# New household loan rate for other purposes

Monthly average annual interest rate on new euro loans to households for purposes other than house purchase or consumption, excluding revolving loans, overdrafts and credit-card debt.

## Key facts

- Lithuania had the highest new household loan rate for other purposes of 20 EU countries in August 2026, at 6.94%, and Luxembourg the lowest, at 3.09%. Source: the European Central Bank.
- Published for 22 places, with figures from January 2003 to August 2026.
- Figures last updated on 2026-10-12.

- Indicator id: `ecb_household_other_loan_rate`
- Unit: %
- Note: New agreements include renegotiations. Rates are weighted by the amounts agreed during the month and are distinct from the ECB composite rates that use moving-average weights. Annualised agreed rates or narrowly defined effective rates (AAR/NDER) cover interest and exclude fees and other charges. Household figures include non-profit institutions serving households. Corporations are non-financial companies. The euro area aggregate has changing membership. Country histories vary and missing values are not filled.
- Web page: https://invokely.ai/en/household-loan-rate-for-other-purposes
- API: https://invokely.ai/api/v1/indicators/ecb_household_other_loan_rate

## Rankings

- [EU countries](https://invokely.ai/rankings/household-loan-rate-for-other-purposes/eu-countries.md) (21 places)