# US bank prime lending rate

Prime loan rate posted by a majority of the 25 largest insured US-chartered commercial banks by domestic assets. Monthly average including every calendar day, in percent per year (Federal Reserve H.15, RIFSPBLP_N.M).

## Key facts

- US bank prime lending rate in the United States was 6.87% in September 2026, according to the Board of Governors of the Federal Reserve System.
- Published for 1 places, with figures from January 1949 to September 2026.
- Figures last updated on 2026-10-12.

- Indicator id: `bank_prime_lending_rate`
- Unit: %
- Note: Prime is a reference rate banks use to price short-term business loans. It is not an average of rates actually paid by borrowers or the federal funds target rate.
- Web page: https://invokely.ai/en/us-bank-prime-lending-rate
- API: https://invokely.ai/api/v1/indicators/bank_prime_lending_rate

## Latest figures

| Place | Period | % | Source |
|---|---|---:|---|
| United States | 2026-09 | 6.87 | Board of Governors of the Federal Reserve System. H.15 Selected Interest Rates: bank prime loan rate, monthly average (RIFSPBLP_N.M). https://www.federalreserve.gov/datadownload/Output.aspx?rel=H15&series=d7e27b7b09a3a7feae95b9c61781fcd8&lastobs=&from=&to=&filetype=csv&label=include&layout=seriescolumn&type=package. Retrieved 2026-10-12. |