# Household credit market debt to income

Statistics Canada's published ratio of the Household sector's credit market debt to a four-quarter moving sum of disposable income and the change in pension entitlements. It is expressed as a percentage and uses market-value debt without seasonal adjustment.

## Key facts

- Published for 1 places, with figures from Q1 1990 to Q2 2026.
- Figures last updated on 2026-10-12.

- Indicator id: `household_credit_market_debt_income_ratio`
- Unit: %
- Note: The Household sector includes unincorporated enterprises operated by households and excludes non-profit institutions serving households (NPISH). This is an aggregate sector ratio, not an average for individual households.
- Web page: https://invokely.ai/en/household-credit-market-debt-to-income
- API: https://invokely.ai/api/v1/indicators/household_credit_market_debt_income_ratio