# Debit card ownership, adults

Percentage of respondents aged 15 and over who report having an ATM or debit card.

## Key facts

- Debit card ownership, adults in the United States was 87.41% in 2024, according to the World Bank.
- Finland had the highest debit card ownership, adults of 139 countries in 2024, at 98.89%, and Niger the lowest, at 1.82%. Source: the World Bank.
- Published for 161 places, with figures from 2011 to 2024.
- Figures last updated on 2026-10-12.

- Indicator id: `debit_card_ownership_adults`
- Unit: %
- Note: Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.
- Web page: https://invokely.ai/en/debit-card-ownership-adults
- API: https://invokely.ai/api/v1/indicators/debit_card_ownership_adults

## Latest figures

| Place | Period | % | Source |
|---|---|---:|---|
| United States | 2024 | 87.41 | World Bank, Global Findex Database. Global Findex: Owns a debit card (% age 15+) (fin2.t.d). https://api.worldbank.org/v2/country/all/indicator/fin2.t.d?format=json&per_page=20000&date=2011:2024&source=28. Retrieved 2026-10-12. Licensed under CC BY 4.0. |

## Rankings

- [Countries](https://invokely.ai/rankings/debit-card-ownership-adults/countries.md) (161 places)
- [EU countries](https://invokely.ai/rankings/debit-card-ownership-adults/eu-countries.md) (27 places)