# Interest rate on new consumer loans in Malta

Interest rate on new consumer loans in Malta was 4.15% in August 2026. Source: European Central Bank.

- Indicator id: `ecb_consumer_credit_rate`
- Place id: `mt`
- Unit: %
- Definition: Monthly average interest rate on new bank loans to households and non-profit institutions serving households for consumption, in percent per year. It excludes revolving loans, overdrafts and credit-card debt.
- Note: Annualised agreed rates or narrowly defined effective rates (AAR/NDER) exclude fees and other charges. New agreements are weighted by their size within the month. This is not the moving-average composite used for housing and business borrowing. The euro area aggregate has changing membership. Coverage varies by country; the Netherlands has no observations from 2003 in this series. Values may be revised.
- Source: European Central Bank, ECB MIR interest rate on new household consumer loans (A2B.A.R.A.2250.EUR.N) (https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2B.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- License: ESCB statistics reuse policy (free commercial and non-commercial reuse, source must be quoted)
- Citation: European Central Bank. ECB MIR interest rate on new household consumer loans (A2B.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2B.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
- Web page: https://invokely.ai/en/consumer-credit-rate/malta
- API: https://invokely.ai/api/v1/series?indicator=ecb_consumer_credit_rate&place=mt

| Period | % |
|---|---:|
| 2026-08 | 4.15 |
| 2026-07 | 4.21 |
| 2026-06 | 4.05 |
| 2026-05 | 4.15 |
| 2026-04 | 4.24 |
| 2026-03 | 4.08 |
| 2026-02 | 4.15 |
| 2026-01 | 3.91 |
| 2025-12 | 4.26 |
| 2025-11 | 4.53 |
| 2025-10 | 3.98 |
| 2025-09 | 4.18 |
| 2025-08 | 4.14 |
| 2025-07 | 4.31 |
| 2025-06 | 4.24 |
| 2025-05 | 4.35 |
| 2025-04 | 4.28 |
| 2025-03 | 4.49 |
| 2025-02 | 4.31 |
| 2025-01 | 4.1 |
| 2024-12 | 3.94 |
| 2024-11 | 4.12 |
| 2024-10 | 4.11 |
| 2024-09 | 4.18 |
| 2024-08 | 4.33 |
| 2024-07 | 4.45 |
| 2024-06 | 4.57 |
| 2024-05 | 4.55 |
| 2024-04 | 4.33 |
| 2024-03 | 4.26 |
| 2024-02 | 4.03 |
| 2024-01 | 3.98 |
| 2023-12 | 2.43 |
| 2023-11 | 2.72 |
| 2023-10 | 2.55 |
| 2023-09 | 3.13 |
| 2023-08 | 3.56 |
| 2023-07 | 3.68 |
| 2023-06 | 3.46 |
| 2023-05 | 3.64 |
| 2023-04 | 3.7 |
| 2023-03 | 3.63 |
| 2023-02 | 3.65 |
| 2023-01 | 3.91 |
| 2022-12 | 3.32 |
| 2022-11 | 3.73 |
| 2022-10 | 3.97 |
| 2022-09 | 3.3 |
| 2022-08 | 4.34 |
| 2022-07 | 4.41 |
| 2022-06 | 4.09 |
| 2022-05 | 4.57 |
| 2022-04 | 4.35 |
| 2022-03 | 4.37 |
| 2022-02 | 4.43 |
| 2022-01 | 4.17 |
| 2021-12 | 4.6 |
| 2021-11 | 4.41 |
| 2021-10 | 4.62 |
| 2021-09 | 4.51 |
| 2021-08 | 4.53 |
| 2021-07 | 4.32 |
| 2021-06 | 4.67 |
| 2021-05 | 4.47 |
| 2021-04 | 4.57 |
| 2021-03 | 4.66 |
| 2021-02 | 4.69 |
| 2021-01 | 4.63 |
| 2020-12 | 4.59 |
| 2020-11 | 4.49 |
| 2020-10 | 4.45 |
| 2020-09 | 4.52 |
| 2020-08 | 4.63 |
| 2020-07 | 3.94 |
| 2020-06 | 4.66 |
| 2020-05 | 4.67 |
| 2020-04 | 4.88 |
| 2020-03 | 4.63 |
| 2020-02 | 4.32 |
| 2020-01 | 4.43 |
| 2019-12 | 4.23 |
| 2019-11 | 4.37 |
| 2019-10 | 4.7 |
| 2019-09 | 4.68 |
| 2019-08 | 4.76 |
| 2019-07 | 4.66 |
| 2019-06 | 4.74 |
| 2019-05 | 4.65 |
| 2019-04 | 4.68 |
| 2019-03 | 4.6 |
| 2019-02 | 4.63 |
| 2019-01 | 4.77 |
| 2018-12 | 4.68 |
| 2018-11 | 4.66 |
| 2018-10 | 4.73 |
| 2018-09 | 4.61 |
| 2018-08 | 4.69 |
| 2018-07 | 4.67 |
| 2018-06 | 4.58 |
| 2018-05 | 4.61 |
| 2018-04 | 4.56 |
| 2018-03 | 4.65 |
| 2018-02 | 4.72 |
| 2018-01 | 4.87 |
| 2017-12 | 5 |
| 2017-11 | 5.22 |
| 2017-10 | 4.87 |
| 2017-09 | 4.76 |
| 2017-08 | 4.99 |
| 2017-01 | 5.19 |
| 2016-09 | 5.13 |
| 2014-01 | 4.68 |
| 2013-12 | 4.4 |
| 2013-11 | 4.73 |
| 2013-01 | 5.72 |
| 2012-12 | 5.66 |
| 2012-11 | 5.73 |
| 2012-10 | 5.85 |
| 2012-07 | 5.82 |
| 2012-06 | 5.81 |
| 2012-05 | 5.74 |
| 2012-03 | 5.79 |
| 2012-02 | 5.69 |
| 2012-01 | 5.59 |
| 2011-12 | 5.04 |
| 2011-11 | 5.48 |
| 2011-10 | 5.54 |
| 2011-09 | 5.75 |
| 2011-08 | 5.39 |
| 2011-07 | 5.65 |
| 2011-06 | 5.38 |
| 2010-12 | 5.81 |
| 2010-08 | 5.88 |
| 2010-07 | 5.54 |
| 2010-06 | 5.63 |
| 2009-02 | 5.64 |
| 2008-04 | 6.68 |