# US bank prime lending rate in United States

US bank prime lending rate in United States was 6.87% in September 2026. Source: Board of Governors of the Federal Reserve System.

- Indicator id: `bank_prime_lending_rate`
- Place id: `us`
- Unit: %
- Definition: Prime loan rate posted by a majority of the 25 largest insured US-chartered commercial banks by domestic assets. Monthly average including every calendar day, in percent per year (Federal Reserve H.15, RIFSPBLP_N.M).
- Note: Prime is a reference rate banks use to price short-term business loans. It is not an average of rates actually paid by borrowers or the federal funds target rate.
- Source: Board of Governors of the Federal Reserve System, H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP_N.M) (https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=d7e27b7b09a3a7feae95b9c61781fcd8&lastobs=&from=&to=&filetype=csv&label=include&layout=seriescolumn&type=package)
- Publisher page: https://invokely.ai/en/publishers/federal-reserve-board
- Retrieved: 2026-10-12
- License: Public domain unless otherwise indicated (Federal Reserve Board website policy)
- Citation: Board of Governors of the Federal Reserve System. H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP_N.M). https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=d7e27b7b09a3a7feae95b9c61781fcd8&lastobs=&from=&to=&filetype=csv&label=include&layout=seriescolumn&type=package. Retrieved 2026-10-12.
- Web page: https://invokely.ai/en/us-bank-prime-lending-rate/united-states
- API: https://invokely.ai/api/v1/series?indicator=bank_prime_lending_rate&place=us

| Period | % |
|---|---:|
| 2026-09 | 6.87 |
| 2026-08 | 6.75 |
| 2026-07 | 6.75 |
| 2026-06 | 6.75 |
| 2026-05 | 6.75 |
| 2026-04 | 6.75 |
| 2026-03 | 6.75 |
| 2026-02 | 6.75 |
| 2026-01 | 6.75 |
| 2025-12 | 6.83 |
| 2025-11 | 7 |
| 2025-10 | 7.23 |
| 2025-09 | 7.38 |
| 2025-08 | 7.5 |
| 2025-07 | 7.5 |
| 2025-06 | 7.5 |
| 2025-05 | 7.5 |
| 2025-04 | 7.5 |
| 2025-03 | 7.5 |
| 2025-02 | 7.5 |
| 2025-01 | 7.5 |
| 2024-12 | 7.65 |
| 2024-11 | 7.81 |
| 2024-10 | 8 |
| 2024-09 | 8.3 |
| 2024-08 | 8.5 |
| 2024-07 | 8.5 |
| 2024-06 | 8.5 |
| 2024-05 | 8.5 |
| 2024-04 | 8.5 |
| 2024-03 | 8.5 |
| 2024-02 | 8.5 |
| 2024-01 | 8.5 |
| 2023-12 | 8.5 |
| 2023-11 | 8.5 |
| 2023-10 | 8.5 |
| 2023-09 | 8.5 |
| 2023-08 | 8.5 |
| 2023-07 | 8.29 |
| 2023-06 | 8.25 |
| 2023-05 | 8.23 |
| 2023-04 | 8 |
| 2023-03 | 7.82 |
| 2023-02 | 7.74 |
| 2023-01 | 7.5 |
| 2022-12 | 7.27 |
| 2022-11 | 6.95 |
| 2022-10 | 6.25 |
| 2022-09 | 5.73 |
| 2022-08 | 5.5 |
| 2022-07 | 4.85 |
| 2022-06 | 4.38 |
| 2022-05 | 3.94 |
| 2022-04 | 3.5 |
| 2022-03 | 3.37 |
| 2022-02 | 3.25 |
| 2022-01 | 3.25 |
| 2021-12 | 3.25 |
| 2021-11 | 3.25 |
| 2021-10 | 3.25 |
| 2021-09 | 3.25 |
| 2021-08 | 3.25 |
| 2021-07 | 3.25 |
| 2021-06 | 3.25 |
| 2021-05 | 3.25 |
| 2021-04 | 3.25 |
| 2021-03 | 3.25 |
| 2021-02 | 3.25 |
| 2021-01 | 3.25 |
| 2020-12 | 3.25 |
| 2020-11 | 3.25 |
| 2020-10 | 3.25 |
| 2020-09 | 3.25 |
| 2020-08 | 3.25 |
| 2020-07 | 3.25 |
| 2020-06 | 3.25 |
| 2020-05 | 3.25 |
| 2020-04 | 3.25 |
| 2020-03 | 3.78 |
| 2020-02 | 4.75 |
| 2020-01 | 4.75 |
| 2019-12 | 4.75 |
| 2019-11 | 4.75 |
| 2019-10 | 4.99 |
| 2019-09 | 5.15 |
| 2019-08 | 5.25 |
| 2019-07 | 5.5 |
| 2019-06 | 5.5 |
| 2019-05 | 5.5 |
| 2019-04 | 5.5 |
| 2019-03 | 5.5 |
| 2019-02 | 5.5 |
| 2019-01 | 5.5 |
| 2018-12 | 5.35 |
| 2018-11 | 5.25 |
| 2018-10 | 5.25 |
| 2018-09 | 5.03 |
| 2018-08 | 5 |
| 2018-07 | 5 |
| 2018-06 | 4.89 |
| 2018-05 | 4.75 |
| 2018-04 | 4.75 |
| 2018-03 | 4.58 |
| 2018-02 | 4.5 |
| 2018-01 | 4.5 |
| 2017-12 | 4.4 |
| 2017-11 | 4.25 |
| 2017-10 | 4.25 |
| 2017-09 | 4.25 |
| 2017-08 | 4.25 |
| 2017-07 | 4.25 |
| 2017-06 | 4.13 |
| 2017-05 | 4 |
| 2017-04 | 4 |
| 2017-03 | 3.88 |
| 2017-02 | 3.75 |
| 2017-01 | 3.75 |
| 2016-12 | 3.64 |
| 2016-11 | 3.5 |
| 2016-10 | 3.5 |
| 2016-09 | 3.5 |
| 2016-08 | 3.5 |
| 2016-07 | 3.5 |
| 2016-06 | 3.5 |
| 2016-05 | 3.5 |
| 2016-04 | 3.5 |
| 2016-03 | 3.5 |
| 2016-02 | 3.5 |
| 2016-01 | 3.5 |
| 2015-12 | 3.37 |
| 2015-11 | 3.25 |
| 2015-10 | 3.25 |
| 2015-09 | 3.25 |
| 2015-08 | 3.25 |
| 2015-07 | 3.25 |
| 2015-06 | 3.25 |
| 2015-05 | 3.25 |
| 2015-04 | 3.25 |
| 2015-03 | 3.25 |
| 2015-02 | 3.25 |
| 2015-01 | 3.25 |
| 2014-12 | 3.25 |
| 2014-11 | 3.25 |
| 2014-10 | 3.25 |
| 2014-09 | 3.25 |
| 2014-08 | 3.25 |
| 2014-07 | 3.25 |
| 2014-06 | 3.25 |
| 2014-05 | 3.25 |
| 2014-04 | 3.25 |
| 2014-03 | 3.25 |
| 2014-02 | 3.25 |
| 2014-01 | 3.25 |
| 2013-12 | 3.25 |
| 2013-11 | 3.25 |
| 2013-10 | 3.25 |
| 2013-09 | 3.25 |
| 2013-08 | 3.25 |
| 2013-07 | 3.25 |
| 2013-06 | 3.25 |
| 2013-05 | 3.25 |
| 2013-04 | 3.25 |
| 2013-03 | 3.25 |
| 2013-02 | 3.25 |
| 2013-01 | 3.25 |
| 2012-12 | 3.25 |
| 2012-11 | 3.25 |
| 2012-10 | 3.25 |
| 2012-09 | 3.25 |
| 2012-08 | 3.25 |
| 2012-07 | 3.25 |
| 2012-06 | 3.25 |
| 2012-05 | 3.25 |
| 2012-04 | 3.25 |
| 2012-03 | 3.25 |
| 2012-02 | 3.25 |
| 2012-01 | 3.25 |
| 2011-12 | 3.25 |
| 2011-11 | 3.25 |
| 2011-10 | 3.25 |
| 2011-09 | 3.25 |
| 2011-08 | 3.25 |
| 2011-07 | 3.25 |
| 2011-06 | 3.25 |
| 2011-05 | 3.25 |
| 2011-04 | 3.25 |
| 2011-03 | 3.25 |
| 2011-02 | 3.25 |
| 2011-01 | 3.25 |
| 2010-12 | 3.25 |
| 2010-11 | 3.25 |
| 2010-10 | 3.25 |
| 2010-09 | 3.25 |
| 2010-08 | 3.25 |
| 2010-07 | 3.25 |
| 2010-06 | 3.25 |
| 2010-05 | 3.25 |
| 2010-04 | 3.25 |
| 2010-03 | 3.25 |
| 2010-02 | 3.25 |
| 2010-01 | 3.25 |
| 2009-12 | 3.25 |
| 2009-11 | 3.25 |
| 2009-10 | 3.25 |
| 2009-09 | 3.25 |
| 2009-08 | 3.25 |
| 2009-07 | 3.25 |
| 2009-06 | 3.25 |
| 2009-05 | 3.25 |
| 2009-04 | 3.25 |
| 2009-03 | 3.25 |
| 2009-02 | 3.25 |
| 2009-01 | 3.25 |
| 2008-12 | 3.61 |
| 2008-11 | 4 |
| 2008-10 | 4.56 |
| 2008-09 | 5 |
| 2008-08 | 5 |
| 2008-07 | 5 |
| 2008-06 | 5 |
| 2008-05 | 5 |
| 2008-04 | 5.24 |
| 2008-03 | 5.66 |
| 2008-02 | 6 |
| 2008-01 | 6.98 |
| 2007-12 | 7.33 |
| 2007-11 | 7.5 |
| 2007-10 | 7.74 |
| 2007-09 | 8.03 |
| 2007-08 | 8.25 |
| 2007-07 | 8.25 |
| 2007-06 | 8.25 |
| 2007-05 | 8.25 |
| 2007-04 | 8.25 |
| 2007-03 | 8.25 |
| 2007-02 | 8.25 |
| 2007-01 | 8.25 |
| 2006-12 | 8.25 |
| 2006-11 | 8.25 |
| 2006-10 | 8.25 |
| 2006-09 | 8.25 |
| 2006-08 | 8.25 |
| 2006-07 | 8.25 |
| 2006-06 | 8.02 |
| 2006-05 | 7.93 |
| 2006-04 | 7.75 |
| 2006-03 | 7.53 |
| 2006-02 | 7.5 |
| 2006-01 | 7.26 |
| 2005-12 | 7.15 |
| 2005-11 | 7 |
| 2005-10 | 6.75 |
| 2005-09 | 6.59 |
| 2005-08 | 6.44 |
| 2005-07 | 6.25 |
| 2005-06 | 6.01 |
| 2005-05 | 5.98 |
| 2005-04 | 5.75 |
| 2005-03 | 5.58 |
| 2005-02 | 5.49 |
| 2005-01 | 5.25 |
| 2004-12 | 5.15 |
| 2004-11 | 4.93 |
| 2004-10 | 4.75 |
| 2004-09 | 4.58 |
| 2004-08 | 4.43 |
| 2004-07 | 4.25 |
| 2004-06 | 4.01 |
| 2004-05 | 4 |
| 2004-04 | 4 |
| 2004-03 | 4 |
| 2004-02 | 4 |
| 2004-01 | 4 |
| 2003-12 | 4 |
| 2003-11 | 4 |
| 2003-10 | 4 |
| 2003-09 | 4 |
| 2003-08 | 4 |
| 2003-07 | 4 |
| 2003-06 | 4.22 |
| 2003-05 | 4.25 |
| 2003-04 | 4.25 |
| 2003-03 | 4.25 |
| 2003-02 | 4.25 |
| 2003-01 | 4.25 |
| 2002-12 | 4.25 |
| 2002-11 | 4.35 |
| 2002-10 | 4.75 |
| 2002-09 | 4.75 |
| 2002-08 | 4.75 |
| 2002-07 | 4.75 |
| 2002-06 | 4.75 |
| 2002-05 | 4.75 |
| 2002-04 | 4.75 |
| 2002-03 | 4.75 |
| 2002-02 | 4.75 |
| 2002-01 | 4.75 |
| 2001-12 | 4.84 |
| 2001-11 | 5.1 |
| 2001-10 | 5.53 |
| 2001-09 | 6.28 |
| 2001-08 | 6.67 |
| 2001-07 | 6.75 |
| 2001-06 | 6.98 |
| 2001-05 | 7.24 |
| 2001-04 | 7.8 |
| 2001-03 | 8.32 |
| 2001-02 | 8.5 |
| 2001-01 | 9.05 |
| 2000-12 | 9.5 |
| 2000-11 | 9.5 |
| 2000-10 | 9.5 |
| 2000-09 | 9.5 |
| 2000-08 | 9.5 |
| 2000-07 | 9.5 |
| 2000-06 | 9.5 |
| 2000-05 | 9.24 |
| 2000-04 | 9 |
| 2000-03 | 8.83 |
| 2000-02 | 8.73 |
| 2000-01 | 8.5 |
| 1999-12 | 8.5 |
| 1999-11 | 8.37 |
| 1999-10 | 8.25 |
| 1999-09 | 8.25 |
| 1999-08 | 8.06 |
| 1999-07 | 8 |
| 1999-06 | 7.75 |
| 1999-05 | 7.75 |
| 1999-04 | 7.75 |
| 1999-03 | 7.75 |
| 1999-02 | 7.75 |
| 1999-01 | 7.75 |
| 1998-12 | 7.75 |
| 1998-11 | 7.89 |
| 1998-10 | 8.12 |
| 1998-09 | 8.49 |
| 1998-08 | 8.5 |
| 1998-07 | 8.5 |
| 1998-06 | 8.5 |
| 1998-05 | 8.5 |
| 1998-04 | 8.5 |
| 1998-03 | 8.5 |
| 1998-02 | 8.5 |
| 1998-01 | 8.5 |
| 1997-12 | 8.5 |
| 1997-11 | 8.5 |
| 1997-10 | 8.5 |
| 1997-09 | 8.5 |
| 1997-08 | 8.5 |
| 1997-07 | 8.5 |
| 1997-06 | 8.5 |
| 1997-05 | 8.5 |
| 1997-04 | 8.5 |
| 1997-03 | 8.3 |
| 1997-02 | 8.25 |
| 1997-01 | 8.25 |
| 1996-12 | 8.25 |
| 1996-11 | 8.25 |
| 1996-10 | 8.25 |
| 1996-09 | 8.25 |
| 1996-08 | 8.25 |
| 1996-07 | 8.25 |
| 1996-06 | 8.25 |
| 1996-05 | 8.25 |
| 1996-04 | 8.25 |
| 1996-03 | 8.25 |
| 1996-02 | 8.25 |
| 1996-01 | 8.5 |
| 1995-12 | 8.65 |
| 1995-11 | 8.75 |
| 1995-10 | 8.75 |
| 1995-09 | 8.75 |
| 1995-08 | 8.75 |
| 1995-07 | 8.8 |
| 1995-06 | 9 |
| 1995-05 | 9 |
| 1995-04 | 9 |
| 1995-03 | 9 |
| 1995-02 | 9 |
| 1995-01 | 8.5 |
| 1994-12 | 8.5 |
| 1994-11 | 8.15 |
| 1994-10 | 7.75 |
| 1994-09 | 7.75 |
| 1994-08 | 7.51 |
| 1994-07 | 7.25 |
| 1994-06 | 7.25 |
| 1994-05 | 6.99 |
| 1994-04 | 6.45 |
| 1994-03 | 6.06 |
| 1994-02 | 6 |
| 1994-01 | 6 |
| 1993-12 | 6 |
| 1993-11 | 6 |
| 1993-10 | 6 |
| 1993-09 | 6 |
| 1993-08 | 6 |
| 1993-07 | 6 |
| 1993-06 | 6 |
| 1993-05 | 6 |
| 1993-04 | 6 |
| 1993-03 | 6 |
| 1993-02 | 6 |
| 1993-01 | 6 |
| 1992-12 | 6 |
| 1992-11 | 6 |
| 1992-10 | 6 |
| 1992-09 | 6 |
| 1992-08 | 6 |
| 1992-07 | 6.02 |
| 1992-06 | 6.5 |
| 1992-05 | 6.5 |
| 1992-04 | 6.5 |
| 1992-03 | 6.5 |
| 1992-02 | 6.5 |
| 1992-01 | 6.5 |
| 1991-12 | 7.21 |
| 1991-11 | 7.58 |
| 1991-10 | 8 |
| 1991-09 | 8.2 |
| 1991-08 | 8.5 |
| 1991-07 | 8.5 |
| 1991-06 | 8.5 |
| 1991-05 | 8.5 |
| 1991-04 | 9 |
| 1991-03 | 9 |
| 1991-02 | 9.05 |
| 1991-01 | 9.52 |
| 1990-12 | 10 |
| 1990-11 | 10 |
| 1990-10 | 10 |
| 1990-09 | 10 |
| 1990-08 | 10 |
| 1990-07 | 10 |
| 1990-06 | 10 |
| 1990-05 | 10 |
| 1990-04 | 10 |
| 1990-03 | 10 |
| 1990-02 | 10 |
| 1990-01 | 10.11 |
| 1989-12 | 10.5 |
| 1989-11 | 10.5 |
| 1989-10 | 10.5 |
| 1989-09 | 10.5 |
| 1989-08 | 10.5 |
| 1989-07 | 10.98 |
| 1989-06 | 11.07 |
| 1989-05 | 11.5 |
| 1989-04 | 11.5 |
| 1989-03 | 11.5 |
| 1989-02 | 10.93 |
| 1989-01 | 10.5 |
| 1988-12 | 10.5 |
| 1988-11 | 10.05 |
| 1988-10 | 10 |
| 1988-09 | 10 |
| 1988-08 | 9.84 |
| 1988-07 | 9.29 |
| 1988-06 | 9 |
| 1988-05 | 8.84 |
| 1988-04 | 8.5 |
| 1988-03 | 8.5 |
| 1988-02 | 8.51 |
| 1988-01 | 8.75 |
| 1987-12 | 8.75 |
| 1987-11 | 8.78 |
| 1987-10 | 9.07 |
| 1987-09 | 8.7 |
| 1987-08 | 8.25 |
| 1987-07 | 8.25 |
| 1987-06 | 8.25 |
| 1987-05 | 8.14 |
| 1987-04 | 7.75 |
| 1987-03 | 7.5 |
| 1987-02 | 7.5 |
| 1987-01 | 7.5 |
| 1986-12 | 7.5 |
| 1986-11 | 7.5 |
| 1986-10 | 7.5 |
| 1986-09 | 7.5 |
| 1986-08 | 7.9 |
| 1986-07 | 8.16 |
| 1986-06 | 8.5 |
| 1986-05 | 8.5 |
| 1986-04 | 8.83 |
| 1986-03 | 9.1 |
| 1986-02 | 9.5 |
| 1986-01 | 9.5 |
| 1985-12 | 9.5 |
| 1985-11 | 9.5 |
| 1985-10 | 9.5 |
| 1985-09 | 9.5 |
| 1985-08 | 9.5 |
| 1985-07 | 9.5 |
| 1985-06 | 9.78 |
| 1985-05 | 10.31 |
| 1985-04 | 10.5 |
| 1985-03 | 10.5 |
| 1985-02 | 10.5 |
| 1985-01 | 10.61 |
| 1984-12 | 11.06 |
| 1984-11 | 11.77 |
| 1984-10 | 12.58 |
| 1984-09 | 12.97 |
| 1984-08 | 13 |
| 1984-07 | 13 |
| 1984-06 | 12.6 |
| 1984-05 | 12.39 |
| 1984-04 | 11.93 |
| 1984-03 | 11.21 |
| 1984-02 | 11 |
| 1984-01 | 11 |
| 1983-12 | 11 |
| 1983-11 | 11 |
| 1983-10 | 11 |
| 1983-09 | 11 |
| 1983-08 | 10.89 |
| 1983-07 | 10.5 |
| 1983-06 | 10.5 |
| 1983-05 | 10.5 |
| 1983-04 | 10.5 |
| 1983-03 | 10.5 |
| 1983-02 | 10.98 |
| 1983-01 | 11.16 |
| 1982-12 | 11.5 |
| 1982-11 | 11.85 |
| 1982-10 | 12.52 |
| 1982-09 | 13.5 |
| 1982-08 | 14.39 |
| 1982-07 | 16.26 |
| 1982-06 | 16.5 |
| 1982-05 | 16.5 |
| 1982-04 | 16.5 |
| 1982-03 | 16.5 |
| 1982-02 | 16.56 |
| 1982-01 | 15.75 |
| 1981-12 | 15.75 |
| 1981-11 | 16.84 |
| 1981-10 | 18.45 |
| 1981-09 | 20.08 |
| 1981-08 | 20.5 |
| 1981-07 | 20.39 |
| 1981-06 | 20.03 |
| 1981-05 | 19.61 |
| 1981-04 | 17.15 |
| 1981-03 | 18.05 |
| 1981-02 | 19.43 |
| 1981-01 | 20.16 |
| 1980-12 | 20.35 |
| 1980-11 | 16.06 |
| 1980-10 | 13.79 |
| 1980-09 | 12.23 |
| 1980-08 | 11.12 |
| 1980-07 | 11.48 |
| 1980-06 | 12.63 |
| 1980-05 | 16.57 |
| 1980-04 | 19.77 |
| 1980-03 | 18.31 |
| 1980-02 | 15.63 |
| 1980-01 | 15.25 |
| 1979-12 | 15.3 |
| 1979-11 | 15.55 |
| 1979-10 | 14.39 |
| 1979-09 | 12.9 |
| 1979-08 | 11.91 |
| 1979-07 | 11.54 |
| 1979-06 | 11.65 |
| 1979-05 | 11.75 |
| 1979-04 | 11.75 |
| 1979-03 | 11.75 |
| 1979-02 | 11.75 |
| 1979-01 | 11.75 |
| 1978-12 | 11.55 |
| 1978-11 | 10.94 |
| 1978-10 | 9.94 |
| 1978-09 | 9.41 |
| 1978-08 | 9.01 |
| 1978-07 | 9 |
| 1978-06 | 8.63 |
| 1978-05 | 8.27 |
| 1978-04 | 8 |
| 1978-03 | 8 |
| 1978-02 | 8 |
| 1978-01 | 7.93 |
| 1977-12 | 7.75 |
| 1977-11 | 7.75 |
| 1977-10 | 7.52 |
| 1977-09 | 7.13 |
| 1977-08 | 6.83 |
| 1977-07 | 6.75 |
| 1977-06 | 6.75 |
| 1977-05 | 6.41 |
| 1977-04 | 6.25 |
| 1977-03 | 6.25 |
| 1977-02 | 6.25 |
| 1977-01 | 6.25 |
| 1976-12 | 6.35 |
| 1976-11 | 6.5 |
| 1976-10 | 6.77 |