# Outstanding household consumer and other loan rate

Annualised interest rate reported monthly on the outstanding stock of euro loans to households for consumption and other purposes.

## Key facts

- Estonia had the highest outstanding household consumer and other loan rate of 21 EU countries in August 2026, at 11%, and The Netherlands the lowest, at 4.38%. Source: the European Central Bank.
- Published for 22 places, with figures from January 2003 to August 2026.
- Figures last updated on 2026-10-12.

- Indicator id: `ecb_consumer_other_outstanding_loan_rate`
- Unit: %
- Note: This rate covers existing loan balances, rather than new agreements. Outstanding-amount statistics describe the loan stock and differ from new-business statistics. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.
- Web page: https://invokely.ai/en/outstanding-household-consumer-and-other-loan-rate
- API: https://invokely.ai/api/v1/indicators/ecb_consumer_other_outstanding_loan_rate

## Rankings

- [EU countries](https://invokely.ai/rankings/outstanding-household-consumer-and-other-loan-rate/eu-countries.md) (21 places)