# U.S. bank consumer loans

Seasonally adjusted monthly average balance of consumer loans reported by U.S. commercial banks, in USD million. H.8 reports credit card and other revolving plans and other consumer loans under this category. Foreign-related institutions do not report consumer loans separately; their balances are included in all other loans not elsewhere classified, so this series does not capture those consumer balances (Federal Reserve H.8, item 20 and footnote 16).

## Key facts

- U.S. bank consumer loans in the United States was $1.93 trillion in September 2026, according to the Board of Governors of the Federal Reserve System.
- Published for 1 places, with figures from January 1947 to September 2026.
- Figures last updated on 2026-10-12.

- Indicator id: `bank_consumer_loans_usd`
- Unit: USD million
- Note: H.8 covers commercial banks in the 50 states and the District of Columbia, including domestically chartered banks, U.S. branches and agencies of foreign banks, and Edge Act and agreement corporations. It excludes International Banking Facilities, U.S. territories, savings institutions, credit unions, and consumer finance companies. The XML date is the calendar month-end label, but each monthly level is a pro rata average of estimated weekly Wednesday balances, not a month-end balance. These are balance-sheet stocks, not new lending or loan originations. Some indicators are aggregates with their components also listed, so an aggregate and its components should not be added together. Federal Reserve notes document reporting and category reclassifications that can affect levels; published H.8 growth rates adjust for major nonbank structural changes and accounting changes, while the levels shown here retain these breaks and may not be comparable across them.
- Web page: https://invokely.ai/en/us-bank-consumer-loans
- API: https://invokely.ai/api/v1/indicators/bank_consumer_loans_usd

## Latest figures

| Place | Period | USD million | Source |
|---|---|---:|---|
| United States | 2026-09 | 1,927,133.6 | Board of Governors of the Federal Reserve System. H.8 Assets and Liabilities of Commercial Banks in the United States: U.S. bank consumer loans, seasonally adjusted monthly average, USD million (B1029NCBAM). https://www.federalreserve.gov/releases/h8/current/. Retrieved 2026-10-12. |