# Housing cost overburden rate

Share of the population living in households where total housing costs, net of housing allowances, are more than 40% of disposable income, net of housing allowances. Housing costs include rent or mortgage interest, utilities, regular maintenance and related taxes (EU statistics on income and living conditions, EU-SILC).

## Key facts

- Housing cost overburden rate in the European Union (27) was 7.7% in 2025, according to Eurostat, European Commission.
- Greece had the highest housing cost overburden rate of 27 EU countries in 2025, at 26.4%, and Cyprus the lowest, at 2.4%. Source: Eurostat, European Commission.
- Published for 28 places, with figures from 2003 to 2025.
- Figures last updated on 2026-10-12.

- Indicator id: `housing_cost_overburden_rate`
- Unit: %
- Note: The EU measure of housing affordability. Mortgage principal repayments are not counted as a housing cost. The reference year is the survey year.
- Web page: https://invokely.ai/en/housing-cost-overburden-rate
- API: https://invokely.ai/api/v1/indicators/housing_cost_overburden_rate

## Latest figures

| Place | Period | % | Source |
|---|---|---:|---|
| European Union (27) | 2025 | 7.7 | Eurostat. Housing cost overburden rate, total population (ilc_lvho07a). https://ec.europa.eu/eurostat/databrowser/view/ilc_lvho07a/default/table. Retrieved 2026-10-12. |

## Rankings

- [EU countries](https://invokely.ai/rankings/housing-cost-overburden-rate/eu-countries.md) (27 places)