# Interest rate on new consumer loans in Latvia

Interest rate on new consumer loans in Latvia was 11.48% in August 2026. Source: European Central Bank.

- Indicator id: `ecb_consumer_credit_rate`
- Place id: `lv`
- Unit: %
- Definition: Monthly average interest rate on new bank loans to households and non-profit institutions serving households for consumption, in percent per year. It excludes revolving loans, overdrafts and credit-card debt.
- Note: Annualised agreed rates or narrowly defined effective rates (AAR/NDER) exclude fees and other charges. New agreements are weighted by their size within the month. This is not the moving-average composite used for housing and business borrowing. The euro area aggregate has changing membership. Coverage varies by country; the Netherlands has no observations from 2003 in this series. Values may be revised.
- Source: European Central Bank, ECB MIR interest rate on new household consumer loans (A2B.A.R.A.2250.EUR.N) (https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2B.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01)
- Publisher page: https://invokely.ai/en/publishers/european-central-bank
- Retrieved: 2026-10-12
- License: ESCB statistics reuse policy (free commercial and non-commercial reuse, source must be quoted)
- Citation: European Central Bank. ECB MIR interest rate on new household consumer loans (A2B.A.R.A.2250.EUR.N). https://data-api.ecb.europa.eu/service/data/MIR/M.AT+BE+BG+CY+DE+EE+ES+FI+FR+GR+HR+IE+IT+LT+LU+LV+MT+NL+PT+SI+SK+U2.B.A2B.A.R.A.2250.EUR.N?format=csvdata&startPeriod=2003-01. Retrieved 2026-10-12.
- Web page: https://invokely.ai/en/consumer-credit-rate/latvia
- API: https://invokely.ai/api/v1/series?indicator=ecb_consumer_credit_rate&place=lv

| Period | % |
|---|---:|
| 2026-08 | 11.48 |
| 2026-07 | 11.33 |
| 2026-06 | 11.29 |
| 2026-05 | 11.42 |
| 2026-04 | 11.79 |
| 2026-03 | 11.69 |
| 2026-02 | 12.04 |
| 2026-01 | 12.6 |
| 2025-12 | 13.35 |
| 2025-11 | 12.29 |
| 2025-10 | 6.69 |
| 2025-09 | 12.23 |
| 2025-08 | 12.53 |
| 2025-07 | 13.08 |
| 2025-06 | 13.28 |
| 2025-05 | 13.06 |
| 2025-04 | 12.85 |
| 2025-03 | 12.62 |
| 2025-02 | 13.08 |
| 2025-01 | 13.95 |
| 2024-12 | 15.34 |
| 2024-11 | 13.94 |
| 2024-10 | 13.96 |
| 2024-09 | 12.78 |
| 2024-08 | 13.07 |
| 2024-07 | 13.61 |
| 2024-06 | 13.63 |
| 2024-05 | 13.65 |
| 2024-04 | 13.26 |
| 2024-03 | 12.24 |
| 2024-02 | 13.4 |
| 2024-01 | 13.87 |
| 2023-12 | 15.4 |
| 2023-11 | 13.95 |
| 2023-10 | 13.96 |
| 2023-09 | 13.05 |
| 2023-08 | 13.66 |
| 2023-07 | 13.91 |
| 2023-06 | 13.5 |
| 2023-05 | 13.46 |
| 2023-04 | 13.25 |
| 2023-03 | 13.21 |
| 2023-02 | 13.96 |
| 2023-01 | 13.17 |
| 2022-12 | 15.98 |
| 2022-11 | 13.91 |
| 2022-10 | 14.03 |
| 2022-09 | 13.57 |
| 2022-08 | 13.56 |
| 2022-07 | 12.28 |
| 2022-06 | 13.76 |
| 2022-05 | 13.68 |
| 2022-04 | 13.59 |
| 2022-03 | 13.8 |
| 2022-02 | 13.95 |
| 2022-01 | 14.48 |
| 2021-12 | 14.28 |
| 2021-11 | 14.07 |
| 2021-10 | 14.19 |
| 2021-09 | 13.23 |
| 2021-08 | 13.34 |
| 2021-07 | 13.49 |
| 2021-06 | 13.84 |
| 2021-05 | 13.22 |
| 2021-04 | 13.48 |
| 2021-03 | 13.51 |
| 2021-02 | 14.1 |
| 2021-01 | 14.22 |
| 2020-12 | 14.44 |
| 2020-11 | 14.7 |
| 2020-10 | 14.26 |
| 2020-09 | 13.83 |
| 2020-08 | 14.59 |
| 2020-07 | 15.03 |
| 2020-06 | 15.38 |
| 2020-05 | 15.8 |
| 2020-04 | 14.84 |
| 2020-03 | 14.11 |
| 2020-02 | 15.56 |
| 2020-01 | 15.87 |
| 2019-12 | 15.56 |
| 2019-11 | 14.88 |
| 2019-10 | 14.18 |
| 2019-09 | 15.04 |
| 2019-08 | 16.56 |
| 2019-07 | 16.61 |
| 2019-06 | 16.09 |
| 2019-05 | 14.3 |
| 2019-04 | 14.74 |
| 2019-03 | 14.08 |
| 2019-02 | 14.72 |
| 2019-01 | 14.91 |
| 2018-12 | 13.81 |
| 2018-11 | 14.7 |
| 2018-10 | 14.57 |
| 2018-09 | 14.9 |
| 2018-08 | 14.63 |
| 2018-07 | 14.61 |
| 2018-06 | 15.22 |
| 2018-05 | 15.52 |
| 2018-04 | 15.86 |
| 2018-03 | 16.12 |
| 2018-02 | 16.6 |
| 2018-01 | 16.1 |
| 2017-12 | 16.68 |
| 2017-11 | 16.67 |
| 2017-10 | 16.3 |
| 2017-09 | 16.39 |
| 2017-08 | 16.07 |
| 2017-07 | 16.38 |
| 2017-06 | 16.27 |
| 2017-05 | 16.9 |
| 2017-04 | 16.43 |
| 2017-03 | 16.7 |
| 2017-02 | 17.51 |
| 2017-01 | 17.73 |
| 2016-12 | 16.84 |
| 2016-11 | 17.89 |
| 2016-10 | 17.78 |
| 2016-09 | 18.24 |
| 2016-08 | 18.3 |
| 2016-07 | 19.34 |
| 2016-06 | 17.7 |
| 2016-05 | 18.37 |
| 2016-04 | 19.06 |
| 2016-03 | 18.97 |
| 2016-02 | 19.6 |
| 2016-01 | 20.14 |
| 2015-12 | 19.96 |
| 2015-11 | 19.63 |
| 2015-10 | 18.59 |
| 2015-09 | 20.03 |
| 2015-08 | 19.6 |
| 2015-07 | 18.9 |
| 2015-06 | 19 |
| 2015-05 | 19.37 |
| 2015-04 | 17.89 |
| 2015-03 | 19.68 |
| 2015-02 | 20.28 |
| 2015-01 | 13.57 |
| 2014-12 | 20.04 |
| 2014-11 | 19.7 |
| 2014-10 | 19.35 |
| 2014-09 | 18.92 |
| 2014-08 | 19.92 |
| 2014-07 | 14.6 |
| 2014-06 | 20.07 |
| 2014-05 | 20.46 |
| 2014-04 | 21.53 |
| 2014-03 | 22.42 |
| 2014-02 | 21.57 |
| 2014-01 | 21.09 |
| 2013-12 | 22.95 |
| 2013-11 | 21.09 |
| 2013-10 | 19.48 |
| 2013-09 | 20.92 |
| 2013-08 | 23.33 |
| 2013-07 | 24.28 |
| 2013-06 | 22.78 |
| 2013-05 | 21.16 |
| 2013-04 | 15.64 |
| 2013-03 | 15.6 |
| 2013-02 | 15.05 |
| 2013-01 | 15.66 |
| 2012-12 | 12.77 |
| 2012-11 | 13.31 |
| 2012-10 | 12.54 |
| 2012-09 | 12.93 |
| 2012-08 | 13.33 |
| 2012-07 | 13.06 |
| 2012-06 | 14.43 |
| 2012-05 | 14.34 |
| 2012-04 | 13.44 |
| 2012-03 | 15.76 |
| 2012-02 | 14.95 |
| 2012-01 | 15.51 |
| 2011-12 | 17.84 |
| 2011-11 | 15.24 |
| 2011-10 | 14.62 |
| 2011-09 | 15.74 |
| 2011-08 | 16.65 |
| 2011-07 | 16.09 |
| 2011-06 | 17.21 |
| 2011-05 | 21.58 |
| 2011-04 | 22.82 |
| 2011-03 | 23.2 |
| 2011-02 | 20.3 |
| 2010-12 | 17.34 |
| 2010-11 | 15.16 |
| 2010-09 | 17.53 |
| 2010-08 | 20.02 |
| 2010-07 | 19.03 |
| 2010-06 | 15.8 |
| 2010-05 | 18.26 |
| 2010-04 | 18.16 |
| 2010-03 | 19.57 |
| 2010-02 | 18.92 |
| 2010-01 | 18.24 |
| 2009-12 | 11.14 |
| 2009-11 | 17.66 |
| 2009-10 | 18.14 |
| 2009-09 | 18.18 |
| 2009-08 | 18.14 |
| 2009-07 | 19.15 |
| 2009-06 | 16.8 |
| 2009-05 | 14.84 |
| 2009-04 | 14.17 |
| 2009-03 | 14.23 |
| 2009-02 | 11.3 |
| 2009-01 | 11.77 |
| 2008-12 | 11.34 |
| 2008-11 | 10.2 |
| 2008-10 | 9.45 |
| 2008-09 | 9.34 |
| 2008-08 | 8.62 |
| 2008-07 | 8.43 |
| 2008-06 | 8.46 |
| 2008-05 | 8.35 |
| 2008-04 | 7.99 |
| 2008-03 | 7.7 |
| 2008-02 | 7.36 |
| 2008-01 | 7.45 |
| 2007-12 | 7.37 |
| 2007-11 | 7.26 |
| 2007-10 | 7.11 |
| 2007-09 | 6.97 |
| 2007-08 | 6.89 |
| 2007-07 | 6.93 |
| 2007-06 | 6.86 |
| 2007-05 | 6.62 |
| 2007-04 | 6.55 |
| 2007-03 | 6.64 |
| 2007-01 | 6.41 |
| 2006-09 | 6.09 |
| 2006-07 | 5.72 |
| 2006-06 | 5.58 |
| 2006-05 | 5.5 |
| 2006-02 | 5.87 |
| 2005-12 | 5.44 |
| 2005-11 | 5.27 |
| 2005-06 | 4.83 |
| 2005-03 | 5.34 |
| 2004-11 | 4.93 |
| 2004-10 | 5.77 |
| 2004-07 | 6.31 |
| 2004-05 | 6.91 |