# Made a digital merchant payment, adults

Percentage of respondents aged 15 and over who used a debit or credit card, or a phone, to pay for a purchase in a store or an online purchase in the past 12 months.

## Key facts

- Mongolia had the highest made a digital merchant payment, adults of 97 countries in 2024, at 94.94%, and Madagascar the lowest, at 2.42%. Source: the World Bank.
- Published for 103 places, with figures from 2021 to 2024.
- Figures last updated on 2026-10-12.

- Indicator id: `made_digital_merchant_payment_adults`
- Unit: %
- Note: Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.
- Web page: https://invokely.ai/en/made-digital-merchant-payment-adults
- API: https://invokely.ai/api/v1/indicators/made_digital_merchant_payment_adults

## Rankings

- [Countries](https://invokely.ai/rankings/made-digital-merchant-payment-adults/countries.md) (103 places)