# MFI consumer loan balances

End-of-month stock of consumer credit from resident MFIs excluding central banks to households resident in the euro area, in EUR millions.

## Key facts

- France had the highest MFI consumer loan balances of 21 EU countries in August 2026, at €206.59 billion, and Estonia the lowest, at €868 million. Source: the European Central Bank.
- Published for 22 places, with figures from September 1997 to August 2026.
- Figures last updated on 2026-10-12.

- Indicator id: `ecb_mfi_consumer_loans_eur`
- Unit: EUR million
- Note: Loan stocks are outstanding balances, rather than new lending or transaction flows. They differ from ECB adjusted loan series, which account for loan transfers and notional cash pooling. End-of-month balances, neither seasonally nor working-day adjusted. The country identifies the reporting monetary financial institutions (MFIs), excluding central banks; borrowers or depositors reside anywhere in the euro area. These are not balances of domestic residents only. Households include non-profit institutions serving households. All currencies are combined and reported in EUR millions. The euro area has changing membership; histories vary and missing values are not filled.
- Web page: https://invokely.ai/en/mfi-consumer-loan-balances
- API: https://invokely.ai/api/v1/indicators/ecb_mfi_consumer_loans_eur

## Rankings

- [EU countries](https://invokely.ai/rankings/mfi-consumer-loan-balances/eu-countries.md) (21 places)