# Household saving rate (gross)

Gross saving of households divided by their gross disposable income adjusted for the change in pension entitlements, as a percentage. Gross saving is the part of disposable income that is not spent on final consumption.

## Key facts

- Household saving rate (gross) in the European Union (27) was 14.3% in 2025, according to Eurostat, European Commission.
- Hungary had the highest household saving rate (gross) of 26 EU countries in 2024, at 19.8%, and Greece the lowest, at -2.5%. Source: Eurostat, European Commission.
- Published for 28 places, with figures from 2000 to 2025.
- Figures last updated on 2026-10-18.

- Indicator id: `household_saving_rate`
- Unit: %
- Note: Gross: before deducting the depreciation of dwellings and other fixed assets households own. A negative rate means households spent more than their income. From the annual sector accounts (ESA 2010). Households include non-profit institutions serving households. The latest years are often provisional and are revised with later transmissions.
- Web page: https://invokely.ai/en/household-saving-rate
- API: https://invokely.ai/api/v1/indicators/household_saving_rate

## Latest figures

| Place | Period | % | Source |
|---|---|---:|---|
| European Union (27) | 2025 | 14.3 | Eurostat. Key indicators for sector accounts, gross household saving rate, households and NPISH (nasa_10_ki). https://ec.europa.eu/eurostat/databrowser/view/nasa_10_ki/default/table. Retrieved 2026-10-18. |

## Rankings

- [EU countries](https://invokely.ai/rankings/household-saving-rate/eu-countries.md) (27 places)