# Expected annual loss from natural hazards (FEMA National Risk Index) Average loss in US dollars that FEMA expects a US state or county to suffer each year from 18 natural hazards, adding building value, agriculture value and lives lost or injuries valued in dollars, from the National Risk Index. FEMA modelled it from historical hazard frequency, exposure and loss ratios. ## Key facts - California had the highest expected annual loss from natural hazards (FEMA National Risk Index) of 51 states in 2025, at $30,194,921,299, and Rhode Island the lowest, at $216,763,372. Source: the Federal Emergency Management Agency. - Published for 3,195 places, with figures from 2025 to 2025. - Figures last updated on 2026-10-12. - Indicator id: `nri_expected_annual_loss` - Unit: USD - Note: A modelled estimate, not recorded losses. The December 2025 edition values buildings and agriculture in December 2024 dollars. The period is the year of the National Risk Index edition (the December 2025 edition is 2025), not a year of events. FEMA rebuilds the index with new data and methods in each edition, so values from different editions are not a time series. The index is meant for nationwide comparison and planning, not as a local risk assessment. - Web page: https://invokely.ai/en/expected-annual-loss-natural-hazards - API: https://invokely.ai/api/v1/indicators/nri_expected_annual_loss ## Rankings - [US states](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/us-states.md) (51 places) - [US counties](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/us-counties.md) (3144 places) - [Counties in Texas](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/texas-counties.md) (254 places) - [Counties in Georgia](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/georgia-counties.md) (159 places) - [Counties in Virginia](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/virginia-counties.md) (133 places) - [Counties in Kentucky](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/kentucky-counties.md) (120 places) - [Counties in Missouri](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/missouri-counties.md) (115 places) - [Counties in Kansas](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/kansas-counties.md) (105 places) - [Counties in Illinois](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/illinois-counties.md) (102 places) - [Counties in North Carolina](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/north-carolina-counties.md) (100 places) - [Counties in Iowa](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/iowa-counties.md) (99 places) - [Counties in Tennessee](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/tennessee-counties.md) (95 places) - [Counties in Nebraska](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/nebraska-counties.md) (93 places) - [Counties in Indiana](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/indiana-counties.md) (92 places) - [Counties in Ohio](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/ohio-counties.md) (88 places) - [Counties in Minnesota](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/minnesota-counties.md) (87 places) - [Counties in Michigan](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/michigan-counties.md) (83 places) - [Counties in Mississippi](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/mississippi-counties.md) (82 places) - [Counties in Oklahoma](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/oklahoma-counties.md) (77 places) - [Counties in Arkansas](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/arkansas-counties.md) (75 places) - [Counties in Wisconsin](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/wisconsin-counties.md) (72 places) - [Counties in Alabama](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/alabama-counties.md) (67 places) - [Counties in Florida](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/florida-counties.md) (67 places) - [Counties in Pennsylvania](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/pennsylvania-counties.md) (67 places) - [Counties in South Dakota](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/south-dakota-counties.md) (66 places) - [Counties in Colorado](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/colorado-counties.md) (64 places) - [Counties in Louisiana](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/louisiana-counties.md) (64 places) - [Counties in New York](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/new-york-counties.md) (62 places) - [Counties in California](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/california-counties.md) (58 places) - [Counties in Montana](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/montana-counties.md) (56 places) - [Counties in West Virginia](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/west-virginia-counties.md) (55 places) - [Counties in North Dakota](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/north-dakota-counties.md) (53 places) - [Counties in South Carolina](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/south-carolina-counties.md) (46 places) - [Counties in Idaho](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/idaho-counties.md) (44 places) - [Counties in Washington](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/washington-counties.md) (39 places) - [Counties in Oregon](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/oregon-counties.md) (36 places) - [Counties in New Mexico](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/new-mexico-counties.md) (33 places) - [Counties in Alaska](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/alaska-counties.md) (30 places) - [Counties in Utah](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/utah-counties.md) (29 places) - [Counties in Maryland](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maryland-counties.md) (24 places) - [Counties in Wyoming](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/wyoming-counties.md) (23 places) - [Counties in New Jersey](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/new-jersey-counties.md) (21 places) - [Counties in Nevada](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/nevada-counties.md) (17 places) - [Counties in Maine](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/maine-counties.md) (16 places) - [Counties in Arizona](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/arizona-counties.md) (15 places) - [Counties in Massachusetts](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/massachusetts-counties.md) (14 places) - [Counties in Vermont](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/vermont-counties.md) (14 places) - [Counties in New Hampshire](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/new-hampshire-counties.md) (10 places) - [Counties in Connecticut](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/connecticut-counties.md) (9 places) - [Counties in Hawaii](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/hawaii-counties.md) (5 places) - [Counties in Rhode Island](https://invokely.ai/rankings/expected-annual-loss-natural-hazards/rhode-island-counties.md) (5 places)