# Household debt service ratio in Denmark

Household debt service ratio in Denmark was 11.9% in Q1 2026 (estimated). Source: Bank for International Settlements.

- Indicator id: `household_debt_service_ratio`
- Place id: `dk`
- Unit: %
- Definition: BIS estimate of household and NPISH interest payments and principal amortisation as a percentage of income.
- Note: BIS modelled estimates from aggregate debt, income, interest rates and assumed remaining maturities. Includes interest and principal repayments. Better suited to tracking a country over time than comparing absolute levels between countries. Household and corporate coverage is narrower than total private-sector coverage. Household estimates include NPISHs and differ from the Federal Reserve household debt service ratio. Not seasonally adjusted.
- Source: Bank for International Settlements, BIS WS_DSR: H, quarterly, household debt service ratio (https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H?format=csv&startPeriod=1999-Q1)
- Publisher page: https://invokely.ai/en/publishers/bis
- Retrieved: 2026-10-12
- License: BIS terms for statistics: attribution required; inclusion in commercial products must not add a charge to users; other conditions apply
- Citation: Bank for International Settlements (BIS), compiled from central bank and other national sources. BIS WS_DSR: H, quarterly, household debt service ratio. https://stats.bis.org/api/v2/data/dataflow/BIS/WS_DSR/1.0/Q.AD+AE+AF+AG+AI+AL+AM+AO+AQ+AR+AS+AT+AU+AW+AX+AZ+BA+BB+BD+BE+BF+BG+BH+BI+BJ+BL+BM+BN+BO+BQ+BR+BS+BT+BV+BW+BY+BZ+CA+CC+CD+CF+CG+CH+CI+CK+CL+CM+CN+CO+CR+CU+CV+CW+CX+CY+CZ+DE+DJ+DK+DM+DO+DZ+EC+EE+EG+EH+ER+ES+ET+FI+FJ+FK+FM+FO+FR+GA+GB+GD+GE+GF+GG+GH+GI+GL+GM+GN+GP+GQ+GR+GS+GT+GU+GW+GY+HK+HM+HN+HR+HT+HU+ID+IE+IL+IM+IN+IO+IQ+IR+IS+IT+JE+JM+JO+JP+KE+KG+KH+KI+KM+KN+KP+KR+KW+KY+KZ+LA+LB+LC+LI+LK+LR+LS+LT+LU+LV+LY+MA+MC+MD+ME+MF+MG+MH+MK+ML+MM+MN+MO+MP+MQ+MR+MS+MT+MU+MV+MW+MX+MY+MZ+NA+NC+NE+NF+NG+NI+NL+NO+NP+NR+NU+NZ+OM+PA+PE+PF+PG+PH+PK+PL+PM+PN+PR+PS+PT+PW+PY+QA+RE+RO+RS+RU+RW+SA+SB+SC+SD+SE+SG+SH+SI+SJ+SK+SL+SM+SN+SO+SR+SS+ST+SV+SX+SY+SZ+TC+TD+TF+TG+TH+TJ+TK+TL+TM+TN+TO+TR+TT+TV+TW+TZ+UA+UG+UM+US+UY+UZ+VA+VC+VE+VG+VI+VN+VU+WF+WS+YE+YT+ZA+ZM+ZW.H?format=csv&startPeriod=1999-Q1. Retrieved 2026-10-12.
- Web page: https://invokely.ai/en/household-debt-service-ratio/denmark
- API: https://invokely.ai/api/v1/series?indicator=household_debt_service_ratio&place=dk

| Period | % |
|---|---:|
| 2026-Q1 | 11.9 (estimated) |
| 2025-Q4 | 11.9 (estimated) |
| 2025-Q3 | 12 (estimated) |
| 2025-Q2 | 12 (estimated) |
| 2025-Q1 | 12 (estimated) |
| 2024-Q4 | 12.4 (estimated) |
| 2024-Q3 | 12.4 (estimated) |
| 2024-Q2 | 12.4 (estimated) |
| 2024-Q1 | 12.6 (estimated) |
| 2023-Q4 | 12.4 (estimated) |
| 2023-Q3 | 12.1 (estimated) |
| 2023-Q2 | 12.2 (estimated) |
| 2023-Q1 | 12.4 (estimated) |
| 2022-Q4 | 11.9 (estimated) |
| 2022-Q3 | 12 (estimated) |
| 2022-Q2 | 12.5 (estimated) |
| 2022-Q1 | 13.1 (estimated) |
| 2021-Q4 | 13.9 (estimated) |
| 2021-Q3 | 14.1 (estimated) |
| 2021-Q2 | 14.3 (estimated) |
| 2021-Q1 | 14.2 (estimated) |
| 2020-Q4 | 14.4 (estimated) |
| 2020-Q3 | 14.2 (estimated) |
| 2020-Q2 | 14.1 (estimated) |
| 2020-Q1 | 14.1 (estimated) |
| 2019-Q4 | 14.4 (estimated) |
| 2019-Q3 | 14.6 (estimated) |
| 2019-Q2 | 14.7 (estimated) |
| 2019-Q1 | 14.7 (estimated) |
| 2018-Q4 | 14.8 (estimated) |
| 2018-Q3 | 14.8 (estimated) |
| 2018-Q2 | 15 (estimated) |
| 2018-Q1 | 15.3 (estimated) |
| 2017-Q4 | 15.4 (estimated) |
| 2017-Q3 | 15.5 (estimated) |
| 2017-Q2 | 15.6 (estimated) |
| 2017-Q1 | 15.7 (estimated) |
| 2016-Q4 | 15.9 (estimated) |
| 2016-Q3 | 16.4 (estimated) |
| 2016-Q2 | 16.5 (estimated) |
| 2016-Q1 | 16.5 (estimated) |
| 2015-Q4 | 16.7 (estimated) |
| 2015-Q3 | 16.8 (estimated) |
| 2015-Q2 | 16.9 (estimated) |
| 2015-Q1 | 17.4 (estimated) |
| 2014-Q4 | 18 (estimated) |
| 2014-Q3 | 17.8 (estimated) |
| 2014-Q2 | 17.7 (estimated) |
| 2014-Q1 | 17.8 (estimated) |
| 2013-Q4 | 17.9 (estimated) |
| 2013-Q3 | 18.1 (estimated) |
| 2013-Q2 | 18 (estimated) |
| 2013-Q1 | 18.3 (estimated) |
| 2012-Q4 | 18.5 (estimated) |
| 2012-Q3 | 18.5 (estimated) |
| 2012-Q2 | 19 (estimated) |
| 2012-Q1 | 18.9 (estimated) |
| 2011-Q4 | 19.3 (estimated) |
| 2011-Q3 | 18.9 (estimated) |
| 2011-Q2 | 18.8 (estimated) |
| 2011-Q1 | 19.2 (estimated) |
| 2010-Q4 | 19.7 (estimated) |
| 2010-Q3 | 20.1 (estimated) |
| 2010-Q2 | 20.7 (estimated) |
| 2010-Q1 | 21.2 (estimated) |
| 2009-Q4 | 21.5 (estimated) |
| 2009-Q3 | 22.3 (estimated) |
| 2009-Q2 | 22.4 (estimated) |
| 2009-Q1 | 22.8 (estimated) |
| 2008-Q4 | 23.4 (estimated) |
| 2008-Q3 | 22.4 (estimated) |
| 2008-Q2 | 22 (estimated) |
| 2008-Q1 | 21.6 (estimated) |
| 2007-Q4 | 21.4 (estimated) |
| 2007-Q3 | 21 (estimated) |
| 2007-Q2 | 20.3 (estimated) |
| 2007-Q1 | 19.7 (estimated) |
| 2006-Q4 | 18.8 (estimated) |
| 2006-Q3 | 18.4 (estimated) |
| 2006-Q2 | 17.7 (estimated) |
| 2006-Q1 | 17.6 (estimated) |
| 2005-Q4 | 17.3 (estimated) |
| 2005-Q3 | 17.1 (estimated) |
| 2005-Q2 | 16.8 (estimated) |
| 2005-Q1 | 16.5 (estimated) |
| 2004-Q4 | 16.5 (estimated) |
| 2004-Q3 | 16.6 (estimated) |
| 2004-Q2 | 16.6 (estimated) |
| 2004-Q1 | 16.7 (estimated) |
| 2003-Q4 | 16.7 (estimated) |
| 2003-Q3 | 16.5 (estimated) |
| 2003-Q2 | 16.5 (estimated) |
| 2003-Q1 | 16.5 (estimated) |
| 2002-Q4 | 16.8 (estimated) |
| 2002-Q3 | 16.9 (estimated) |
| 2002-Q2 | 16.7 (estimated) |
| 2002-Q1 | 16.7 (estimated) |
| 2001-Q4 | 16.7 (estimated) |
| 2001-Q3 | 17.2 (estimated) |
| 2001-Q2 | 17.5 (estimated) |
| 2001-Q1 | 18.2 (estimated) |
| 2000-Q4 | 17.4 (estimated) |
| 2000-Q3 | 17 (estimated) |
| 2000-Q2 | 16.8 (estimated) |
| 2000-Q1 | 16.5 (estimated) |
| 1999-Q4 | 17.2 (estimated) |
| 1999-Q3 | 16.3 (estimated) |
| 1999-Q2 | 16.8 (estimated) |
| 1999-Q1 | 17.4 (estimated) |