# Household term deposit rate, over 2 years

Monthly average annual interest rate on new euro household deposits with agreed maturity over 2 years.

## Key facts

- Lithuania had the highest household term deposit rate, over 2 years of 19 EU countries in August 2026, at 3.31%, and Croatia the lowest, at 0.82%. Source: the European Central Bank.
- Published for 21 places, with figures from January 2003 to August 2026.
- Figures last updated on 2026-10-12.

- Indicator id: `ecb_household_deposit_rate_over_2y`
- Unit: %
- Note: New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.
- Web page: https://invokely.ai/en/household-term-deposit-rate-over-two-years
- API: https://invokely.ai/api/v1/indicators/ecb_household_deposit_rate_over_2y

## Rankings

- [EU countries](https://invokely.ai/rankings/household-term-deposit-rate-over-two-years/eu-countries.md) (20 places)