# MFI household loan balances in Euro area

MFI household loan balances in Euro area was €7 trillion in August 2026 (provisional). Source: European Central Bank.

- Indicator id: `ecb_mfi_household_loans_eur`
- Place id: `ea`
- Unit: EUR million
- Definition: End-of-month stock of loans from resident MFIs excluding central banks to households and non-profit institutions serving households resident in the euro area, in EUR millions.
- Note: Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.
- Source: European Central Bank, ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E) (https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- License: ESCB statistics reuse policy (free commercial and non-commercial reuse, source must be quoted)
- Citation: European Central Bank. ECB BSI: MFI household loan balances, unadjusted end-period stock (M.<area>.N.A.A20.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A20.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
- Web page: https://invokely.ai/en/mfi-household-loan-balances/euro-area
- API: https://invokely.ai/api/v1/series?indicator=ecb_mfi_household_loans_eur&place=ea

| Period | EUR million |
|---|---:|
| 2026-08 | 7,004,783.81 (provisional) |
| 2026-07 | 6,996,281.35 |
| 2026-06 | 6,969,907.58 |
| 2026-05 | 6,941,563.84 |
| 2026-04 | 6,924,859.44 |
| 2026-03 | 6,921,666.3 |
| 2026-02 | 6,900,413.47 |
| 2026-01 | 6,890,426.35 |
| 2025-12 | 6,861,448.63 |
| 2025-11 | 6,852,646.77 |
| 2025-10 | 6,825,551.67 |
| 2025-09 | 6,816,261.79 |
| 2025-08 | 6,792,544.29 |
| 2025-07 | 6,785,610.1 |
| 2025-06 | 6,772,843.16 |
| 2025-05 | 6,741,001.21 |
| 2025-04 | 6,727,112.75 |
| 2025-03 | 6,710,488.91 |
| 2025-02 | 6,695,810.23 |
| 2025-01 | 6,688,822.87 |
| 2024-12 | 6,686,775.39 |
| 2024-11 | 6,688,962.5 |
| 2024-10 | 6,667,881.88 |
| 2024-09 | 6,664,779.75 |
| 2024-08 | 6,653,316.03 |
| 2024-07 | 6,651,155.65 |
| 2024-06 | 6,648,356.64 |
| 2024-05 | 6,629,089.68 |
| 2024-04 | 6,628,969.35 |
| 2024-03 | 6,629,773.96 |
| 2024-02 | 6,621,780.31 |
| 2024-01 | 6,626,220.46 |
| 2023-12 | 6,655,118.44 |
| 2023-11 | 6,669,284.51 |
| 2023-10 | 6,651,212.79 |
| 2023-09 | 6,639,840 |
| 2023-08 | 6,635,014.73 |
| 2023-07 | 6,638,143.69 |
| 2023-06 | 6,642,748.93 |
| 2023-05 | 6,622,528.38 |
| 2023-04 | 6,652,508.93 |
| 2023-03 | 6,655,499.99 |
| 2023-02 | 6,646,853.15 |
| 2023-01 | 6,649,220.06 |
| 2022-12 | 6,639,554.9 |
| 2022-11 | 6,645,488.16 |
| 2022-10 | 6,628,950.47 |
| 2022-09 | 6,618,340.58 |
| 2022-08 | 6,597,064.55 |
| 2022-07 | 6,584,322.72 |
| 2022-06 | 6,561,060.33 |
| 2022-05 | 6,511,799.56 |
| 2022-04 | 6,477,675.25 |
| 2022-03 | 6,461,331.11 |
| 2022-02 | 6,430,528.79 |
| 2022-01 | 6,421,393.2 |
| 2021-12 | 6,380,384.07 |
| 2021-11 | 6,378,927.24 |
| 2021-10 | 6,344,176.09 |
| 2021-09 | 6,321,042.38 |
| 2021-08 | 6,298,213.32 |
| 2021-07 | 6,284,783.1 |
| 2021-06 | 6,261,421.82 |
| 2021-05 | 6,219,878.76 |
| 2021-04 | 6,194,846.78 |
| 2021-03 | 6,181,879.08 |
| 2021-02 | 6,154,610.77 |
| 2021-01 | 6,144,260.69 |
| 2020-12 | 6,139,464.83 |
| 2020-11 | 6,118,522.07 |
| 2020-10 | 6,095,716.78 |
| 2020-09 | 6,071,205.66 |
| 2020-08 | 6,032,208.56 |
| 2020-07 | 6,022,180.37 |
| 2020-06 | 6,001,120.03 |
| 2020-05 | 5,970,831.57 |
| 2020-04 | 5,949,196.93 |
| 2020-03 | 5,957,736.95 |
| 2020-02 | 5,966,456.25 |
| 2020-01 | 5,953,669.41 |
| 2019-12 | 5,937,541.84 |
| 2019-11 | 5,922,912.26 |
| 2019-10 | 5,900,086.08 |
| 2019-09 | 5,882,371.98 |
| 2019-08 | 5,864,622.73 |
| 2019-07 | 5,849,699.49 |
| 2019-06 | 5,830,655.07 |
| 2019-05 | 5,798,097.07 |
| 2019-04 | 5,790,202.38 |
| 2019-03 | 5,776,656.47 |
| 2019-02 | 5,756,134.96 |
| 2019-01 | 5,752,209.17 |
| 2018-12 | 5,747,439.93 |
| 2018-11 | 5,741,969.25 |
| 2018-10 | 5,721,783.2 |
| 2018-09 | 5,706,260.01 |
| 2018-08 | 5,694,253.5 |
| 2018-07 | 5,681,438.61 |
| 2018-06 | 5,665,465.97 |
| 2018-05 | 5,641,917.61 |
| 2018-04 | 5,635,382.65 |
| 2018-03 | 5,622,969.87 |
| 2018-02 | 5,602,563.68 |
| 2018-01 | 5,598,635.5 |
| 2017-12 | 5,603,941.91 |
| 2017-11 | 5,592,381.62 |
| 2017-10 | 5,571,959.55 |
| 2017-09 | 5,561,927.36 |
| 2017-08 | 5,542,166 |
| 2017-07 | 5,524,825.74 |
| 2017-06 | 5,527,331.53 |
| 2017-05 | 5,501,345.28 |
| 2017-04 | 5,495,572.16 |
| 2017-03 | 5,486,443.77 |
| 2017-02 | 5,469,159.48 |
| 2017-01 | 5,454,299.6 |
| 2016-12 | 5,453,739.62 |
| 2016-11 | 5,416,312.74 |
| 2016-10 | 5,392,658.26 |
| 2016-09 | 5,384,659.13 |
| 2016-08 | 5,365,627.28 |
| 2016-07 | 5,358,768.97 |
| 2016-06 | 5,353,310.32 |
| 2016-05 | 5,339,690.72 |
| 2016-04 | 5,337,572.58 |
| 2016-03 | 5,330,804.01 |
| 2016-02 | 5,320,683.88 |
| 2016-01 | 5,308,649.95 |
| 2015-12 | 5,315,531.78 |
| 2015-11 | 5,319,384.07 |
| 2015-10 | 5,306,662.38 |
| 2015-09 | 5,282,756.24 |
| 2015-08 | 5,268,927.85 |
| 2015-07 | 5,266,022.35 |
| 2015-06 | 5,264,252.36 |
| 2015-05 | 5,236,970.7 |
| 2015-04 | 5,230,512.2 |
| 2015-03 | 5,228,147.1 |
| 2015-02 | 5,214,073.36 |
| 2015-01 | 5,221,632.85 |
| 2014-12 | 5,209,813.32 |
| 2014-11 | 5,203,043.44 |
| 2014-10 | 5,199,790.82 |
| 2014-09 | 5,196,897.26 |
| 2014-08 | 5,189,714.56 |
| 2014-07 | 5,193,110.5 |
| 2014-06 | 5,195,484.6 |
| 2014-05 | 5,183,110.59 |
| 2014-04 | 5,226,963.5 |
| 2014-03 | 5,223,600.18 |
| 2014-02 | 5,220,571.59 |
| 2014-01 | 5,224,577.21 |
| 2013-12 | 5,229,703.51 |
| 2013-11 | 5,234,975.82 |
| 2013-10 | 5,232,997.63 |
| 2013-09 | 5,237,023.66 |
| 2013-08 | 5,229,013.45 |
| 2013-07 | 5,233,096.03 |
| 2013-06 | 5,243,035.75 |
| 2013-05 | 5,232,788.36 |
| 2013-04 | 5,238,155.1 |
| 2013-03 | 5,239,858.63 |
| 2013-02 | 5,238,120.74 |
| 2013-01 | 5,241,945.48 |
| 2012-12 | 5,251,462.63 |
| 2012-11 | 5,252,657.9 |
| 2012-10 | 5,244,414.01 |
| 2012-09 | 5,245,058.75 |
| 2012-08 | 5,242,705.11 |
| 2012-07 | 5,245,781.69 |
| 2012-06 | 5,256,190.8 |
| 2012-05 | 5,239,123.4 |
| 2012-04 | 5,233,429.04 |
| 2012-03 | 5,231,044.06 |
| 2012-02 | 5,227,598 |
| 2012-01 | 5,236,252.15 |
| 2011-12 | 5,242,755.44 |
| 2011-11 | 5,242,808.17 |
| 2011-10 | 5,233,048.19 |
| 2011-09 | 5,274,805.01 |
| 2011-08 | 5,263,955.97 |
| 2011-07 | 5,262,164.52 |
| 2011-06 | 5,266,111.47 |
| 2011-05 | 5,242,833.35 |
| 2011-04 | 5,225,525.82 |
| 2011-03 | 5,217,598.93 |
| 2011-02 | 5,185,218.23 |
| 2011-01 | 5,182,296.48 |
| 2010-12 | 5,167,764.48 |
| 2010-11 | 5,148,500.4 |
| 2010-10 | 5,128,618.17 |
| 2010-09 | 5,113,465.04 |
| 2010-08 | 5,105,620.7 |
| 2010-07 | 5,094,589.62 |
| 2010-06 | 5,091,841.95 |
| 2010-05 | 5,000,987.76 |
| 2010-04 | 4,985,222.98 |
| 2010-03 | 4,977,940.19 |
| 2010-02 | 4,964,410.72 |
| 2010-01 | 4,959,372.89 |
| 2009-12 | 4,960,320.17 |
| 2009-11 | 4,943,705.28 |
| 2009-10 | 4,926,054.94 |
| 2009-09 | 4,920,839.09 |
| 2009-08 | 4,905,423.84 |
| 2009-07 | 4,906,986.08 |
| 2009-06 | 4,903,694.42 |
| 2009-05 | 4,882,349.39 |
| 2009-04 | 4,878,947.37 |
| 2009-03 | 4,883,319.2 |
| 2009-02 | 4,891,825.99 |
| 2009-01 | 4,897,475.01 |
| 2008-12 | 4,893,046.17 |
| 2008-11 | 4,918,739.56 |
| 2008-10 | 4,930,757.48 |
| 2008-09 | 4,931,079.94 |
| 2008-08 | 4,905,475.48 |
| 2008-07 | 4,896,538.85 |
| 2008-06 | 4,880,869.1 |
| 2008-05 | 4,877,003.91 |
| 2008-04 | 4,863,323.47 |
| 2008-03 | 4,855,386.02 |
| 2008-02 | 4,845,997.57 |
| 2008-01 | 4,828,018.99 |
| 2007-12 | 4,801,049.82 |
| 2007-11 | 4,787,640.58 |
| 2007-10 | 4,761,434.56 |
| 2007-09 | 4,742,255.7 |
| 2007-08 | 4,720,284.42 |
| 2007-07 | 4,705,871.28 |
| 2007-06 | 4,681,442.18 |
| 2007-05 | 4,646,705.37 |
| 2007-04 | 4,618,457.29 |
| 2007-03 | 4,603,350.73 |
| 2007-02 | 4,569,467.25 |
| 2007-01 | 4,547,712.8 |
| 2006-12 | 4,529,076 |
| 2006-11 | 4,503,654 |
| 2006-10 | 4,471,755 |
| 2006-09 | 4,452,012 |
| 2006-08 | 4,420,694 |
| 2006-07 | 4,407,752 |
| 2006-06 | 4,377,098 |
| 2006-05 | 4,333,856 |
| 2006-04 | 4,300,719 |
| 2006-03 | 4,271,309 |
| 2006-02 | 4,232,383 |
| 2006-01 | 4,212,966 |
| 2005-12 | 4,187,321 |
| 2005-11 | 4,160,587 |
| 2005-10 | 4,130,076 |
| 2005-09 | 4,089,193 |
| 2005-08 | 4,057,992 |
| 2005-07 | 4,034,608 |
| 2005-06 | 4,001,021 |
| 2005-05 | 3,919,476 |
| 2005-04 | 3,887,801 |
| 2005-03 | 3,860,431 |
| 2005-02 | 3,838,146 |
| 2005-01 | 3,823,117 |
| 2004-12 | 3,808,411 |
| 2004-11 | 3,781,526 |
| 2004-10 | 3,758,072 |
| 2004-09 | 3,735,725 |
| 2004-08 | 3,707,194 |
| 2004-07 | 3,690,896 |
| 2004-06 | 3,663,130 |
| 2004-05 | 3,610,616 |
| 2004-04 | 3,589,506 |
| 2004-03 | 3,564,681 |
| 2004-02 | 3,539,546 |
| 2004-01 | 3,525,878 |
| 2003-12 | 3,520,572 |
| 2003-11 | 3,497,380 |
| 2003-10 | 3,482,382 |
| 2003-09 | 3,463,826 |
| 2003-08 | 3,446,874 |
| 2003-07 | 3,434,903 |
| 2003-06 | 3,410,955 |
| 2003-05 | 3,387,974 |
| 2003-04 | 3,371,763 |
| 2003-03 | 3,358,433 |
| 2003-02 | 3,344,969 |
| 2003-01 | 3,328,858 |
| 2002-12 | 3,327,065.74 (estimated) |
| 2002-11 | 3,310,020.13 (estimated) |
| 2002-10 | 3,296,088.5 (estimated) |
| 2002-09 | 3,282,845.05 (estimated) |
| 2002-08 | 3,262,898.99 (estimated) |
| 2002-07 | 3,249,211.77 (estimated) |
| 2002-06 | 3,237,240 (estimated) |
| 2002-05 | 3,215,169.27 (estimated) |
| 2002-04 | 3,200,240.29 (estimated) |
| 2002-03 | 3,174,732.78 (estimated) |
| 2002-02 | 3,160,776.52 (estimated) |
| 2002-01 | 3,156,148.99 (estimated) |
| 2001-12 | 3,146,163 (estimated) |
| 2001-11 | 3,140,685.12 (estimated) |
| 2001-10 | 3,127,929.29 (estimated) |
| 2001-09 | 3,108,211 (estimated) |
| 2001-08 | 3,090,099.84 (estimated) |
| 2001-07 | 3,085,449.22 (estimated) |
| 2001-06 | 3,074,151 (estimated) |
| 2001-05 | 3,057,937.99 (estimated) |
| 2001-04 | 3,043,976.21 (estimated) |
| 2001-03 | 3,023,970.46 (estimated) |
| 2001-02 | 3,006,087.63 (estimated) |
| 2001-01 | 3,002,219.5 (estimated) |
| 2000-12 | 2,977,610.45 (estimated) |
| 2000-11 | 2,956,308.68 (estimated) |
| 2000-10 | 2,946,664.02 (estimated) |
| 2000-09 | 2,925,449.29 (estimated) |
| 2000-08 | 2,880,876.27 (estimated) |
| 2000-07 | 2,872,295.3 (estimated) |
| 2000-06 | 2,862,438 (estimated) |
| 2000-05 | 2,840,517.1 (estimated) |
| 2000-04 | 2,826,680.96 (estimated) |
| 2000-03 | 2,809,336 (estimated) |
| 2000-02 | 2,783,711.28 (estimated) |
| 2000-01 | 2,772,202.33 (estimated) |
| 1999-12 | 2,760,806 (estimated) |
| 1999-11 | 2,738,647.62 (estimated) |
| 1999-10 | 2,717,450.01 (estimated) |
| 1999-09 | 2,697,034.66 (estimated) |
| 1999-08 | 2,671,698.6 (estimated) |
| 1999-07 | 2,661,298.36 (estimated) |
| 1999-06 | 2,637,567 (estimated) |
| 1999-05 | 2,605,182.98 (estimated) |
| 1999-04 | 2,582,337.28 (estimated) |
| 1999-03 | 2,568,395.76 (estimated) |
| 1999-02 | 2,549,797.5 (estimated) |
| 1999-01 | 2,546,400.48 (estimated) |
| 1998-12 | 2,528,559.27 (estimated) |
| 1998-11 | 2,501,105.92 (estimated) |
| 1998-10 | 2,483,863.23 (estimated) |
| 1998-09 | 2,465,214.4 (estimated) |
| 1998-08 | 2,443,776.83 (estimated) |
| 1998-07 | 2,435,328.77 (estimated) |
| 1998-06 | 2,419,344.38 (estimated) |
| 1998-05 | 2,397,512.84 (estimated) |
| 1998-04 | 2,384,935.76 (estimated) |
| 1998-03 | 2,363,025.74 (estimated) |
| 1998-02 | 2,350,350.35 (estimated) |
| 1998-01 | 2,341,718.95 (estimated) |
| 1997-12 | 2,337,206.22 (estimated) |
| 1997-11 | 2,315,489.47 (estimated) |
| 1997-10 | 2,305,789.92 (estimated) |
| 1997-09 | 2,290,037.79 (estimated) |