# Private non-financial credit-to-GDP gap in Austria

Private non-financial credit-to-GDP gap in Austria was -14.71 percentage points in Q1 2026 (estimated). Source: Bank for International Settlements.

- Indicator id: `private_nonfinancial_credit_gap`
- Place id: `at`
- Unit: percentage points
- Definition: Difference in percentage points between private non-financial credit as a share of GDP and its long-run trend, estimated by the BIS with a one-sided, backward-looking Hodrick-Prescott filter. A level difference, not a percentage change.
- Note: BIS estimate. Can differ from the credit gap used by national authorities. It supports risk analysis; it is not an automatic lending or policy threshold.
- Source: Bank for International Settlements, BIS WS_CREDIT_GAP: P.A.C, quarterly, private nonfinancial credit gap (https://stats.bis.org/api/v2/data/dataflow/BIS/WS_CREDIT_GAP/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.P.A.C?format=csv&startPeriod=1970-Q1)
- Publisher page: https://invokely.ai/en/publishers/bis
- Retrieved: 2026-10-12
- License: BIS terms for statistics: attribution required; inclusion in commercial products must not add a charge to users; other conditions apply
- Citation: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_CREDIT_GAP: P.A.C, quarterly, private nonfinancial credit gap. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_CREDIT_GAP/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.P.A.C?format=csv&startPeriod=1970-Q1. Retrieved 2026-10-12.
- Web page: https://invokely.ai/en/private-nonfinancial-credit-gap/austria
- API: https://invokely.ai/api/v1/series?indicator=private_nonfinancial_credit_gap&place=at

| Period | percentage points |
|---|---:|
| 2026-Q1 | -14.71 (estimated) |
| 2025-Q4 | -17.03 (estimated) |
| 2025-Q3 | -15.72 (estimated) |
| 2025-Q2 | -15.8 (estimated) |
| 2025-Q1 | -15.5 (estimated) |
| 2024-Q4 | -15.02 (estimated) |
| 2024-Q3 | -14.42 (estimated) |
| 2024-Q2 | -14.56 (estimated) |
| 2024-Q1 | -13.87 (estimated) |
| 2023-Q4 | -14.45 (estimated) |
| 2023-Q3 | -13.17 (estimated) |
| 2023-Q2 | -12.65 (estimated) |
| 2023-Q1 | -10.74 (estimated) |
| 2022-Q4 | -7.78 (estimated) |
| 2022-Q3 | -5.62 (estimated) |
| 2022-Q2 | -3.86 (estimated) |
| 2022-Q1 | -1.68 (estimated) |
| 2021-Q4 | 1.45 (estimated) |
| 2021-Q3 | 1.96 (estimated) |
| 2021-Q2 | 2.44 (estimated) |
| 2021-Q1 | 6.83 (estimated) |
| 2020-Q4 | 2.86 (estimated) |
| 2020-Q3 | 1.99 (estimated) |
| 2020-Q2 | 0.31 (estimated) |
| 2020-Q1 | -5.44 (estimated) |
| 2019-Q4 | -7.31 (estimated) |
| 2019-Q3 | -7.31 (estimated) |
| 2019-Q2 | -5.65 (estimated) |
| 2019-Q1 | -6.74 (estimated) |
| 2018-Q4 | -7.66 (estimated) |
| 2018-Q3 | -7.82 (estimated) |
| 2018-Q2 | -8.21 (estimated) |
| 2018-Q1 | -7.81 (estimated) |
| 2017-Q4 | -8.61 (estimated) |
| 2017-Q3 | -8.7 (estimated) |
| 2017-Q2 | -8.65 (estimated) |
| 2017-Q1 | -7.7 (estimated) |
| 2016-Q4 | -8.23 (estimated) |
| 2016-Q3 | -8.65 (estimated) |
| 2016-Q2 | -9.75 (estimated) |
| 2016-Q1 | -9.54 (estimated) |
| 2015-Q4 | -8.5 (estimated) |
| 2015-Q3 | -8.28 (estimated) |
| 2015-Q2 | -8.31 (estimated) |
| 2015-Q1 | -6.41 (estimated) |
| 2014-Q4 | -8.12 (estimated) |
| 2014-Q3 | -4.53 (estimated) |
| 2014-Q2 | -4.35 (estimated) |
| 2014-Q1 | -4.41 (estimated) |
| 2013-Q4 | -3.51 (estimated) |
| 2013-Q3 | -7.85 (estimated) |
| 2013-Q2 | -7.5 (estimated) |
| 2013-Q1 | -7 (estimated) |
| 2012-Q4 | -7.55 (estimated) |
| 2012-Q3 | -5.44 (estimated) |
| 2012-Q2 | -4.84 (estimated) |
| 2012-Q1 | -5.49 (estimated) |
| 2011-Q4 | -5.02 (estimated) |
| 2011-Q3 | -5.21 (estimated) |
| 2011-Q2 | -4.37 (estimated) |
| 2011-Q1 | -4.33 (estimated) |
| 2010-Q4 | -1.43 (estimated) |
| 2010-Q3 | -1.28 (estimated) |
| 2010-Q2 | -0.67 (estimated) |
| 2010-Q1 | -1.65 (estimated) |
| 2009-Q4 | -1.78 (estimated) |
| 2009-Q3 | -1.18 (estimated) |
| 2009-Q2 | -2.28 (estimated) |
| 2009-Q1 | -2.5 (estimated) |
| 2008-Q4 | -2.31 (estimated) |
| 2008-Q3 | -4.34 (estimated) |
| 2008-Q2 | -4 (estimated) |
| 2008-Q1 | -3.07 (estimated) |
| 2007-Q4 | -3.04 (estimated) |
| 2007-Q3 | -4.65 (estimated) |
| 2007-Q2 | -5.13 (estimated) |
| 2007-Q1 | -7.42 (estimated) |
| 2006-Q4 | -5.82 (estimated) |
| 2006-Q3 | -3.97 (estimated) |
| 2006-Q2 | -4.79 (estimated) |
| 2006-Q1 | -6.02 (estimated) |
| 2005-Q4 | -1.61 (estimated) |
| 2005-Q3 | -2.59 (estimated) |
| 2005-Q2 | -2.58 (estimated) |
| 2005-Q1 | -2.63 (estimated) |
| 2004-Q4 | -3.62 (estimated) |
| 2004-Q3 | 0.98 (estimated) |
| 2004-Q2 | 1.44 (estimated) |
| 2004-Q1 | 0.88 (estimated) |
| 2003-Q4 | 1.17 (estimated) |
| 2003-Q3 | 0.43 (estimated) |
| 2003-Q2 | 1.38 (estimated) |
| 2003-Q1 | 1.81 (estimated) |
| 2002-Q4 | 1.69 (estimated) |
| 2002-Q3 | 3.33 (estimated) |
| 2002-Q2 | 4.04 (estimated) |
| 2002-Q1 | 4.26 (estimated) |
| 2001-Q4 | 5.47 (estimated) |
| 2001-Q3 | 6.08 (estimated) |
| 2001-Q2 | 5.75 (estimated) |
| 2001-Q1 | 6.29 (estimated) |
| 2000-Q4 | 7.75 (estimated) |
| 2000-Q3 | 8.86 (estimated) |
| 2000-Q2 | 7.94 (estimated) |
| 2000-Q1 | 7.46 (estimated) |
| 1999-Q4 | 5.02 (estimated) |
| 1999-Q3 | 3.03 (estimated) |
| 1999-Q2 | 0.59 (estimated) |
| 1999-Q1 | 0.52 (estimated) |
| 1998-Q4 | 2.65 (estimated) |
| 1998-Q3 | 2 (estimated) |
| 1998-Q2 | 2.19 (estimated) |
| 1998-Q1 | 1.14 (estimated) |
| 1997-Q4 | 4.18 (estimated) |
| 1997-Q3 | 4.23 (estimated) |
| 1997-Q2 | 2.31 (estimated) |
| 1997-Q1 | -1.28 (estimated) |
| 1996-Q4 | -0.69 (estimated) |
| 1996-Q3 | -1.44 (estimated) |
| 1996-Q2 | -3.3 (estimated) |
| 1996-Q1 | -6.37 (estimated) |
| 1995-Q4 | -3.09 (estimated) |
| 1995-Q3 | -5.2 (estimated) |
| 1995-Q2 | -5.17 (estimated) |
| 1995-Q1 | -5.46 (estimated) |
| 1994-Q4 | -3.02 (estimated) |
| 1994-Q3 | -3.5 (estimated) |
| 1994-Q2 | -2.6 (estimated) |
| 1994-Q1 | -3.16 (estimated) |
| 1993-Q4 | -0.88 (estimated) |
| 1993-Q3 | -1.09 (estimated) |
| 1993-Q2 | -0.16 (estimated) |
| 1993-Q1 | -0.34 (estimated) |
| 1992-Q4 | 1.02 (estimated) |
| 1992-Q3 | 0.35 (estimated) |
| 1992-Q2 | 0.13 (estimated) |
| 1992-Q1 | -0.61 (estimated) |
| 1991-Q4 | 1.57 (estimated) |
| 1991-Q3 | 0.72 (estimated) |
| 1991-Q2 | 1.92 (estimated) |
| 1991-Q1 | 0.84 (estimated) |
| 1990-Q4 | 2.48 (estimated) |
| 1990-Q3 | 1.46 (estimated) |
| 1990-Q2 | 1.58 (estimated) |
| 1990-Q1 | 0.23 (estimated) |
| 1989-Q4 | 1.52 (estimated) |
| 1989-Q3 | 0.27 (estimated) |
| 1989-Q2 | -1.12 (estimated) |
| 1989-Q1 | -2.34 (estimated) |
| 1988-Q4 | 0.62 (estimated) |
| 1988-Q3 | -1.09 (estimated) |
| 1988-Q2 | -1.05 (estimated) |
| 1988-Q1 | -2.7 (estimated) |
| 1987-Q4 | -1.43 (estimated) |
| 1987-Q3 | -3.32 (estimated) |
| 1987-Q2 | -3.75 (estimated) |
| 1987-Q1 | -4.33 (estimated) |
| 1986-Q4 | -2.28 (estimated) |
| 1986-Q3 | -4.53 (estimated) |
| 1986-Q2 | -4.57 (estimated) |
| 1986-Q1 | -4.85 (estimated) |
| 1985-Q4 | -2.3 (estimated) |
| 1985-Q3 | -3.11 (estimated) |
| 1985-Q2 | -2.88 (estimated) |
| 1985-Q1 | -3.23 (estimated) |
| 1984-Q4 | -1.6 (estimated) |
| 1984-Q3 | -4 (estimated) |
| 1984-Q2 | -4.33 (estimated) |
| 1984-Q1 | -5.02 (estimated) |
| 1983-Q4 | -2.32 (estimated) |
| 1983-Q3 | -2.19 (estimated) |
| 1983-Q2 | -1.26 (estimated) |
| 1983-Q1 | -0.69 (estimated) |
| 1982-Q4 | 2.04 (estimated) |
| 1982-Q3 | 2.77 (estimated) |
| 1982-Q2 | 4.09 (estimated) |
| 1982-Q1 | 5 (estimated) |
| 1981-Q4 | 6.6 (estimated) |
| 1981-Q3 | 6.31 (estimated) |
| 1981-Q2 | 7.09 (estimated) |
| 1981-Q1 | 6.77 (estimated) |
| 1980-Q4 | 7.14 (estimated) |
| 1980-Q3 | 7.17 (estimated) |
| 1980-Q2 | 6.95 (estimated) |
| 1980-Q1 | 6.3 (estimated) |
| 1979-Q4 | 7.34 (estimated) |
| 1979-Q3 | 5.86 (estimated) |
| 1979-Q2 | 5.95 (estimated) |
| 1979-Q1 | 5.22 (estimated) |
| 1978-Q4 | 6.24 (estimated) |
| 1978-Q3 | 4.59 (estimated) |
| 1978-Q2 | 3.79 (estimated) |
| 1978-Q1 | 2.95 (estimated) |
| 1977-Q4 | 3.47 (estimated) |
| 1977-Q3 | 2.87 (estimated) |
| 1977-Q2 | 3.14 (estimated) |
| 1977-Q1 | 2.17 (estimated) |
| 1976-Q4 | 3.8 (estimated) |
| 1976-Q3 | 1.11 (estimated) |
| 1976-Q2 | 0.57 (estimated) |
| 1976-Q1 | -0.22 (estimated) |
| 1975-Q4 | 0.13 (estimated) |
| 1975-Q3 | -0.79 (estimated) |
| 1975-Q2 | -0.76 (estimated) |
| 1975-Q1 | -2.02 (estimated) |
| 1974-Q4 | -1.86 (estimated) |
| 1974-Q3 | -2.81 (estimated) |
| 1974-Q2 | -2.38 (estimated) |
| 1974-Q1 | -1.88 (estimated) |
| 1973-Q4 | -0.83 (estimated) |
| 1973-Q3 | -0.93 (estimated) |
| 1973-Q2 | 0.02 (estimated) |
| 1973-Q1 | 0.57 (estimated) |
| 1972-Q4 | 2.36 (estimated) |
| 1972-Q3 | 1.72 (estimated) |
| 1972-Q2 | 1.84 (estimated) |
| 1972-Q1 | 1.39 (estimated) |
| 1971-Q4 | 1.91 (estimated) |
| 1971-Q3 | 0.6 (estimated) |
| 1971-Q2 | 1.02 (estimated) |
| 1971-Q1 | -0.03 (estimated) |
| 1970-Q4 | 0.56 (estimated) |