# Housing cost overburden rate in Finland

Housing cost overburden rate in Finland was 4.7% in 2025. Source: Eurostat, European Commission.

- Indicator id: `housing_cost_overburden_rate`
- Place id: `fi`
- Unit: %
- Definition: Share of the population living in households where total housing costs, net of housing allowances, are more than 40% of disposable income, net of housing allowances. Housing costs include rent or mortgage interest, utilities, regular maintenance and related taxes (EU statistics on income and living conditions, EU-SILC).
- Note: The EU measure of housing affordability. Mortgage principal repayments are not counted as a housing cost. The reference year is the survey year.
- Source: Eurostat, European Commission, Housing cost overburden rate, total population (ilc_lvho07a) (https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table)
- Publisher page: https://invokely.ai/en/publishers/eurostat
- Retrieved: 2026-10-12
- License: Eurostat reuse policy (commercial and non-commercial reuse, attribution required)
- Citation: Eurostat. Housing cost overburden rate, total population (ilc_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Retrieved 2026-10-12.
- Web page: https://invokely.ai/en/housing-cost-overburden-rate/finland
- API: https://invokely.ai/api/v1/series?indicator=housing_cost_overburden_rate&place=fi

| Period | % |
|---|---:|
| 2025 | 4.7 |
| 2024 | 5.4 |
| 2023 | 5.5 |
| 2022 | 5.4 |
| 2021 | 4.3 |
| 2020 | 4.1 |
| 2019 | 4 |
| 2018 | 4.3 |
| 2017 | 4.3 |
| 2016 | 4.4 |
| 2015 | 4.9 |
| 2014 | 5.1 |
| 2013 | 4.9 |
| 2012 | 4.5 |
| 2011 | 4.4 |
| 2010 | 4.2 |
| 2009 | 4.4 |
| 2008 | 4.7 |
| 2007 | 4.7 |
| 2006 | 3.7 |
| 2005 | 3.5 |
| 2004 | 3.8 |