# Account ownership, primary education or less

Percentage of respondents aged 15 and over with primary education or less who have a financial institution or mobile money account. The denominator is this education group. Account definition: Having an individual or joint account at a bank or another financial institution, or personally using a mobile money service in the past 12 months.

## Key facts

- Account ownership, primary education or less in the United States was 92.73% in 2024, according to the World Bank.
- Austria had the highest account ownership, primary education or less of 138 countries in 2024, at 100%, and Nicaragua the lowest, at 13.27%. Source: the World Bank.
- Published for 158 places, with figures from 2011 to 2024.
- Figures last updated on 2026-10-12.

- Indicator id: `account_ownership_primary_education`
- Unit: %
- Note: Global Findex survey estimates for people aged 15 and over, or the named subgroup. Percentages use all respondents in that population, not only savers, borrowers or account owners. Only published survey years are stored; no values are interpolated or carried forward. The 2025 edition reports 2024 fieldwork. Some earlier-wave surveys were conducted in 2022; the publisher year labels are retained. In 2024, account and debit-card ownership were asked more widely than other financial-use questions, so available years vary by measure and economy. Survey coverage and questions can change between waves.
- Web page: https://invokely.ai/en/account-ownership-primary-education
- API: https://invokely.ai/api/v1/indicators/account_ownership_primary_education

## Latest figures

| Place | Period | % | Source |
|---|---|---:|---|
| United States | 2024 | 92.73 | World Bank, Global Findex Database. Global Findex: Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+) (FX.OWN.TOTL.PL.ZS). https://data.worldbank.org/indicator/FX.OWN.TOTL.PL.ZS. Retrieved 2026-10-12. Licensed under CC BY 4.0. |

## Rankings

- [Countries](https://invokely.ai/rankings/account-ownership-primary-education/countries.md) (158 places)
- [EU countries](https://invokely.ai/rankings/account-ownership-primary-education/eu-countries.md) (27 places)