# MFI consumer loan balances in Euro area

MFI consumer loan balances in Euro area was €811.76 billion in August 2026 (provisional). Source: European Central Bank.

- Indicator id: `ecb_mfi_consumer_loans_eur`
- Place id: `ea`
- Unit: EUR million
- Definition: End-of-month stock of consumer credit from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.
- Note: Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.
- Source: European Central Bank, ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E) (https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- License: ESCB statistics reuse policy (free commercial and non-commercial reuse, source must be quoted)
- Citation: European Central Bank. ECB BSI: MFI consumer loan balances, unadjusted end-period stock (M.<area>.N.A.A21.A.1.U2.2250.Z01.E). https://data-api.ecb.europa.eu/service/data/BSI/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.N.A.A21.A.1.U2.2250.Z01.E?format=csvdata. Retrieved 2026-10-12.
- Web page: https://invokely.ai/en/mfi-consumer-loan-balances/euro-area
- API: https://invokely.ai/api/v1/series?indicator=ecb_mfi_consumer_loans_eur&place=ea

| Period | EUR million |
|---|---:|
| 2026-08 | 811,758.65 (provisional) |
| 2026-07 | 811,497.71 |
| 2026-06 | 805,957.34 |
| 2026-05 | 798,826.19 |
| 2026-04 | 797,048.01 |
| 2026-03 | 795,322.11 |
| 2026-02 | 785,497.81 |
| 2026-01 | 785,983.46 |
| 2025-12 | 779,289.25 |
| 2025-11 | 775,056.84 |
| 2025-10 | 773,322.85 |
| 2025-09 | 769,399.89 |
| 2025-08 | 763,537.53 |
| 2025-07 | 764,245.49 |
| 2025-06 | 759,229.87 |
| 2025-05 | 752,589.6 |
| 2025-04 | 751,732.14 |
| 2025-03 | 748,737.56 |
| 2025-02 | 741,603.28 |
| 2025-01 | 743,703.21 |
| 2024-12 | 747,113.97 |
| 2024-11 | 742,727.9 |
| 2024-10 | 744,270.23 |
| 2024-09 | 744,066.28 |
| 2024-08 | 742,625.56 |
| 2024-07 | 743,551.72 |
| 2024-06 | 737,902.72 |
| 2024-05 | 738,222.19 |
| 2024-04 | 737,290.06 |
| 2024-03 | 735,153.25 |
| 2024-02 | 729,168.24 |
| 2024-01 | 729,755.72 |
| 2023-12 | 731,155.98 |
| 2023-11 | 731,778.14 |
| 2023-10 | 731,736.62 |
| 2023-09 | 730,623.21 |
| 2023-08 | 729,032.86 |
| 2023-07 | 729,050.25 |
| 2023-06 | 725,886.91 |
| 2023-05 | 722,647.75 |
| 2023-04 | 718,889.16 |
| 2023-03 | 718,604.9 |
| 2023-02 | 714,834.99 |
| 2023-01 | 715,628.98 |
| 2022-12 | 716,310.85 |
| 2022-11 | 716,325.16 |
| 2022-10 | 715,341.88 |
| 2022-09 | 713,231.3 |
| 2022-08 | 710,884.65 |
| 2022-07 | 711,540.6 |
| 2022-06 | 709,544.12 |
| 2022-05 | 703,024.7 |
| 2022-04 | 698,588.06 |
| 2022-03 | 696,768.71 |
| 2022-02 | 693,434.58 |
| 2022-01 | 693,266.53 |
| 2021-12 | 697,579.87 |
| 2021-11 | 701,277.07 |
| 2021-10 | 697,133.76 |
| 2021-09 | 696,021.44 |
| 2021-08 | 695,418.45 |
| 2021-07 | 696,824.34 |
| 2021-06 | 694,608.86 |
| 2021-05 | 689,197.08 |
| 2021-04 | 687,652.85 |
| 2021-03 | 692,410.59 |
| 2021-02 | 689,531.5 |
| 2021-01 | 691,855.52 |
| 2020-12 | 700,109.19 |
| 2020-11 | 700,049.86 |
| 2020-10 | 702,829.12 |
| 2020-09 | 701,202.39 |
| 2020-08 | 701,307.91 |
| 2020-07 | 705,315.42 |
| 2020-06 | 701,911.2 |
| 2020-05 | 694,343.7 |
| 2020-04 | 697,032.42 |
| 2020-03 | 711,595.45 |
| 2020-02 | 719,211.99 |
| 2020-01 | 719,556.89 |
| 2019-12 | 719,732.61 |
| 2019-11 | 714,724.07 |
| 2019-10 | 712,935.32 |
| 2019-09 | 710,300.13 |
| 2019-08 | 708,482.74 |
| 2019-07 | 708,297.82 |
| 2019-06 | 703,154.7 |
| 2019-05 | 697,428.25 |
| 2019-04 | 691,944.18 |
| 2019-03 | 687,746.04 |
| 2019-02 | 681,755.16 |
| 2019-01 | 682,472.65 |
| 2018-12 | 682,154.14 |
| 2018-11 | 683,670.18 |
| 2018-10 | 681,233.01 |
| 2018-09 | 675,484.54 |
| 2018-08 | 675,065.03 |
| 2018-07 | 674,119.9 |
| 2018-06 | 669,291.19 |
| 2018-05 | 665,622.59 |
| 2018-04 | 664,308.45 |
| 2018-03 | 658,531.7 |
| 2018-02 | 657,085.46 |
| 2018-01 | 657,130.88 |
| 2017-12 | 654,961.72 |
| 2017-11 | 652,210.78 |
| 2017-10 | 649,521.92 |
| 2017-09 | 646,229.97 |
| 2017-08 | 643,108.78 |
| 2017-07 | 641,715.05 |
| 2017-06 | 637,618.11 |
| 2017-05 | 633,873.63 |
| 2017-04 | 628,342.08 |
| 2017-03 | 625,667.99 |
| 2017-02 | 618,676.43 |
| 2017-01 | 618,278.26 |
| 2016-12 | 617,712.9 |
| 2016-11 | 613,471.7 |
| 2016-10 | 612,489.21 |
| 2016-09 | 609,290.61 |
| 2016-08 | 606,864.5 |
| 2016-07 | 605,146.16 |
| 2016-06 | 605,505.17 |
| 2016-05 | 599,708.14 |
| 2016-04 | 602,777.95 |
| 2016-03 | 600,692.67 |
| 2016-02 | 596,077.59 |
| 2016-01 | 594,746.29 |
| 2015-12 | 597,677.42 |
| 2015-11 | 596,043.23 |
| 2015-10 | 595,770.05 |
| 2015-09 | 583,978.89 |
| 2015-08 | 581,406.99 |
| 2015-07 | 581,413.49 |
| 2015-06 | 581,352.79 |
| 2015-05 | 567,815.68 |
| 2015-04 | 566,636.89 |
| 2015-03 | 566,119.37 |
| 2015-02 | 561,659.45 |
| 2015-01 | 566,395.8 |
| 2014-12 | 565,886.67 |
| 2014-11 | 566,080.94 |
| 2014-10 | 569,336.76 |
| 2014-09 | 568,483.7 |
| 2014-08 | 566,595.96 |
| 2014-07 | 572,724.72 |
| 2014-06 | 572,766.39 |
| 2014-05 | 567,482.4 |
| 2014-04 | 570,012.97 |
| 2014-03 | 570,152.86 |
| 2014-02 | 567,907.35 |
| 2014-01 | 571,382.88 |
| 2013-12 | 575,762.06 |
| 2013-11 | 573,055.04 |
| 2013-10 | 576,417.74 |
| 2013-09 | 583,016.55 |
| 2013-08 | 586,225.12 |
| 2013-07 | 589,625.36 |
| 2013-06 | 589,524.21 |
| 2013-05 | 590,228.24 |
| 2013-04 | 591,096.78 |
| 2013-03 | 590,919.02 |
| 2013-02 | 592,318.97 |
| 2013-01 | 598,062.59 |
| 2012-12 | 604,305.17 |
| 2012-11 | 599,834.02 |
| 2012-10 | 603,568.77 |
| 2012-09 | 604,904.27 |
| 2012-08 | 607,329.56 |
| 2012-07 | 611,251.89 |
| 2012-06 | 617,067.46 |
| 2012-05 | 618,652.04 |
| 2012-04 | 617,858.8 |
| 2012-03 | 617,631.51 |
| 2012-02 | 618,819.71 |
| 2012-01 | 624,004.74 |
| 2011-12 | 628,456.14 |
| 2011-11 | 626,992.28 |
| 2011-10 | 628,961.11 |
| 2011-09 | 629,592.27 |
| 2011-08 | 630,641.81 |
| 2011-07 | 629,449.89 |
| 2011-06 | 632,902.06 |
| 2011-05 | 633,161.43 |
| 2011-04 | 635,186.76 |
| 2011-03 | 633,703.87 |
| 2011-02 | 630,656.63 |
| 2011-01 | 633,843.45 |
| 2010-12 | 640,742.31 |
| 2010-11 | 642,114.3 |
| 2010-10 | 641,412.72 |
| 2010-09 | 642,477.86 |
| 2010-08 | 644,411.54 |
| 2010-07 | 645,946.37 |
| 2010-06 | 648,985.71 |
| 2010-05 | 622,035.03 |
| 2010-04 | 622,493.36 |
| 2010-03 | 621,353.83 |
| 2010-02 | 620,755.8 |
| 2010-01 | 625,088.12 |
| 2009-12 | 633,613.65 |
| 2009-11 | 630,288.06 |
| 2009-10 | 631,434.02 |
| 2009-09 | 633,215.69 |
| 2009-08 | 632,639.42 |
| 2009-07 | 637,380.75 |
| 2009-06 | 640,486.73 |
| 2009-05 | 633,687.15 |
| 2009-04 | 634,736.14 |
| 2009-03 | 639,053.74 |
| 2009-02 | 636,544.66 |
| 2009-01 | 638,789.92 |
| 2008-12 | 634,487.56 |
| 2008-11 | 635,737.1 |
| 2008-10 | 640,464.53 |
| 2008-09 | 639,961.56 |
| 2008-08 | 636,349.25 |
| 2008-07 | 639,115.71 |
| 2008-06 | 638,293.19 |
| 2008-05 | 630,930.14 |
| 2008-04 | 630,188.41 |
| 2008-03 | 626,319.56 |
| 2008-02 | 621,312.58 |
| 2008-01 | 620,740.26 |
| 2007-12 | 620,254.38 |
| 2007-11 | 615,413.75 |
| 2007-10 | 614,816.27 |
| 2007-09 | 608,859 |
| 2007-08 | 607,502.66 |
| 2007-07 | 607,910.68 |
| 2007-06 | 603,712.41 |
| 2007-05 | 596,937.32 |
| 2007-04 | 594,911.91 |
| 2007-03 | 591,534.41 |
| 2007-02 | 586,666.4 |
| 2007-01 | 588,427.79 |
| 2006-12 | 588,130 |
| 2006-11 | 586,847 |
| 2006-10 | 585,945 |
| 2006-09 | 584,383 |
| 2006-08 | 581,511 |
| 2006-07 | 581,023 |
| 2006-06 | 577,586 |
| 2006-05 | 570,326 |
| 2006-04 | 562,757 |
| 2006-03 | 558,440 |
| 2006-02 | 557,288 |
| 2006-01 | 555,994 |
| 2005-12 | 555,535 |
| 2005-11 | 551,603 |
| 2005-10 | 550,282 |
| 2005-09 | 546,215 |
| 2005-08 | 542,040 |
| 2005-07 | 540,558 |
| 2005-06 | 538,743 |
| 2005-05 | 527,479 |
| 2005-04 | 522,923 |
| 2005-03 | 519,304 |
| 2005-02 | 514,788 |
| 2005-01 | 515,108 |
| 2004-12 | 515,442 |
| 2004-11 | 509,874 |
| 2004-10 | 509,318 |
| 2004-09 | 507,511 |
| 2004-08 | 504,824 |
| 2004-07 | 503,950 |
| 2004-06 | 502,197 |
| 2004-05 | 489,732 |
| 2004-04 | 489,339 |
| 2004-03 | 484,545 |
| 2004-02 | 481,419 |
| 2004-01 | 481,240 |
| 2003-12 | 484,489 |
| 2003-11 | 479,003 |
| 2003-10 | 481,195 |
| 2003-09 | 477,880 |
| 2003-08 | 487,105 |
| 2003-07 | 503,553 |
| 2003-06 | 501,875 |
| 2003-05 | 494,748 |
| 2003-04 | 493,993 |
| 2003-03 | 494,647 |
| 2003-02 | 485,708 |
| 2003-01 | 490,424 |
| 2002-12 | 518,853.49 (estimated) |
| 2002-11 | 513,680.3 (estimated) |
| 2002-10 | 513,705.62 (estimated) |
| 2002-09 | 513,200.02 (estimated) |
| 2002-08 | 509,753.87 (estimated) |
| 2002-07 | 508,047.6 (estimated) |
| 2002-06 | 505,640.37 (estimated) |
| 2002-05 | 504,629.54 (estimated) |
| 2002-04 | 502,660.53 (estimated) |
| 2002-03 | 496,941.24 (estimated) |
| 2002-02 | 495,672.77 (estimated) |
| 2002-01 | 496,374.91 (estimated) |
| 2001-12 | 497,076 (estimated) |
| 2001-11 | 495,925.88 (estimated) |
| 2001-10 | 494,112.17 (estimated) |
| 2001-09 | 491,011.76 (estimated) |
| 2001-08 | 488,201.79 (estimated) |
| 2001-07 | 489,617.56 (estimated) |
| 2001-06 | 486,977.29 (estimated) |
| 2001-05 | 485,212.33 (estimated) |
| 2001-04 | 482,099.89 (estimated) |
| 2001-03 | 477,814.86 (estimated) |
| 2001-02 | 477,914.63 (estimated) |
| 2001-01 | 478,466.45 (estimated) |
| 2000-12 | 475,219.17 (estimated) |
| 2000-11 | 471,715.45 (estimated) |
| 2000-10 | 470,791.14 (estimated) |
| 2000-09 | 469,264.03 (estimated) |
| 2000-08 | 462,866.27 (estimated) |
| 2000-07 | 460,219.91 (estimated) |
| 2000-06 | 456,563 (estimated) |
| 2000-05 | 453,861.55 (estimated) |
| 2000-04 | 451,757.19 (estimated) |
| 2000-03 | 448,524 (estimated) |
| 2000-02 | 444,176.47 (estimated) |
| 2000-01 | 442,022.01 (estimated) |
| 1999-12 | 439,844.43 (estimated) |
| 1999-11 | 439,111.83 (estimated) |
| 1999-10 | 438,146.24 (estimated) |
| 1999-09 | 439,642.92 (estimated) |
| 1999-08 | 436,348.19 (estimated) |
| 1999-07 | 435,414.49 (estimated) |
| 1999-06 | 432,830.2 (estimated) |
| 1999-05 | 429,320.82 (estimated) |
| 1999-04 | 425,977.64 (estimated) |
| 1999-03 | 424,107.56 (estimated) |
| 1999-02 | 418,987.94 (estimated) |
| 1999-01 | 414,705.34 (estimated) |
| 1998-12 | 400,168.49 (estimated) |
| 1998-11 | 395,781.11 (estimated) |
| 1998-10 | 393,998.84 (estimated) |
| 1998-09 | 388,405.57 (estimated) |
| 1998-08 | 386,097.53 (estimated) |
| 1998-07 | 382,871.12 (estimated) |
| 1998-06 | 379,079.22 (estimated) |
| 1998-05 | 374,251.08 (estimated) |
| 1998-04 | 372,687.63 (estimated) |
| 1998-03 | 369,936 (estimated) |
| 1998-02 | 368,389.92 (estimated) |
| 1998-01 | 367,733.95 (estimated) |
| 1997-12 | 367,721.74 (estimated) |
| 1997-11 | 365,447.03 (estimated) |
| 1997-10 | 365,774.67 (estimated) |
| 1997-09 | 359,891.93 (estimated) |