57 |
| 86 | Botswana | 61.44 |
| 87 | Paraguay | 60.92 |
| 88 | Cameroon | 60.87 |
| 89 | Nepal | 59.99 |
| 90 | Tanzania | 59.83 |
| 91 | Uzbekistan | 59.66 |
| 92 | Peru | 59.31 |
| 93 | Côte d’Ivoire | 57.57 |
| 94 | Togo | 57.43 |
| 95 | Colombia | 57.06 |
| 96 | Bolivia | 56.85 |
| 97 | Indonesia | 56.33 |
| 98 | Azerbaijan | 56.3 |
| 99 | Republic of the Congo | 55.58 |
| 100 | Moldova | 55.54 |
| 101 | Mali | 54.75 |
| 102 | Tajikistan | 54.52 |
| 103 | Mozambique | 54.39 |
| 104 | Mexico | 53.03 |
| 105 | Liberia | 52.21 |
| 106 | Benin | 51.84 |
| 107 | Burkina Faso | 51.43 |
| 108 | Malawi | 50.37 |
| 109 | Philippines | 50.18 |
| 110 | Zimbabwe | 49.52 |
| 111 | Ethiopia | 48.83 |
| 112 | Jordan | 46.46 |
| 113 | Albania | 46.07 |
| 114 | Comoros | 45.46 |
| 115 | Morocco | 44.39 |
| 116 | El Salvador | 43.4 |
| 117 | Bangladesh | 43.28 |
| 118 | Egypt | 43.11 |
| 119 | Honduras | 42.44 |
| 120 | Palestine | 39.62 |
| 121 | Democratic Republic of the Congo | 39.21 |
| 122 | Cambodia | 39.03 |
| 123 | Sierra Leone | 38.62 |
| 124 | Guatemala | 38.28 |
| 125 | Gambia | 38.16 |
| 126 | Tunisia | 37.84 |
| 127 | Laos | 37.65 |
| 128 | Guinea | 36.05 |
| 129 | Algeria | 35.29 |
| 130 | Libya | 33.12 |
| 131 | Iraq | 30.16 |
| 132 | Mauritania | 27.31 |
| 133 | Pakistan | 27.3 |
| 134 | Madagascar | 24.45 |
| 135 | Nicaragua | 23.47 |
| 136 | Lebanon | 23.04 |
| 137 | Chad | 20.9 |
| 138 | Niger | 14.83 |