# Outstanding household housing loan rate in Croatia

Outstanding household housing loan rate in Croatia was 3.01% in August 2026. Source: European Central Bank.

- Indicator id: `ecb_housing_outstanding_loan_rate`
- Place id: `hr`
- Unit: %
- Definition: Annualised interest rate reported monthly on the outstanding stock of euro loans to households for house purchase.
- Note: This rate covers existing loan balances, rather than new agreements. Outstanding-amount statistics describe the loan stock and differ from new-business statistics. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.
- Source: European Central Bank, ECB MIR: Outstanding household housing loan rate (M.<area>.B.A22.A.R.A.2250.EUR.O) (https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A22.A.R.A.2250.EUR.O?format=csvdata&startPeriod=2003-01)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- License: ESCB statistics reuse policy (free commercial and non-commercial reuse, source must be quoted)
- Citation: European Central Bank. ECB MIR: Outstanding household housing loan rate (M.<area>.B.A22.A.R.A.2250.EUR.O). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A22.A.R.A.2250.EUR.O?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
- Web page: https://invokely.ai/en/outstanding-housing-loan-rate/croatia
- API: https://invokely.ai/api/v1/series?indicator=ecb_housing_outstanding_loan_rate&place=hr

| Period | % |
|---|---:|
| 2026-08 | 3.01 |
| 2026-07 | 3.02 |
| 2026-06 | 3.02 |
| 2026-05 | 3.03 |
| 2026-04 | 3.03 |
| 2026-03 | 3.03 |
| 2026-02 | 3.03 |
| 2026-01 | 3.03 |
| 2025-12 | 3.04 |
| 2025-11 | 3.04 |
| 2025-10 | 3.04 |
| 2025-09 | 3.04 |
| 2025-08 | 3.04 |
| 2025-07 | 3.05 |
| 2025-06 | 3.06 |
| 2025-05 | 3.08 |
| 2025-04 | 3.1 |
| 2025-03 | 3.12 |
| 2025-02 | 3.14 |
| 2025-01 | 3.14 |
| 2024-12 | 3.11 |
| 2024-11 | 3.09 |
| 2024-10 | 3.08 |
| 2024-09 | 3.07 |
| 2024-08 | 3.06 |
| 2024-07 | 3.04 |
| 2024-06 | 2.99 |
| 2024-05 | 2.97 |
| 2024-04 | 2.96 |
| 2024-03 | 2.95 |
| 2024-02 | 2.94 |
| 2024-01 | 2.92 |
| 2023-12 | 2.91 |
| 2023-11 | 2.9 |
| 2023-10 | 2.89 |
| 2023-09 | 2.88 |
| 2023-08 | 2.87 |
| 2023-07 | 2.86 |
| 2023-06 | 2.86 |
| 2023-05 | 2.86 |
| 2023-04 | 2.86 |
| 2023-03 | 2.87 |
| 2023-02 | 2.87 |
| 2023-01 | 2.87 |
| 2022-12 | 2.86 |
| 2022-11 | 2.87 |
| 2022-10 | 2.89 |
| 2022-09 | 2.9 |
| 2022-08 | 2.92 |
| 2022-07 | 2.93 |
| 2022-06 | 2.96 |
| 2022-05 | 2.99 |
| 2022-04 | 3.04 |
| 2022-03 | 3.06 |
| 2022-02 | 3.07 |
| 2022-01 | 3.09 |
| 2014-11 | 5.53 |
| 2014-10 | 5.43 |
| 2014-09 | 5.56 |
| 2014-08 | 5.61 |
| 2014-07 | 5.68 |
| 2014-06 | 5.74 |
| 2014-05 | 5.74 |
| 2014-04 | 5.83 |
| 2014-03 | 5.83 |
| 2014-02 | 5.76 |
| 2014-01 | 5.77 |
| 2013-12 | 5.92 |
| 2013-11 | 5.97 |
| 2013-10 | 6.38 |
| 2013-09 | 6.17 |
| 2013-08 | 6.23 |
| 2013-07 | 6.05 |
| 2013-06 | 5.99 |
| 2013-05 | 6.01 |
| 2013-04 | 5.97 |
| 2013-03 | 6.01 |
| 2013-02 | 5.98 |
| 2013-01 | 6.08 |
| 2012-12 | 6.1 |
| 2012-11 | 6.1 |
| 2012-10 | 6.06 |
| 2012-09 | 6.08 |
| 2012-08 | 6.07 |
| 2012-07 | 6.08 |
| 2012-06 | 6.1 |
| 2012-05 | 6.11 |
| 2012-04 | 6.12 |
| 2012-03 | 6.18 |
| 2012-02 | 6.12 |
| 2012-01 | 6.18 |
| 2011-12 | 6.33 |